End User Dispute Resolution
Resume:
Order # 182******* Weller, Scott Vernon
Order Status: Complete
Order Result: CONSIDER
USA 1-888-***-****
ad3hpc@r.postjobfree.com
Europe +44 (0-208******* - Option 2
Con dential Background Screening Report
This report or portions of this report may have been rated or scored pursuant to criteria provided by the end-user. The rating is merely to ease the reviewer(s) review of the report and does not indicate that any employment decision has been made. Regardless of any rating applied by Sterling based on the end-user's criteria, the end-user must review all reports to conduct a case-by-case individualized analysis before making any decision. References to a speci c "Level" in the Result Column or as indicated in a Component Title are based solely on an end-user's criteria and do not refer to any label used by any sex o ender registry, government agency, or public record repository. Sterling provides the information contained in this report to End-User to be used solely for a permissible purpose as de ned in the Fair Credit Reporting Act. If the End-User intends to take adverse action based in whole or in part on the contents of this report, the End-User must provide the consumer with notices that it is taking adverse action and those notices must comply with the FCRA and state law. All information contained in this report is provided pursuant to the terms of the End-User Agreement. End-User further understands that it uses any and all information provided by Sterling at its own risk and End-User is solely liable for complying with all federal, state, and local laws. The information contained in this report is con dential and may only be accessed by authorized employees of End-User, provided to the consumer about who it relates, or provided as otherwise required by law.
The scope of the criminal history search is governed by state and federal reporting restrictions and client request. Generally, records will be reported for 7 years. Due to state and federal reporting guidelines for consumer reporting agencies, records may or may not exist that may not be reported.
Important Disclosures
Order Information
Account Name
FRONTIER AIRLINES, INC.
Account Location
DENVER, CO
Billing Code
IN FLIGHT
Created Date
2023-01-17
Completed Date
2023-01-23
Screening Package
Standard 10 Yr
Candidate Information
First Name
Scott
Middle Name
Vernon
Last Name
Weller
Address
19513 Montview Drive
Aurora, CO 80011
Phone
ad3hpc@r.postjobfree.com
Page 2 of 15
Search Identi er Status Result
SSN Trace XXX-XX-8669 Complete COMPLETE
County Court Search Weller, Scott Vernon, CO-WELD Complete CLEAR County Court Search Weller, Scott Vernon, NY-NEW YORK Complete COMPLETE County Court Search Weller, Scott Vernon, CO-ADAMS Complete CLEAR County Court Search Weller, Scott Vernon, CO-EL PASO Complete CLEAR County Court Search Weller, Scott Vernon, CO-ARAPAHOE Complete CONSIDER County Court Search Weller, Scott Vernon, CO-DENVER Complete CLEAR State Search
Weller, Scott Vernon, NY-Administrative O ce
of the Courts
Complete CLEAR
Federal Court Search Weller, Scott Vernon, NY-SOUTHERN DISTRICT Complete CLEAR Federal Court Search Weller, Scott Vernon, CO-DISTRICT Complete CLEAR Locator Select Weller, Scott Vernon Complete COMPLETE System for Award
Management (SAM)
Weller, Scott Vernon Complete CLEAR
DOJ Sex O ender Search Weller, Scott Vernon Complete CLEAR Enhanced Nationwide
Criminal Search
Weller, Scott Vernon Complete CLEAR
Report Summary
Data As Provided
Reported Data
SSN Trace—XXX-XX-8669 COMPLETE
SSN XXX-XX-8669
Last Name Weller
First Name Scott
Middle Name Vernon
The provided social security number has returned potential matching information related to the subject of this report. This information is an investigative tool only and should not be used as the basis of any employment decision. Report requested on: 2023-01-17 Report completed on: 2023-01-17 Name Weller, Scott Vernon
SSN XXX-XX-8669
Page 3 of 15
Data As Provided Veri ed Data
County Court Search—Weller, Scott Vernon, CO-WELD CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction CO-WELD (308)
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided
Veri ed Data
County Court Search—Weller, Scott Vernon, NY-NEW YORK COMPLETE Last Name Weller
First Name Scott
Middle Name Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction NY-NEW YORK (2016)
Report requested on: 2023-01-17 Report completed on: 2023-01-17 Case Comments
Public record information from this county is only available through a statewide search performed through the NY-Administrative Office of the Courts. County Court Search—Weller, Scott Vernon, CO-ADAMS CLEAR Page 4 of 15
Data As Provided Veri ed Data
Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction CO-ADAMS (247)
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided Veri ed Data
