Real Estate Mortgage Closer

ELIZABETH RODRIGUEZ

**** ***** ** **, *** Rancho, New Mexico 87124

ad3f26@r.postjobfree.com

I am seeking a career that will utilize my abilities and knowledge I’ve built over the past 20 years. I enjoy working with people and problem solving. I am highly motivated and determined to succeed in a competing and time sensitive market. My experience of Residential Mortgage Lending includes, Conv, FHA, VA, HUD 184, 203K, Arm, Bond Loans, One time and Two Time Construction Loans. Most of my closings have been in the West Region of the US, mainly, NM, CO, AZ, CA, ID and extends to TX, WI, GA. I have worked with Encompass (Ellie Mae, Calyx Point and Unifi).

EXPERIENCE

SEPTEMBER 2013 – SEPTEMBER 2023

REMOTE MORTGAGE CLOSER, Waterstone Mortgage Corp.

Prepare and deliver the Closing Instructions and Initial CD to the borrowers.

Confirm fees, rates, payoffs, credit/debits are accurate. Provide feedback to LO and team members.

Review loan for Compliance with RESPA, RESPA Tolerance, TILA and MDIA.

Coordinate with Title/Escrow to deliver Final Documents.

Review loan to pass Compliance for RESPA, RESPA Tolerance, TILA and MDIA.

Balance/order wires

MAY-2009– SEPTEMBER-2013

MORTGAGE CLOSER, Bank of Albuquerque

Team Lead – Managed the pipeline, assisted training to new closers, assigned loans, completed and corrected loan files for other closers while out on PTO.

Ensured the Loan Package meet compliance guidelines and fixing discrepancies as necessary.

Preformed other duties as needed to provide feed back to staff and loan officers.

Review and clear the preliminary title report for any items that would prevent attaining the appropriate lien position.

Input and confirm all information are accurate and meets Underwriting and Investor requirements.

Prepared Closing Instructions and Prelim Settlement Statement

Review loan for Compliance with RESPA, RESPA Tolerance, TILA and MDIA.

Prepare loan for closing and coordinate a closing date with the Escrow/Title Company

Order Wire/ Review Signed Closing Package/ Cut Checks/ Fund Loan / Ship Loan

EDUCATION

OCTOBER-2001

REAL ESTATE LICSENCE, Kaplan Real Estate Edcuation

Worked under a Broker at GMAC for a short time, 1 year before I moved out of state. Till this day I continue to use the skills learned.

AUGUST-1999 – MAY-2000

MARICOPA COMMUNITY COLLEGE

Studied Networking for 1 year prior to moving to Colorado Springs, CO.

AUGUST-1984 – MAY-1986

UNIVERSITY OF NEW MEXICO

Studied Music Education and played the Clarinet, Saxophone and Flute. Enjoyed playing in the Marching Band, Concert Band and Orchestra. Also provided music lessons to young beginners.

MAY-1984

GRADUATED FROM CARLSBAD HIGH SCHOOL

SKILLS

Proficient in typing, use of the calculator 10 -Key /HP and the computer

Good communication skills and thorough knowledge of mortgage loan closing.

Able to perform duties independently with minimal supervision.

Successful communicating with internal and external customers.

Capable of working under pressure and closing a high volume of loans efficiently

Team Player

Excellent computer skills and knowledge of Microsoft Office Products

A good understanding of the Purchase Contract

ACTIVITIES

Outside of work I enjoy traveling to see family and the outdoors. My hobbies include flyfishing, camping and crafting. I also enjoy gathering with friends and family.

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