Cindy Boudreaux

CONTACT

225-***-****

Denham Springs, LA 70726

ad3gch@r.postjobfree.com

SUMMARY

Experienced professional offering solid background in loan closing, coordinating, disclosing loans. Coordinates documents, corrects errors, and liaises with external parties to complete paperwork, and facilitate smooth closings. Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding, and customer satisfaction target’s. Comfortable working alone or with team members to accomplish tasks and enhance processes.

EXPERIENCE

Disclosure Desk Specialist - Remote

Envoy Mortgage Houston, TX September 2021 - December 2023 - Laid off

● Receive files from Loan Officers to send out Initial Disclosures, and redisclosures through Encompass.

● Maintain pipeline to complete any request for COC- Redisclosures to the borrower with updates.

● Go over the URLA to ensure all information is correct prior to sending out initial disclosures.

● Keep up with RESPA to ensure it meets proper guidelines. Closer/Funder - Remote

Homebridge Financial Jacksonville, FL August 2020 - September 2021

● Prepared different loan term types including ARMs, VA, USDA, FHA, and Conventional 30yr/15yr.

● Ran Compliance for all final figures for tolerance violation, and issuing cures when necessary.

● Collaborated with LO’s, title companies, processors, and Underwriters to ensure all information is correct, and prepare Closing Disclosures, and CD’s for signature while adhering to TRID requirements.

● Review Signed closing package to authorize wire, and funding number to title on purchase, and refinanced homes.

Closer II - Remote

Network Funding Houston, TX Dec. 2019 - March 2020 Laid off

● Prepared Closing Disclosure, verified closing fees, follow TRID guidelines, correct hazard ins., and taxes are correct prior to sending to Title Co./Closing Agent, and or LO for approval.

● Sent Closing Disclosure to Borrower to acknowledge per TRID guidelines.

● Communicated with processors, underwriters and loan officers to make sure that all underwriting conditions are cleared prior to sending the closing package to title.

● Balanced wire checklist to move file to funder.

● Closes varied and complex loans.

Sr. Loan Closer - Remote

PNC Bank, N.A Jacksonville, FL October 2016 - April 2019 Laid off

● Responsible for preparation and reviewing of closing documents and CD’s related to mortgage closing and the pre-funding review of documents executed at a mortgage loan closing.

● Works within guidelines set by PNC Mortgage, investors, standard guidelines established by FNAM, FHLMC, FHA, VA, and USDA.

SKILLS

● Microsoft Teams

● Critical Thinking

● Encompass

● Team Building

● Planning & Organizing

● Excel

● Word

● Attention to Detail

● Document Review

● Mortgage Loans

EDUCATION

Business College

Spender College, Baton Rouge, LA

January 1992

High School Diploma

Woodlawn High, Baton Rouge, LA

August 1985 - May 1989

● Worked cooperatively with underwriters, loan officers, and processors to ensure that each file met underwriting guidelines, regulatory guidelines and investor guidelines.

● Works directly with Title Company to complete final closing statements Sr. Loan Closer

Vystar Credit Union Jacksonville, FL January 2012 - September 2016

● Prepared Closing Disclosure and verified closing fees, correct hazard ins. and taxes are correct prior to sending to Title Co./Closing Agent for approval.

● Prepared and reviewed closing documents prior to downloading to Title Co./Closing Agent office.

● Send initial Closing Disclosure to members to acknowledge per TRID requirements.

● Communicated with Processors, Loan officers and Underwriters to ensure all loan conditions have been met, cleared and notes to close the loan in a timely manner. Sr. Loan Closer

Chase, N.A. Jacksonville, FL Jan. 2007 - Jan. 2012

● Prepare and review closing documents prior to downloading to the Attorney/Closing Agent Office.

● Verify HomeOwners insurance, tax certificate, wire inst., cpl, title commitments and closing fees are correct.

● Review HUDS and closing documents in order to send wire and authorize funding numbers.

● Communicated with Processors, Loan officers and Underwriters to insure all loan conditions have been met, cleared and updated notes to close the loan in a timely manner.

Contact this candidate