County Court Search—Weller, Scott Vernon, CO-EL PASO CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction CO-EL PASO (266)
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided Veri ed Data
County Court Search—Weller, Scott Vernon, CO-ARAPAHOE CONSIDER Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Report requested on: 2023-01-17
Report completed on: 2023-01-23
Case
Number
2007CR110(District)
Veri ed By Last Name,First Name,DOB
Last Name WELLER
First Name SCOTT
Middle VERNON
Page 5 of 15
Charges
Charges
Gender Unknown
Jurisdiction CO-ARAPAHOE (249)
Name
DOB XXXX-10-09
Case Type Conviction
Case Level Misdemeanor
Filed Date 1996-10-12
Disposition
Date
2008-02-19
Violation
Date
1996-10-12
Type Misdemeanor
Original
Charge
Child Abuse-knowing/reckless-bodily Inj
Disposition Guilty
Sentence Type: Community Service
Suspended: No
Length: 48 Hours
Type: Probation
Suspended: No
Length: 1 Years
Type: Costs
Suspended: No
Fine Amount: $35.00
Comments Charge Statute: 18-6-401(1)(a),(7)(a)(V)
Case
Number
1997CR2733(District)
Veri ed By Last Name,First Name,DOB
Last Name WELLER
First Name SCOTT
Middle
Name
VERNON
DOB XXXX-10-09
Case Type Conviction
Case Level Misdemeanor
Filed Date 1997-07-27
Disposition
Date
1997-12-10
Page 6 of 15
Violation
Date
1997-07-27
Type Misdemeanor
Original
Charge
Harassment
Disposition Guilty
Sentence Type: Costs
Suspended: No
Fine Amount: $18.00
Type: Fine
Suspended: No
Fine Amount: $50.00
Comments Charge Statute: 18-9-111
Violation
Date
1997-07-27
Type Misdemeanor
Original
Charge
Assault - Third Degree
Disposition Guilty
Sentence Type: Fine
Suspended: No
Fine Amount: $250.00
Type: Probation
Suspended: No
Length: 2 Years
Comments Charge Statute: 18-3-204
Data As Provided Veri ed Data
County Court Search—Weller, Scott Vernon, CO-DENVER CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Page 7 of 15
Gender Unknown
Jurisdiction CO-DENVER (262)
Data As Provided Veri ed Data
State Search—Weller, Scott Vernon, NY-Administrative O ce of the Courts CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction NY-Administrative O ce of the Courts
(3655)
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided Veri ed Data
Federal Court Search—Weller, Scott Vernon, NY-SOUTHERN DISTRICT CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction NY-SOUTHERN DISTRICT (3339)
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided Veri ed Data
Federal Court Search—Weller, Scott Vernon, CO-DISTRICT CLEAR Last Name Weller Report requested on: 2023-01-17
Page 8 of 15
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Jurisdiction CO-DISTRICT (3295)
Report completed on: 2023-01-17
Data As Provided Veri ed Data
Locator Select—Weller, Scott Vernon COMPLETE
Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
State CO
Zip Code 80011
License
Number
—
If the Search revealed any potential reportable
information that was not up to date, primary source searches were initiated to ensure only up to date
information is reported.Any information from such
primary source searches is located elsewhere in this report.
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Data As Provided Veri ed Data
System for Award Management (SAM)—Weller, Scott Vernon CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
DOB XXXX-10-09
SSN XXX-XX-8669
Report requested on: 2023-01-17
Report completed on: 2023-01-18
Page 9 of 15
Data As Provided
Veri ed Data
DOJ Sex Offender Search—Weller, Scott Vernon CLEAR Last Name Weller
First Name Scott
Middle Name Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Report requested on: 2023-01-17 Report completed on: 2023-01-17 Case Comments
Limitations on the DOJ Sex Offender Search.
1. NEVADA: This search does not provide results from the State of Nevada, as by both statute and regulation, information from the Nevada Sex Offender Registry web site cannot be used for employment purposes and cannot be distributed commercially. 2. OREGON: This search has special conditions from the state of Oregon. Information is only provided for sex offenders who have been designated as Predatory, as provided in ORS 181.585, who have been determined to present the highest risk of reoffending and to require the widest range of notification or are found to be a sexually violent dangerous offender under ORS 144.635.
Data As Provided Veri ed Data
Enhanced Nationwide Criminal Search—Weller, Scott Vernon CLEAR Last Name Weller
First Name Scott
Middle
Name
Vernon
SSN XXX-XX-8669
DOB XXXX-10-09
Race Unknown
Gender Unknown
Report requested on: 2023-01-17
Report completed on: 2023-01-17
Page 10 of 15
The Enhanced Nationwide search is a national database, made up of various state and local sources. It does not cover every US jurisdiction. The veri ed results can be found under the header of the appropriate jurisdiction on this report.
