Michelle Raymond

Mortgage Processor

New Britain, Connecticut, United States

+1-860-***-****

ad3hj8@r.postjobfree.com

SUMMARY

●Organized, highly motivated, and detail-directed problem solver

●Proven ability to work independently or in unison with staff and high level executives

●Proficient and a quick study in various systems used in the mortgage industry

●Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusion or approaches to problems

●Consider the cost and benefit of potential action to choose the most appropriate one.

●To successfully refine and implement new processes. WORK EXPERIENCE

2020-2023

Mortgage Processor

Norcom Mortgage

United States

2015-2020

Mortgage Processor

Webster Bank

United States

2014-2015

Compliance Processor

First Alliance Lending

East Hartford, Connecticut, United States

Evaluating information to determine compliance with standards. Monitoring and reviewing information from loan documents to detect or assess problems

● Monitor organizational compliance with regulations. Monitor organizational procedures to ensure proper functioning.

2014-2014

Compliance Analyst

Norcom

Avon, Connecticut, United States

Reviewing and analyzing compliance monitoring reports and other related source documents for any suspicious patterns of activity.

● Doing a follow-up to suggest appropriate action in case there is any unusual activity.

● Providing support to assigned areas on compliance-related issues.

● Participating in compliance reviews, projects and training efforts and acting on behalf of senior management.

● Assisting the management in identifying and containing compliance risk and proactively fostering a compliance culture.

2008-2014

Mortgage Processor

Simsbury Bank

Simsbury, Connecticut, United States

● Performs a variety of loan processing and underwriting functions in compliance with established bank policies and procedures.

● Responsible for submitting loans thru automated underwriting system, reviews appraisals and other documents.

● Communicates with borrowers and other parties relevant to ongoing required documentations

● Prepares loan commitments, denials, counter-offers and withdrawals

● Maintains records and prepare reports under various lending programs

● Process Helocs, Home Equity Loans, Personal Loans, Car loans, Overdraft loans and Collateral loans. 2008-2008

Tech Support

Fiserv Lending Solutions

Rocky Hill, Connecticut, United States

for USAA account

2004-2008

Sr. Mortgage Processor

Farmington Savings Bank

Farmington, Connecticut, United States

National City Mortgage - Middletown, CT

Mortgage Processor

American Savings Bank - New Britain, CT

Deposit Operations / Senior Mortgage Processor

EDUCATION

1989-1991

Greater Hartford Community College

Hartford, Connecticut, United States

Greater Hartford Community College, Hartford, CT

1989 - 1991

SKILLS

Loans Mortgage Underwriting Loan Processing Wireless Multimedia Messaging Service Maintain Compliance Accounting Problem Solving Skills Operations Loan Documents Regulatory Compliance Loan Review Monitor Regulations Policy Development Procedure Development Loan Underwriting Loan Submission Loan Denial Record Keeping Reporting Skills Home Equity Loans Automotive Financing Loan Collateral Home Equity Line of Credit (HELOC) Analysis Skills Risk Savings Bank Technical Support Organizational Skills Government Banking Services Loan Policy Fair Lending

LANGUAGES

English - Fluent Tagalog - Fluent

WORK AUTHORIZATION

I am authorized to work in the following countries:

• United States

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