**Steve Armenta**

CEO - DNF Gap Funding LLC

Clovis, CA

Email: ad3fhg@r.postjobfree.com

Phone: 559-***-****

**Summary:**

More than 25 years of experience in the real estate industry with a strong focus on creating and managing dedicated teams, ensuring client satisfaction, and fostering trust. Proven track record in leadership, transparent business practices, and recent roles in payroll management, client relations, and project

management.

**Work Experience:**

**CEO - DNF Gap Funding LLC, Fresno, CA**

*May 2014 to Present*

- Successfully provided consultation and capital for borrowers, managing hard money and gap loans

nationwide.

- Led a team of professionals with a collaborative focus on client satisfaction and trust.

- Expertise in determining market liquidity, AIV, and ARV with the assistance of real estate professionals and valuation tools.

**CEO - Dedicated Care In-Home Support Services,

Clovis, CA**

*January 2021 to July 2023*

- Managed payroll and outgoing payments.

- Oversaw the intake of payments from clients.

- Demonstrated dedication to customer care in an in- home support service company.

**Property Manager/Project Manager - Doulos

Construction, Clovis, CA**

*July 2023 to January 2024*

- Managed and coordinated property projects,

collaborating with clients to determine project scope and providing estimates.

- Oversaw the rehabilitation and updating of clients' homes.

- Demonstrated effective project management skills and customer relations.

**Chief Financial Officer - Fund My Gap, Wilmington, DE**

*September 2010 to February 2014*

- Facilitated extensive communication with investors regarding hard money and private money loan

products.

- Demonstrated in-depth knowledge in loan origination and marketing.

- Established and maintained relationships with

seasoned private money investors.

**Senior Loan Officer - Zinc Financial Group, Clovis, CA**

*May 2010 to September 2010*

- Regularly interfaced with brokers and potential

borrowers of all levels of complexity.

- Prioritized changing tasks and worked within tight time frames with multiple deadlines.

- Hit or exceeded all target metrics consistently.

**Managing Loan Specialist - City 1st Mortgage

Services, Bountiful, UT**

*January 2005 to April 2010*

- Originated and processed residential loans from

inception to completion (hard money, FHA, VA,

Conventional, Jumbo, LP, DU, DO, Clout).

- Consistently met and set proper borrower's

expectations and financial goals.

- Efficiently managed open and pending client files until conclusion.

**Branch Manager - Chase Financial Mortgage, Provo, UT**

*February 2003 to January 2005*

- Recruited, hired, and retained junior and senior mortgage account executives.

- Managed and maintained a pipeline with a monthly average of ten million dollars.

- Created and implemented several successful

marketing programs including home buyer seminars

and several investor groups.

- Actively participated in local Chamber of Commerce events and real estate industry mixers.

**Team Manager - Western States Mortgage Financial Group, Sandy, UT**

*January 1998 to February 2003*

- Originated loans from cold calling and leads provided by the company as well as created my own sources of referral business.

- Managed the production of six loan officers and

supervised their daily activities.

- Recruited and trained the top-producing team within the organization.

- Developed personal marketing skills to grow lead resources.

**Education:**

High School Diploma

Clovis West High School

1988 to 1992

**Skills:**

- Budgeting

- Operations

- Strategic Planning

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