Financial Advisor High Net

R E S U M E

Contact Information: Ram K Purohit cell : 425-***-**** e-mail : ad3dxy@r.postjobfree.com

Address: ***** ** **** ******, ******** WA 8033-8606 . ( close to down town Seattlle).

Resident of WASHINGTON state since 2002. US CITIZEN (Attached)

U-4 EXCELLENT AND CLEAN AND WITHOUT ANY DISCLOSURE DURING ENTIRE CAREER.(Broker check)

Broker check and U-4 ARE CERTIFYING MY DATE-YEAR WISE DESCRIPTION.(Broker check)

FINRA CERTIFICATION: 1. Series 7 2. Series 65 3. Series 63 4. Series 6

INSURANCE LICENSES : LIFE, HEALTH INSURANCE (WASHINGTON STATE) SINCE 2002

CERTIFICATION l EA (IRS) (attached)

ACADEMIC : EVALUATION US equivalent : Bachelor of Arts with Major in Economics (Attached)

Seeking MBA : BUSINESS COMMUNICATION. KELLER GRADUATE OF MANAGEMENT(Attached)

MY SPECIALIZATION :

While working with High net worth prospects and clients I was entrusted for complete asset management which necessarily have to go various tactical steps relating to analyzing current holdings, customize investment strategy and asset allocation. I handled day to day details of investing their funds. Assisted and guided them even in case of self-directed on-line investing in Equities/ETF/MF/OPTIONS.

I designed RETIREMENT PLANNING that involved meeting their current needs and future goals. Educating prospects and clients about compounding gains as investment grows over time.

My advice to prospects and clients regarding DOLLAR COST AVERAGING relating to buying fixed dollar on regular basis thereby involving continuous investment regardless of fluctuating price-levels.

Executives from Technological field were given personalized on-going support for keeping 401(k) with more investment choices and penalty free withdrawals.

High net-worth clients were helped by examining their investment portfolio and providing comprehensive picture of their financial priorities. This involved investment guidance towards growing managing and protecting their investment assets.

My approach in developing investment plan related to matching their goals, risk tolerance and investment style and even taking into account tax implications without giving them tax advice. Tax conscious investment strategy helped them in meeting their financial objectives.

CHRONOLOGICAL FINANCIAL SERVICES EXPERIENCE

RELATIONSHIP ( INVESTMENT) BANKER: BANK OF AMERICA – PRESENT EMPLOYMENT( October 2022)

PFS INVESTMENTS INC. A MEMBER OF CITIGROUP : I As Financial Advisor from January/ February 2002 to June 2011 and from June 2019 to August 2020 as Registered Principal and Regional Leader. . ( Certificates for these roles are attached) I worked as Financial Advisor with PFS INVESTMENTS INC.

Delivering comprehensive Planning relating to investment management.

MET-LIFE as Financial Advisor from July 2011 to August 2013

Morgan Stanley : training for Financial Advisor September 2013 to November 2013

Cetera Investment Advisor from December 2013 to November 2014 as financial advisor.

PRUDENTIAL FINANCIAL from December 2014 to July 2018 as SENIOR FINANCIAL ADVISOR.

I have Excellent rating in designing customized financial planning and providing broad range of financial products’ offerings suiting to different risk tolerance, time horizon and liquidity needs of affluent and very high net worth prospects and established clients during 2011 to 2018 while working as Financial Advisor in BELLEVUE DOWN TOWN with Met Life and Prudential Financial.

As Exclusive Financial Professional with All State from August 2018 to July 2018 and as described above with PFS INVESTMENT (MEMBER OF CITIGROUP) from August 2018 to August 2020.

PRESENT EMPLOYER : NEW YORK LIFE from September 2020 and my experience in financial services for more than 20 years with specialization in RETIREMENT PLANNING and 401(k) is as per letter of Managing Partner of New York Life and my present employer. I am Senior Fianancial Advisor and as Investment Advisor Representative . (REGISTERED WITH WA STATE GOVT as IAR)

As DEDICATED FINANCIAL ADVISOR I always used established processes for acceptance of prospects and new business from established clients as Trusted Advisor for my employer and my clients.

BANKING CAREER: I was given prestigious positions as INVESTMENT BANKER, FUNDS MANAGEMENT, PORTFOLIO AND ASSET ALLOCATION MANAGER as well as BRANCH MANAGER of big financial center branches of STATE BANK OF INDIA . This Bank is having branches in New York, California and other states in USA. My experience with this International bank was a guiding factor in always exceeding targets while working with highly reputed financial services in USA for TWENTY YEARS.

SUBMITTED FOR CONSIDERATION AND FACE TO FACE INTERVIEW.

RAM K PUROHIT

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