Roshell Garcia

Houston, TX

ad3evw@r.postjobfree.com

Cell # 832-***-****

Objective

A Position in a result-oriented company that seeks an ambitious and a career conscious person where acquired skills and education will be utilized toward continued growth and advancement. My determination and motivation would certainly be an asset.

Computer Expertise:

Microsoft Word, Microsoft Office, Microsoft Dynamics AX, Excel, Dun & Bradstreet, Power point, SAP, Outlook, Lotus, Internet, Solomon, Ista, ADP, Utilisense, Get Paid, Oracle and JD Edwards. Global shop, Credit Safe, NCAM courses, Excel training

Work Experience

CDI Energy Products

Credit Manager Supervisor 08/2019-Current

Oversee the credit department and advise on action for credit applications. Analyze credit data and financial statements of counterparties or firms to determine the degree or risk involved in extending credit. Prepare reports with credit information for use in decision making. Prepare credit references during credit evaluation and approve credit limits up to 500K. Implements processes to reduce receivables. Monitors and negotiates the collection of overdue accounts, with recommendations on opportunities for improvement. I assist with cash flow analysis and financial projections. I handle disputes that may be resolved. Increasing credit limits to accommodate current or future orders. I review credit references when a potential customer applies for credit. I can interpret numbers and data, strong observation skills and pay attention to detail. I analyze a large segment of consumers and accurately determine whether a particular client qualifies for a loan. I have excellent analytical skills and solid mathematical knowledge. On a day-to-day basis I assist with credit and shipping holds along with reviewing credit. I Works with various departments (Sales, Billing, Accounting. Etc.) in customer set -up, resolving customer issues, managing customer risk/exposure and ensuring compliance with credit policy.

Waukesha-Pearce Industries Inc.

Credit & Collection Analyst 11/2017-08/2019

Daily Functions consist of releasing credit orders placed by customers for parts or service, Evaluate the customer credit rating to determine a reasonable credit limit. Prepares recommendation for increasing or decreasing credit limits based on account holders’ payment history. Collecting past due invoices in JD Edwards, making sure customers are current or within credit limit before releasing orders, placing customers on AR denied when invoices are seriously past due. Preparing past due and demand letters to go out to customers with open invoices that have not met their financial obligation. Contacting customers on disputes that may be resolved. Reaching out to branches for Purchase orders & proof of delivery by customer request. Contact customers daily from calls to emails, processing credit cards payments. Prepare legal documents to secure payment. Maintain work relationships and provide excellent customer service.

Air Liquide

Senior Credit and Billing Analyst/ Collections 9/2015-10/2017

Daily Functions consist of handling past due accounts in Oracle, being able to bring huge balances down to status. Handling disputes and rectifying accounts. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending credit also account write offs. Prepare credit information for use in decision-making. Applying and reversing cash payments to accounts. Responsible for credit and collecting for assigned commercial customers. Determine appropriate collections action on delinquent accounts and assist as necessary in the collection function. Utilize collection scheduler daily and review payment exception reports to identify payment problems. Coordinate the preparation of bad debt write off packages with Supervisor.

Spark Energy

Contract Analyst/Collection/Credit 9/10 thru 9/2015

Daily functions consist of communicating with customers via phone, email, and mail. Having customers comply with company guidelines and handling multiple accounts in a short-term period. Maintain up-to-date billing system, along with monitoring customer accounts for non-payments, delayed payments and other irregularities I would follow up on collection and allocation of payments; carry out billing, collection, and reporting activities according to specific deadlines. Experience in power and natural gas trading. I assisted in analyzing new contracts, credit risk and trading.