Billy Keith Davidson 510-***-**** Milpitas, CA ad3bo3@r.postjobfree.com

Summary of Experience and Qualification:

•I am willing to work (hybrid) or Remote.

•Senior Commercial Loan Analyst with experience in day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, inputting general ledger entries and (complex) calculations. Monitor wire requests and set up wires on both domestic and foreign treasury platforms & Regulatory Compliance.

•Prepared and reviewed loan documentation while providing support to a variety of tasks related to the loan process. Used Fedwire to track transactions between the bank & Syndication participants. Performed commercial business auditing activities, such as requirements analysis, business process modelling, and the creation of use cases, business rules, techniques. Excel, spreadsheets, Word, PowerPoint.

•Worked as a syndicated lending operations including credit agreements, new facility onboarding, loan servicing, Fedwire payments, general ledger reconciliation, trading via assignment, revolving credit facilities, term loan facilities, etc.

•Syndicated and Commercial lending operations at Bank of America as the lead bank and with other various banking Institutions that partnered with Bank of America in the loan Syndication. Assisted commercial syndicate loan ranging from one million dollar to one-Billion-dollar credit facilities and money wire transfers and tracking.

•Ensured loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusion. Held responsible for loan production, underwriting, and loan servicing and monitoring of U.S Small Business Administration (SBA) Guaranteed Loans. Also, FDIC Asset Management experience.

•Assisted the SBA Manager in meeting production goals, a good understanding of the S.O.P., loan documentation and credit underwriting including cash flow analysis and loan structuring. Held responsible for structuring, auditing and presenting loan requests in accordance with internal policies and procedures. Reviewed loans within assigned limits and managing loan and portfolio credit quality.

Current Experience:

Experis, Charlotte, NC 40 hours worked per week

Loan Auditor Banking Software Loan IQ

March 2023 – May 2023

Contribution:

•Involved in providing day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, inputting general ledger entries and (complex) calculations.

•Managed to prepared and reviewed loan documentation while providing support to a variety of tasks related to the loan process &Regulatory Compliance.

•Used Fedwire to track transactions between the bank & Syndication participants.

•Performed commercial business auditing activities, such as requirements analysis, business process modelling, and the creation of use cases, business rules, techniques. Excel, spreadsheets, Word, PowerPoint. Collaborates with stakeholders (internal and external clients with syndicate

•Commercial Syndicate loan ranging from 1MM dollar to 1-Billion-dollar Credit Facilities and money wire transfers and tracking.

•Communication with the participants regarding their payments.

•Performed business analysis activities, such as requirements analysis, business process of creating a customer, Create Bilateral and Syndicated Deals, Service Deals, Create Secondary Trades, Understand Portfolio Management, Use Collateral, Use Document Tracking, Amendments, Document Tracking.

•Ad Hoc Queries, setting up a Simple Sole Lender Deal and Facility, Servicing Loans SBLCs, setting up a Host Bank Agented Syndicated Deal, Servicing a Syndicated Deals.Monitor wire requests and set up wires on both domestic and foreign treasury platforms.

•Secondary Sales, Collateral, Ad Hoc Queries, Ticklers. Pivot Tables and VLOOKUP’s Advance Excel, spreadsheets, Word, PowerPoint.

Previous Experience:

Small Business Administration, Sacramento, CA 60 hours worked per week

Senior Commercial Loan Specialist

December 2021 – June 2022 & November 2022 - February 2023

Contribution:

•Underwrote home loans and made recommendations on collateral needed to secure the loans and processed the loan applications on a web-based computer system (i.e., DCMS,Salesforce

•Applied accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.

•Reviewed all pertinent facts needed to make eligibility determinations by analysing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries & Regulatory Compliance.

•Ensured loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusion.

•Approved loans within credit authority and in accordance with MSPBNA credit policy and credit culture.

•Proactively manage assigned pipeline.