Para información en español, visite www.consumer nance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the les of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under FCRA. For more information, including information about additional rights, go to www.consumer nance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. You must be told if information in your le has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your le. You may request and obtain all the information about you in the les of a consumer reporting agency (your “ le disclosure”). You will be required to provide proper identi cation, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free le disclosure if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your le; your le contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumer nance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your le that is incomplete or inaccurate, and report it to the consumer Required Notices
Page 11 of 15
reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumer nance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unveri able information. Inaccurate, incomplete, or unveri able information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has veri ed as accurate.
Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your le is limited. A consumer reporting agency may provide information about you only to people with a valid need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA speci es those with a valid need for access.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumer nance.gov/learnmore.
You may limit “prescreened” o ers of credit and insurance you get based on information in your credit report. Unsolicited “prescreened” o ers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these o ers are based on. You may opt out with the nationwide credit bureaus at 1-888-***-****.
The following FCRA right applies with respect to nationwide consumer reporting agencies: Consumers Have the Right To Obtain a Security Freeze You have a right to place a “security freeze” on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and nancial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit le at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit le. Upon seeing a fraud alert display on a consumer's credit le, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you
Page 12 of 15
are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its a liates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumer nance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT:
1.a. Banks, savings associations, and credit
unions with total assets of over $10 billion and
their a liates
b. Such a liates that are not banks, savings
associations, or credit unions also should list,
in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street, NW
Washington, DC 20552
b. Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations,
and federal branches and federal agencies of
foreign banks
b. State member banks, branches and agencies
of foreign banks (other than federal branches,
federal agencies, and Insured State Branches
of Foreign Banks), commercial lending
companies owned or controlled by foreign
banks, and organizations operating under
section 25 or 25A of the Federal Reserve Act.
c. Nonmember Insured Banks, Insured State
Branches of Foreign Banks, and insured state
savings associations
d. Federal Credit Unions
a. O ce of the Comptroller of the Currency
Customer Assistance Group
P.O. Box 53570
Houston, TX 77052
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. Division of Depositor and Consumer
Protection
National Center for Consumer and Depositor
Assistance
Federal Deposit Insurance Corporation
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
O ce of Consumer Financial Protection
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Assistant General Counsel for O ce of Aviation Consumer Protection
Department of Transportation
Page 13 of 15
1200 New Jersey Avenue SE
Washington, DC 20590
4. Creditors Subject to the Surface
Transportation Board
O ce of Public Assistance, Governmental
A airs, and Compliance Surface Transportation
Board
395 E Street SW
Washington, DC 20423
5. Creditors Subject to the Packers and
Stockyards Act, 1921
Nearest Packers and Stockyards Division
Regional O ce
6. Small Business Investment Companies Associate Administrator, O ce of Capital Access
United States Small Business Administration
409 Third Street SW, Suite 8200
Washington, DC 20416
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington, DC 20549
8. Institutions that are members of the Farm
Credit System
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other
Creditors Not Listed Above
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
NEW YORK CORRECTION LAW
ARTICLE 23-A
LICENSURE AND EMPLOYMENT OF PERSONS PREVIOUSLY
CONVICTED OF ONE OR MORE CRIMINAL OFFENSES
Section 750. De nitions.
751. Applicability.
752. Unfair discrimination against persons previously convicted of one or more criminal o enses prohibited.
753. Factors to be considered concerning a previous criminal conviction; presumption. 754. Written statement upon denial of license or employment. 755. Enforcement.
§750. De nitions. For the purposes of this article, the following terms shall have the following meanings:
“Public agency” means the state or any local subdivision thereof, or any state or local department, agency, board or commission.
“Private employer” means any person, company, corporation, labor organization or association which employs ten or more persons.
“Direct relationship” means that the nature of criminal conduct for which the person was convicted has a direct bearing on his tness or ability to perform one or more of the duties or responsibilities necessarily related to the license, opportunity, or job in question. Page 14 of 15
“License” means any certi cate, license, permit or grant of permission required by the laws of this state, its political subdivisions or instrumentalities as a condition for the lawful practice of any occupation, employment, trade, vocation, business, or profession. Provided, however, that "license" shall not, for the purposes of this article, include any license or permit to own, possess, carry, or re any explosive, pistol, handgun, ri e, shotgun, or other rearm.
“Employment” means any occupation, vocation or employment, or any form of vocational or educational training. Provided, however, that “employment” shall not, for the purposes of this article, include membership in any law enforcement agency.
§751. Applicability. The provisions of this article shall apply to any application by any person for a license or employment at any public or private employer, who has previously been convicted of one or more criminal o enses in this state or in any other jurisdiction, and to any license or employment held by any person whose conviction of one or more criminal o enses in this state or in any other jurisdiction preceded such employment or granting of a license, except where a mandatory forfeiture, disability or bar to employment is imposed by law, and has not been removed by an executive pardon, certi cate of relief from disabilities or certi cate of good conduct. Nothing in this article shall be construed to a ect any right an employer may have with respect to an intentional misrepresentation in connection with an application for employment made by a prospective employee or previously made by a current employee.
