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Mortgage Banking Underwriter and QA Manager

Location:
St. Louis, MO, 63103
Posted:
February 07, 2024

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Resume:

February *th, ****

Dear Sir/Madam,

I am writing to express my keen interest in the Operations Specialist- Administrative position at TEKsystems, as advertised. With a proven track record and extensive experience in underwriting, risk management, and operations, I am confident in my ability to contribute effectively to your team.

In my previous role as Underwriter, I actively maintained DE, VA SAR certification and served as a Government, Conforming, and Non-Conforming underwriter, demonstrating proficiency in rendering accurate credit decisions within delegated lending limits. I have a strong background in analyzing credit transactions, ensuring compliance with investor and company guidelines, and effectively collaborating with internal stakeholders, sales teams, and third-party entities.

One of my notable achievements includes leading the management, investigation, and reporting of loan audit findings and repurchase notifications from investors. I successfully defended the company's position, working towards resolution to mitigate exposure. Additionally, I implemented new loss mitigation training, procedures, and reporting, showcasing my ability to innovate and drive positive change within the organization.

My expertise extends to conducting comprehensive analyses of income and financial documentation, facilitating open lines of communication with state auditors, and developing unannounced onsite branch audit reviews to assess adherence to government and company regulations. I have a strong commitment to compliance, evident in my monthly audits of loan officers' advertising materials and my role in maintaining and improving the company's policies to align with government requirements.

I am skilled in facilitating committee meetings, delivering impactful presentations, and managing department budgets to minimize operational expenses. My proficiency in streamlining processes, automating reporting, and efficiently collecting data aligns with your company's focus on operational efficiency.

I am excited about the opportunity to bring my expertise and accomplishments to TEKsystems and contribute to its continued success. Thank you for considering my application. I look forward to the possibility of discussing how my skills and experiences align with the needs of your team.

Sincerely,

Joseph P. Driscoll, Jr.



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