Cushman Wakefield/ SBA, Herndon, VA 60 hours worked per week

Senior Commercial Loan Specialist

April 2020 – September 2021

Contribution:

•Underwrote home loans and made recommendations on collateral needed to secure the loans and processed the loan applications on a web-based computer system (i.e. DCMS,Salesforce & Regulatory Compliance.

•Applied accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.

•Reviewed all pertinent facts needed to make eligibility determinations by analysing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries.

•Ensured loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusion.

•Approved loans within credit authority and in accordance with MSPBNA credit policy and credit culture.

•Proactively managed assigned pipeline.

CharlesSchwab,Westlake,TX-Remote

Underwriter (Contract) 40 hours worked per week

April 2020 – June 2020

Contribution:

•Responsible for credit decisions on customer’s loan request that fall outside standard credit policies or guidelines & Regulatory Compliance.

•Adherence to ‘second look” decline loan review process, with focus on request from low-moderate income applicants.

•Approve, counteroffer, decline or offer alternative lending products when appropriate.

•Document all pertinent underwriting information and correspondences into the automated lending system, Problem Solving/Analysis.

•Evaluate and render loan decisions on consumer loan requests, handling mostly undefined credit issues.

•Adherence to Bank Credit Policy, and that loan decisions are safe and sound. Suggest revisions to credit products, policy, process, and underwriting as results of loan reviews.

•Influence Responsibilities/ Level of Interaction; Participate in due diligence teams. Interface with primary vendors on risk-related matters for loan exception underwriting.

•Worked with primary vendors to obtain consistent 24 hour or less turn times. Business Impact and Scope; hold delegated lending authority assigned to Bank personnel & utilize abilities to impact credit quality of portfolio.

•Identify risk issues and recommend changes to the process or policy.

MBO Partners, (Remote) 40 hours worked per week

Sanctions Analyst

May 2019 – October 2019

Contribution:

•Held responsible for updating Periodic KYC Review (PKR) Packages that will include the following completed.

•Did reviews/screenings. Sanctions, Neg-News, Ownership Info, Transaction Review, EDD Review, Source of Wealth Verification, and summary write-up of the review Create and update KYC profiles in accordance with the bank Policy; aggregate documents obtained from the Front Office and undertake Customer Due Diligence (CDD) Support KYC requirements across multiple business lines, ensuring AML Regulations, as well as the bank policies and procedures are fully implemented.

•Utilized feedback and profile scores from Production Quality Control (QC) / Quality Assurance (QA) teams to improve the work product. Work in tandem with the QC/QA teams, SMSs and Team Leads to ensure timely completion of KYC profiles and prioritize workload.

Small Business Administration, Sacramento, CA 60 hours worked per week

Loan Officer

November 2018 – December 2018

Contribution:

•Held responsible for loan production, underwriting, and loan servicing and monitoring of U.S Small Business Administration (SBA) Guaranteed Loans.

•Collaborated with other Key Compliance individuals to design and implement policies and procedures and processes relating to transaction monitoring, KYC, CDD and tuning thresholds to optimize the Regulatory Compliance.

•Assisted in investigations relating to digital currency. Used Salesforce.

•Did loan officer, assisted the SBA Manager in meeting production goals, a good understanding of the S.O.P., loan documentation and credit underwriting including cash flow analysis and loan structuring.

Robert Half, Chicago, IL

Issue Validation Analyst 40 hours worked per week

September 2018 – October 2018

Contribution:

•Validated resolution plans to ensure they adequately address the root cause of identified issues found in the business lines and evaluate whether corrective actions are sustainable. Conduct a detailed review of evidence to support the closure and remediation of issues & Regulatory Compliance.

•Performed detailed re-tests to support issues has been effectively implemented and the related risk exposure has been reduced.

•Conducted credible challenge and provide Senior Management with value added feedback to verify issues have been appropriately resolved.

•Processed Improvement: Development and implementation of compliance-related policies & procedures including Fraud investigations.

•Held responsible for assessing model risk, deconstructing models to check integrity.

•Worked closely with business line risk management, subject matter experts, and IIV management to address matters of concern and ensure issues are properly remediated.