§752. Unfair discrimination against persons previously convicted of one or more criminal o enses prohibited. No application for any license or employment, and no employment or license held by an individual, to which the provisions of this article are applicable, shall be denied or acted upon adversely by reason of the individual's having been previously convicted of one or more criminal o enses, or by reason of a nding of lack of “good moral character” when such nding is based upon the fact that the individual has previously been convicted of one or more criminal o enses, unless: There is a direct relationship between one or more of the previous criminal o enses and the speci c license or employment sought or held by the individual; or The issuance or continuation of the license or the granting or continuation of the employment would involve an unreasonable risk to property or to the safety or welfare of speci c individuals or the general public.
§753. Factors to be considered concerning a previous criminal conviction; presumption. In making a determination pursuant to section seven hundred fty-two of this chapter, the public agency or private employer shall consider the following factors: The public policy of this state, as expressed in this act, to encourage the licensure and employment of persons previously convicted of one or more criminal o enses. The speci c duties and responsibilities necessarily related to the license or employment sought or held by the person.
The bearing, if any, the criminal o ense or o enses for which the person was previously convicted will have on his tness or ability to perform one or more such duties or responsibilities. The time which has elapsed since the occurrence of the criminal o ense or o enses. The age of the person at the time of occurrence of the criminal o ense or o enses. The seriousness of the o ense or o enses.
Any information produced by the person, or produced on his behalf, in regard to his rehabilitation and good conduct.
The legitimate interest of the public agency or private employer in protecting property, and the safety and welfare of speci c individuals or the general public. In making a determination pursuant to section seven hundred fty-two of this chapter, the public agency or private employer shall also give consideration to a certi cate of relief from disabilities or a certi cate of good conduct issued to the applicant, which certi cate shall create a presumption of rehabilitation in regard to the o ense or o enses speci ed therein.
§754. Written statement upon denial of license or employment. At the request of any person previously convicted of one or more criminal o enses who has been denied a license or employment, a public agency or private employer shall provide, within thirty days of a request, a written statement setting forth the reasons for such denial.
§755. Enforcement.
In relation to actions by public agencies, the provisions of this article shall be enforceable by a proceeding brought pursuant to article seventy-eight of the civil practice law and rules. Page 15 of 15
In relation to actions by private employers, the provisions of this article shall be enforceable by the division of human rights pursuant to the powers and procedures set forth in article fteen of the executive law, and, concurrently, by the New York city commission on human rights. Colorado Consumers Have the Right to Obtain a Security Freeze You may obtain a security freeze on your consumer report to protect your privacy and ensure that credit is not granted in your name without your knowledge, except as provided by law. You have a right to place a security freeze on your consumer report to prohibit a consumer reporting agency from releasing any information in your consumer report without your express authorization or approval, except as the law allows.
You will not be initially charged to place a security freeze on your consumer report. However, you will be charged a fee of no more than ten dollars to temporarily lift the freeze for a period of time, to permanently remove the freeze from your consumer report, or when you make a subsequent request for a freeze to be placed on your consumer report. As well, you may be charged a fee of no more than twelve dollars to temporarily lift the freeze for a speci c party. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. When you place a security freeze on your consumer report, within ve business days you will be provided procedures for the temporary release of your consumer report to a speci c party or parties or for a period of time after the security freeze is in place. To provide that authorization, you must contact the consumer reporting agency and provide the proper information regarding the third party or parties who are to receive the consumer report or the period of time for which the report shall be available to users of the consumer report. A consumer reporting agency that receives a request from a consumer to temporarily lift a security freeze on a consumer report shall comply with the request no later than three business days after receiving the request.
A security freeze does not apply to circumstances where you have an existing account relationship, and a copy of your report is requested by your existing creditor or its agents or a liates for certain types of account review, collection, fraud control, or similar activities. You should be aware that using a security freeze to take control over who gains access to the personal and nancial information in your consumer report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding new loans, credit, mortgage, insurance, government services or payments, rental housing, employment, investment, license, cellular phone, utilities, digital signature, internet credit card transaction, or other services, including an extension of credit at the point of sale. You should plan ahead and lift a security freeze either completely if you are shopping around, or speci cally for a certain creditor a few days before actually applying for new credit.
You have the right to bring a civil action or submit to binding arbitration against a consumer reporting agency to enforce an obligation under the security freeze law after following speci ed dispute procedures and having received the necessary notice.
Contact this candidate