Q

Aprill Quick

+1-704-***-****

ad3fwe@r.postjobfree.com

Wadesboro, NC 28170

SUMMARY

Mortgage Expert seeking opportunity with advancement to management position. SKILLS

• Credit Analysis

• Loan Origination

• DE Underwriting

• Income Analysis

• Construction Accounting

• General Ledger

• Fixed Assets

• Lead Prospecting

• Relationship Building

• Business Tax Returns

EXPERIENCE

PC AGENT/CSR, Sales

Cheraw, SC

Dan Tillman & Sons/ Apr 2023 to Current

• Conducted research to identify competitive rates and benefits offered by other providers.

• Provided customers with information regarding plan features, pricing, and availability.

• Developed relationships with new clients through cold calling and referrals from existing customers.

MORTGAGE LOAN OFFICER

Pageland, SC

First Palmetto Bank/ Apr 2023 to Current

• Researched and evaluated various loan products to determine the best fit for each customer.

• Maintained a thorough knowledge of current lending regulations, policies, and procedures.

• Reviewed borrower documents such as tax returns, bank statements, employment history. to verify accuracy and completeness. REMOTE DE UNDERWRITER III

Corona, CA

Paramount Residential Mortgage Group/ Aug 2020 to Feb 2023

• Full Process underwriting Conventional/FHA loans Wholesale.

• Reviewed appraisals for accuracy of data and adherence to standards of practice.

• Evaluated borrower's financial statements including income, assets, liabilities, and other factors such as credit history.

JUNIOR UNDERWRITER/PROCESSOR

Charlotte, NC

MI Homes/ Jun 2019 to Mar 2020

• Calculate Income, W2/SE, Commission, and residual.

• Reviewed loan applications and credit documents to assess risk and eligibility for approval.

• Prepared reports summarizing borrower's credit history, assets, liabilities, income, and other relevant data.

MORTGAGE LOAN OFFICER ASSISTANT

Charlotte, NC

Kristi Hooks, U.S Bank/ Aug 2018 to Jun 2019

• Pull and Analyze credit report, Structure loan applications for the appropriate loan program, review loan program guidelines and communicate guidelines with the loan processor.

• Assisted Mortgage Loan Officers with loan pre-qualifications by gathering and verifying customer financial information.

• Created and maintained detailed, accurate mortgage files for each loan application received.

MORTGAGE JUNIOR UNDERWRITER/SENIOR PROCESSOR

Charlotte, NC

BNC Bank/Pinnacle Bank/ Feb 2016 to Mar 2019

• New construction loan initial decisioning for all loan programs

• Reviewed loan applications and credit documents to assess risk and eligibility for approval.

• Analyzed risk and adhered to underwriting standards to drive risk selection and profitability.

EDUCATION AND TRAINING

Strayer University Jan 2006

Charlotte, NC

University of North Carolina at Charlotte Jan 2004 Charlotte, NC

VOLUNTEER EXPERIENCE

VOLUNTEER, Wadesboro, NC, Hope PRC

REFERENCES

References available upon request

Contact this candidate