•Identify trends, including repeat issues and inadequate corrective actions taken by business line.

•Performed periodic re-testing to verify the adequacy of business unit and testing team remediation.

•Created reporting for management based on the results of the validation review. Pivot Tables and VLOOKUP’s Advance Excel, spreadsheets, Word, PowerPoint.

Teliant, Dallas, TX 40 hours worked per week

Compliance Loan Auditor

May 2018 - June 2018

Contribution:

•Audited the credibility and accuracy of evidence provided in support of the Repurchase claim & Regulatory Compliance.

•Provided written appeals in those instances where the allegation does not meet the requirements of a breach of the respective mortgage contracts.

•Used Software Empower, Calyx, LPS-Black Knight,

•Reviewed individual mortgage origination/post origination documentation and performs database research to obtain information needed to analyze the claim and research all loan servicing information and RESPA documentation for completion. Excel, spreadsheets, Word.

Collabera Inc., San Ramon, CA 40 hours worked per week

Compliance Loan Auditor/ AML-BSA/ Sanctions Analyst

March 2018 – May 2018

Contribution:

•Communicate regulatory information to multiple departments and ensure that information is interpreted correctly.

•Maintain documentation of compliance activities, such as complaints received or investigation outcomes.

•Risk Mitigation: Investigating and reporting suspicious activity such as fraud cases associated with the bank and its departments. Analysed CDD/EDD documentation, including legal documentation.

•File appropriate compliance reports with regulatory agencies. Conduct the internal investigation of compliance issues. Identify compliance issues that require follow-up or investigation & Regulatory Compliance.

•Report violations of compliance or regulatory standards to duly authorized enforcement agencies as appropriate or required. Conduct periodic internal reviews or audits to ensure that compliance procedures are followed. Verify that all firm and regulatory policies and procedures have been documented, implemented & communicated. Discuss emerging compliance issues with management or employees.

•Keep informed regarding pending industry changes, trends, and best practices and assess the potential impact of these changes on organizational processes.

•Advise internal management or business partners on the implementation or operation of compliance programs.

•Consult with corporate attorneys as necessary to address difficult legal compliance issues. Monitor compliance systems to ensure their effectiveness. Conduct forensic financial investigations for TILA\RESPA-TRID- Compliance- AML -BSA – Anti Money Laundering- SAR’s, USA PATRIOT Act, Money Laundering Crimes.

Small Business Administration, Sacramento, CA 60 hours worked per week

Loan Officer

December 2017 – March 2018

Contribution:

•Responsible for loan production, underwriting, and loan servicing and monitoring of U.S Small Business Administration(SBA)GuaranteedLoans & Regulatory Compliance

•Loan officer, assisted the SBA Manager in meeting production goals, a good understanding of the S.O.P., loan documentation and credit underwriting including cash flow analysis and loan structuring.

Vanguard, Orlando, FL 60 hours worked per week

FEMA Inspector

September 2017 – November 2017

Contribution:

•Communicated and coordinated with other staff involved in the program delivery process for

•Applicants performing accurate quantification and detailed description of disaster related damage,

•Including debris.

•Taken representative photographs that depict damage claims.

•Completed sketches of sites to supplement photographs and capture profile and cross-sectional perspectives writings a detailed

•Damaged description and obtaining the applicant representative’s agreement that all disaster-related

•Damaged is described and quantified correctly and delivering the completed site inspection information to Site Inspector Task Force Leader.

Cushman &Wakefield/ Bank of America, Charlotte, NC 70 hours worked per week

Commercial RE - Loan Auditor Banking Software Loan IQ

February 2017 – September 2017

Contribution:

•Involved in providing day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, inputting general ledger entries and (complex) calculations

•Managed to prepare and review loan documentation while providing support to a variety of tasks related to the loan process Regulatory Compliance.

•Used Fedwire to track transactions between the bank & Syndication participants.

