John L. (Jay) Montgomery

**** ***** *****

Atlanta, GA 30341

229-***-****

Objective To obtain a challenging position in a consultative and relationship based, progressive and growing financial organization.

Summary Extensive experience in developing new territory and key needs within corporate, middle market and community bank companies, including new car dealers and petroleum jobbers.

Experience 3/19 – Present The First Bank Atlanta, GA

SVP

Responsibilities:

Assess current client financial situation to determine appropriate funding solutions and treasury management needs.

Cultivate and maintain strong new relationships by providing a spectrum of bank services. Expanded existing loan portfolio by 20% year over year excluding PPP program loans.

Assisted 168 clients in processing two rounds of PPP loans (Cares Act 2020 and 2021).

Experience 3/16 – 3/19 Branch Bank & Trust, (BB&T), South Georgia

Market President South Georgia, SVP

Responsibilities:

Responsible for growing new commercial and community bank customer relationships across South Georgia.

Managed existing clients needs while identifying further lending opportunities as well as cross sell other bank related products such as treasury, retirement investment services, SBA, merchant services, derivative products and BB&T at work program. $60,000,000.00 loan portfolio and $110,000,000.00 deposit portfolio.

Identified over $160 Million in new prospect loan opportunities.

Experience

6/12 – 3/16 SUNTRUST BANK, Albany Georgia

Market President and CEO South Georgia

Responsibilities:

Responsible for managing commercial and middle market portfolio across 30 county area in Southwest Georgia and West Georgia.

Identify asset based lending opportunities, corporate finance opportunities, derivative products, global trade services, commercial debt and treasury opportunities and referred opportunities to investment bank.

Maintain and utilize local advisory board for community engagement and referrals.

Increased portfolio revenue from $500,000 annually to $1,600,000 annually.

Experience

11/10 – 6/12 SUNTRUST BANK, Albany Georgia

First Vice President Dealer Services

Responsibilities:

Responsible for managing and growing new car dealer floor plan lines of credit, real estate financing solutions, treasury related solutions and providing private wealth management referrals across Georgia.

Achievements:

Increased loan portfolio by $87 million in floor plan lines and real estate financing opportunities.

Finished in top quintile ranking, which includes new business revenue, loan growth and new primary relationships.

Experience

7/09-11/10 REGIONS BANK, Albany Georgia

City President, Community Banking

Responsibilities:

Responsible for managing community bank portfolio across 7 branch network in Southwest Georgia. Portfolio consists of $250 million in loans and leases and $200 million in deposits.

Experience

7/05-7/09 REGIONS BANK, Albany Georgia

Vice President, Commercial Banking

Responsibilities:

Responsible for managing existing customer relationships and generating new business within Southwest Georgia.

Assist customers in analyzing problems and propose solutions with appropriate banking needs.

Maintained $250,000 single loan authority.

Achievements:

Increased loan portfolio from $8 million to over $37 million in outstandings.

Finished 4th company-wide in loan and deposit production in 2007.

Cultivated relationships with new and existing customers, external centers of influence and varying outside civic organizations.

Experience

5/98-7/05 SOUTHTRUST BANK – WACHOVIA BANK, N.A.; Atlanta Georgia

Vice President, Corporate – Middle Market Banking

Responsibilities:

Market various bank products to commercial companies with revenue up to $500 million.

Market varying product needs, including asset based lending, derivative products, international and treasury related products.

Manage ongoing relationships of clients with extensive credit analysis.

Achievements

Developed and maintained a $150 million portfolio, including $98 million in outstandings.

Generated over $550,000 in derivative income in 2003.

Completion of intensive bank training program (CLA).

Experience

7/91-5/98 BAYVIEW BANK, FMAC; Atlanta Georgia

Marketing Vice President, Energy Finance Group

Responsibilities:

Market loan products to the retail petroleum industry.

Make recommendations to petroleum companies, analyze their needs, structure, coordinate, and close FMAC loan products.

Achievements:

Closed and booked over $66 million of new loan origination.

Proposed on over $174 million in capital for retail loan programs.

Education

UNIVERSITY OF ALABAMA, Tuscaloosa Alabama

Fall 1991: BS major in Finance, Emphasis in Risk Management with a broad range of courses, including accounting, marketing and statistics.

Activities:

Worked 20 hours per week, JVC North America

Intern Ernst & Young accounting firm

Chairman, Variety Programming; negotiated $15,000 budget to arrange entertainment for students

Vice President, U of A Insurance Society

Active member of Kappa Sigma Fraternity

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