Fuad Payman

ad3cjn@r.postjobfree.com 914-***-****

LinkedIn

Branch Manager Profile

Demonstrated expertise in producing consistent and repeated revenue growth

in all areas commercial and personal banking.

Highly accomplished banking professional with over 15 years of extensive experience in banking, finance, and lending, showcasing a proven track record of successful leadership in diverse roles. Adept at driving operational excellence, achieving sales targets, and fostering customer satisfaction. Exceptional skills in team management, strategic planning, and implementing effective branch initiatives to maximize overall performance.

AREAS OF EXPERTISE

●Financial Products & Services

●Operations & Risk Management

●Sales & Business Development

●Legal & Regulatory Compliance

●Process Evaluation & Improvement

●Community Engagement

●Oral & Written Communications

●Relationship Management

●Team Leadership

PROFESSIONAL EXPERIENCE

Trustco Bank, Highland 2020 – Present

Business Banker & Mortgage Originator

Drive revenue growth through strategic sales and marketing initiatives in core product areas including investment management, banking, and lending. Offer investment guidance to clients, address traditional investment needs, and provide insights on diversification, risk, and asset allocation.

●Promoted from Senior Universal Banker to Business Banker for demonstrated excellence in performance and revenue growth.

●Successfully developed and closed $30MM in new mortgage business since the beginning of tenure.

Superior Mortgage, Highland Mills 2018 – 2020

Vice President

Led strategic sales and marketing initiatives to drive revenue growth. Identified client needs for both traditional and alternative commercial lending opportunities.

●Approximately $5,000,000.00 to $7,000,000.00

Riverside Bank,Poughkeeosue 2016 – 2018

Commercial Loan Officer

Oversaw and cultivated commercial lending in NY, NJ, and CT with a focus on commercial real estate, C&I, and lines of credit. Generated loans and fostered strong strategic relationships with new clients. Maintained excellence in existing client portfolio relationships.

●Consistently and repeatedly produced loans averaging between $400K and $30MM.

●Produced more than $10MM in commercial loans within an 8-month period.

M&T Bank, Poughkeepsie 2007 – 2016

Vice President Commercial Lending

Administered a portfolio of commercial loans earmarked specifically for expansion, renewal and new opportunities that ranged from $5 MM to $55 MM.

●Produced more than $35MM in commercial loans and more than $10.5MM in commercial and personal deposits.

●Generated and increased fee income revenue by 80%developing and applying a unique process for loan production.

Additional Experience

Vice President Commercial Business Development Officer, HSBC Bank, Location

Vice President Commercial Loan Officer, M&T Bank, Location

EDUCATION

Bachelor of Arts in Accounting, Mount Saint Mary’s College, Newbu, NY

Bachelor of Business Administration, Mount Saint Mary’s College, Newburgh, NY

PROFESSIONAL DEVELOPMENT

Formal Credit Training, Omega Performance

Formal Credit Training, Risk Management Association

Underwriters Round Table, Organization

AFFILIATIONS

Do you belong to any professional or community networks, organizations or associations?

On the Board of Dutchess county SPCA (Treasurer)

Iaffiliated with Business Network International

LANGUAGES

Farsi, Native Proficiency

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