•Performed commercial business auditing activities, such as requirements analysis, business process modelling, and the creation of use cases, business rules, techniques. Excel, spreadsheets, Word, PowerPoint. Collaborates with stakeholders (internal and external clients with syndicate

•Commercial Syndicate loan ranging from 1MM dollar to 1-Billion-dollar Credit Facilities and money wire transfers and tracking.

•Communication with the participants regarding their payments

•Performed business analysis activities, such as requirements analysis, business process of creating a customer, Create Bilateral and Syndicated Deals, Service Deals, Create Secondary Trades, Understand Portfolio Management, Use Collateral, Use Document Tracking, Amendments, Document Tracking.

•Ad Hoc Queries, setting up a Simple Sole Lender Deal and Facility, Servicing Loans SBLCs, setting up a Host Bank Agented Syndicated Deal, Servicing a Syndicated Deals.Monitor wire requests and set up wires on both domestic and foreign treasury platforms.

•Secondary Sales, Collateral, Ad Hoc Queries, Ticklers. Pivot Tables and VLOOKUP’s Advance Excel, spreadsheets, Word, PowerPoint.

Fi-Serv Velocity Ampcus, Lake Mary, FL 60 hours worked per week

Senior Business Analysis - Velocity Banking Software

June 2016 – November 2016

Contribution:

•Performed business analysis activities, such as requirements analysis, business process modeling, and the creation of use cases, business rules, glossaries, diagrams, user interface, and responsibility specifications using Rational Unified Process (RUP) techniques. Jira & Agile, VISO, SQL, Queries and Data Mapping for software upgrade project & Regulatory Compliance.

•Used Excel, spreadsheets, Word, PowerPoint. Pivot Tables and VLOOKUP’s Advance Excel, spreadsheets, Word, PowerPoint.

•Collaborated with stakeholders (internal and external clients), and leads requirements-elicitation workshops, evaluating feasibility and negotiating priorities.

•Determined whether requirements can be reused or adapted.

•Worked on small to medium projects independently and can work on large to complex projects with minimal supervision. TILA\RESPA-TRID- Compliance- AML -BSA - SAR’s, USA PATRIOT Act, Money Laundering Crimes.

•Lad in identifying and understanding problems and opportunities.

•Articulated the key business problem and provides options for a solution.

•Participated in estimation activities.

•Consulted in the creation of other project artifacts as noted by Fiserv's RUP Development Case.

•Reviewed test cases, release literature, and user documentation.

•May conduct internal and external presentations to demonstrate executable software.

•May develop material and conduct internal functional release training.

•Participated in performing causal analysis and recommending best course of action for continual improvement.

(Radiant- PMI) Clayton Group, Tampa, FL 50 hours worked per week

Compliance Loan Auditor

May 2016 - June 2016

Contribution:

•Reviewed individual mortgage origination/post origination documentation and performs database research to obtain information needed to analyze the claim and research all loan servicing information and RESPA documentation for completion.

•TILA\RESPA-TRID- Compliance- AML -BSA – Anti Money Laundering Cny inconsistencies may be indicative of potential mortgage fraud. TILA\RESPA-TRID- Compliance- AML -BSA – Anti Money Laundering Crimes.

•Recalculated the numeric loan parameters where applicable to the allegation of a breach & Regulatory Compliance.

•Excel, spreadsheets, Word, PowerPoint.

Berkshire Group/ Deloitte/ Cognitive Options, Dallas, TX 40 hours worked per week

Compliance Loan Auditor

March 2016 – April 2016

Contribution:

•Audited the credibility and accuracy of evidence provided in support of the Repurchase claim & Regulatory Compliance

•Provided written appeals in those instances where the allegation does not meet the requirements of a breach of the respective mortgage contracts. Software Used Empower, Calyx, LPS-Black Knight,

•Reviewed individual mortgage origination/post origination documentation and performs database research to obtain information needed to analyze the claim and research all loan servicing information and RESPA documentation for completion. Excel, spreadsheets, Word, PowerPoint.

•Assessed the loan originated consistent with applicable underwriting practices and loan program guidelines.

•Assessed whether an alleged breach is material when applicable under the terms of the respective mortgage contracts.

