Hiral Mehta (B.Com., CA, FRM)

720-***-**** ad3gx5@r.postjobfree.com 4755 S Killarney Court, Aurora, CO - 80015 LinkedIn: https://www.linkedin.com/in/hiralmehta88 Chartered Accountant and a certified Financial Risk Manager having more than 13 years of work experience. Majorly I have worked with various banking and financial companies. My area of expertise is in Risk Management, Auditing and Taxation. I have great communication, presentation and relationship building skills. I am a quick learner for technical skills and have a positive attitude. Senior Associate, Riverstone Resources LLC (Fairfax Company) (Jan 2023 – Aug 2023) Corporate Audit

Services

- Participate in IFRS 17 related walkthrough conversations with process owners. Perform quarterly substantive testing of Risk Integrity data related to IFRS 17. Provide feedback and share findings as result of testing with the team. Assist in documenting processes in place and recommended actions for the business.

- As part of SOX requirements, testing of Internal controls for financial reporting (ICFR) including review of other ICFR controls tested by the team and provide feedback.

- Conduct process walkthroughs document changes to process flows and narratives to ensure ongoing changes to actual process and ICFR controls are in line with existing processes for testing purposes

- Agreed upon procedures (AUP) Tasks - Review of specific processes as and when assigned. Apply completeness and accuracy procedures to perform testing for AUP task assigned.

- Participate in Risk Advisory meetings and assist the team in Risk Register Recalibration Efforts Senior Business Process Analyst, MUFG Union Bank (Contractor) (Jan 2022 – Dec 2022) Transaction

Banking Americas

(TBA) - Business

Unit Risk &

Controls team

- To help the team in transition and rebuild its risk and control program activities related to integrated Operational Risk Reporting

- Developing and execution new Risk Control Self Assessments (RCSA). Updating of process flows/RCSAs associated with proposed business changes.

- Handled end to end Trigger monitoring process for Chief Risk and compliance office (CRCO) program to ensure that process and product related triggers are reported timely into Open Pages including efficient co-ordination with BURMs across TBA.

- Handling review and challenge findings for RCSAs and QC reviews for trigger monitoring. VOLUNTEERING (Jan 2018 – March 2022)

Tax Help

Colorado

- Provided tax preparation services for clients from 2019 till 2022 tax seasons.

- This volunteering is based on accredited course requiring tax certification with VITA/TCE program (Volunteer Income Tax Assistance and Tax Counseling for the Elderly) by IRS.

- Volunteering hours for 2020 and 2021 equated to over $100,000 in refunds going back to the clients served.

- Work recognized and appreciated by the Governor of the State of Colorado. Denver Public

Library

- Volunteered at Denver Public Schools for Early Childhood Education (ECE)classroom activities to support the early literacy skills of the students.

- Served during the school year Jan 2018 to Dec 2018. Consultant – Financial Risk Management, KPMG (Jul 2016 - Dec 2016) Operational Risk - Independent evaluations of policies, processes and systems related to operational risk.

- Identification and assessment of risks through Risk and control self-assessments templates (RCSAs).

- Reporting to senior management and the board on the risk exposures in various areas. Credit Risk - Understanding of IFRS 9 guidelines relating to credit risk. Conducting gap analysis with respect to International Financial Reporting Standards (IFRS) & Basel.

- Implementing roadmap based on IFRS 9 guidelines around expected credit losses, including calculations of 12 month and lifetime Probability of defaults (PD), Loss given default (LGD) and Exposure at default (EAD) WORK EXPERIENCE

Manager – Credit & Risk Department, Larsen & Toubro Finance Ltd (Jun 2014 - Jun 2016) Operational Risk - Conducting Risk & Control assessments for various business units at L&T retail platform level viz. housing finance, commercial vehicles, corporate finance, micro finance.

- Validation of existing key risk indicators (KRIs) and identification of new KRIs for respective specialized areas.

- Raising Risk alerts to business units. Review and evaluation of new products/processes. Review of existing controls in products/processes and suggesting additional controls, if any. Credit Risk - Tracking performances of large borrowers. Analysis related to exposure, default analysis, trends, security perfection and performance analysis of business portfolio. Reporting &

trainings

- Conducting risk management workshops at L&T Finance branches.

- Regular reporting to Risk Management Committee and Operational Risk Management Committee. Consultant – Operational Risk, Australia and New Zealand Banking Group Ltd (ANZ Bank) (Jul 2012 - May 2014) Operational Risk - Conducting Risk & Control assessments for various business units viz. Global Markets, Fixed Income, Corporate & Institutional Banking and Transaction Banking.

- Highlighting process gaps and recommending mitigating actions during control testing.

- Conducting timely testing of controls to assess the residual risk level and effectiveness of controls. Business

Continuity Mgmt

- Assisting manager in conducting Business Continuity rehearsals and Business Impact Analysis.

- Regularly conducting onsite checks to ensure that the BC site is fully capable to handle any eventuality. Internal Control

monitoring

- Track corrective action plans that come from Internal Control Testing and Monitoring, internal audit or regulatory audits. Monitoring related to IT System & user access reports.

- Ensuring relevant Group & Business policies/procedures are effectively implemented within the function. Reporting &

trainings

- Conducting gap analysis and ensuring the regulators policies are in line with the local policies.

- Member of the monthly country Group operational risk meetings where group reporting related to various ANZ country operational risks are discussed, monitored and action plans are made. Worked with small and medium sized firms in Audit and tax department: Gondalia & Mandviwala Chartered

Accountants

Manager – Audit & Tax Apr 2012 - Jun 2012

Januz Universal Finance Manager, Audit & Tax Oct 2011 - Mar 2012 Ashra & Co. Chartered Accountants Audit & Tax Executive Mar 2007- Sep 2011 EDUCATION

Chartered Accountant Institute of Chartered Accountants of India (ICAI) Nov 2011 Bachelor of Commerce R.A. Podar College, Mumbai University Nov 2009 COMPUTER PROFICIENCY

Auditing technologies Riskonnect GRC, Audit Board, Archer GRC, Open Pages, SharePoint, OpsRisk GRC Reporting and communication tools MS Word, MS Excel, MS Outlook, MS PowerPoint, MS Visio, Teams, Tableau reporting Accounts and Tax technologies Quick Books, Getyourrefund (GYR) by IRS, Tally & Tally ERP CERTIFICATIONS

Advance Tax preparation VITA (Volunteer Income Tax Assistance) program by IRS Mar 2019 Basic Tax preparation VITA (Volunteer Income Tax Assistance) program by IRS Mar 2018 Financial Risk Management Global Association of Risk Professionals (GARP) Nov 2018 General Management & Communication Skills As per regulations of Institute of Chartered Accountants of India (ICAI) Jul 2011 Computer Training Course As per regulations of Institute of Chartered Accountants of India (ICAI) Jan 2008 MEMBERSHIPS

Chartered Accountant Membership of Institute of Chartered Accountants of India (ICAI) Financial Risk Manager Membership of Global Association of Risk Professionals (GARP) KNOWLEDGE, MEMBERSHIPS & VOLUNTEERING EXPERIENCE

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