•Analysed origination documents and determines whether any inconsistencies may be indicative of potential mortgage fraud. TILA\RESPA-TRID- Compliance- AML -BSA – Anti Money Laundering Crimes and credit analysis.

•Recalculates the numeric loan parameters where applicable to the allegation of a breach.

•Meet daily quota of 3.0 appeals per day; excellent writing ability and communication is essential.

FIS/Green Key, Maitland FL 50 hours worked per week

Compliance Loan Auditor

November 2015 - February 2016

Contribution:

•Audited for regulatory change, organization of Regulatory Compliance Policy & Procedures.

•Assisted with file reviews for compliance; such as, RESPA reviews, accurate COC generation, HPML, etc.

•Monitored regulation updates, training timelines, course information dissemination and attendance tracking.

•Assisted in the management of external compliance reviews and regulatory examinations.

•Instrumental in updating of training materials and related projects to support company growth and regulations.

•Periodic Transaction Review and Period Statement Review and credit analysis.

•Provided employee and co-working compliance training TILA\RESPA-TRID- Compliance- AML -BSA – Anti Money Laundering. Excel, spreadsheets, Word, PowerPoint.

•Research and provide relevant conclusions/recommendations for all compliance related issues and questions

•Assisted with interpreting, analysing and implementing state or federal regulations.

•Composed written reports of compliance findings conclusions and recommendations.

•Conducted Fair Lending analysis and risk assessment and prepare reports for management

•Assisted in implementation of new and revised regulations

•Conducted Fair Lending analysis and risk assessment and prepare reports for management

•Crated and enhance compliance monitoring review program emphasizing regulatory and legal compliance and adherence to established procedures.

Warbirds, San Juan Puerto Rico 70 hours worked per week

Asset Professional/Mortgage Pipeline Auditor Doral Bank PR

March 2015 - August 2015

Contribution:

•Held responsible for structuring, auditing and presenting loan requests in accordance with internal policies and procedures.

•Reviewed loans within assigned limits and managing loan and portfolio credit quality.

•Overseed and ensured accuracy and performance of loan administration and processes, such as receipt of applications, from prospective applicants, completeness of loan packages and timely processing, funding, and closing of committed loans. Reviewed all loan servicing and RESPA documents for completeness & Regulatory Compliance.

•Reviewed loan requests thoroughly and present recommendations for approval or denial of requests in format consistent with bank policy and regulatory guidelines and reviewing all loan servicing and RESPA document for accuracy and completeness. TILA\RESPA- Compliance- AML -BSA – Anti Money Laundering Crimes.

•Demonstrated follow-up skills and completeness of work by monitoring loans booked to maintain compliance with loan agreement and bank policy. Excel, spreadsheets, Word, PowerPoint.

•Completed review of loan requests in a timely and thorough manner.

•Completed reviews of direct report and credit analysis.

•Assisted compiling and analysing market research data to develop or increase the competitiveness of current product and service offerings.

US Bank Mortgage Default Specialist, Irvine, CA 40 hours worked per week

Compliance Loan Auditor

March 2014 - September 2014

Contribution:

•Worked knowledge of foreclosure law and terminology,

•Processed to ensure Foreclosure timelines are being met and are in compliance to key performance metrics.

•Managed the timely and accurate processing of tasks assigned to it outsource vendors & Regulatory Compliance.

•Reviewed and analyzed any exceptions received from the outsource vendor (i.e. high bid loss, hazard insurance claims, litigation, fraud, credit analysis) and performs or escalates the necessary action in a timely manner.

•Monitored all outsource vendor’s processes and provides direction and support as needed for the foreclosure portfolio.

•Provided excellent customer service to all internal and external customers. TILA\RESPA-Compliance- AML -BSA – Anti Money Laundering Crimes, SAR, Excel, spreadsheets, Word, PowerPoint.

•Make recommendations for and participates in the implementation of process improvements as needed or identified.

•Utilized existing reports and other performance tracking mechanisms to reinforce and ensure compliance with key performance metrics. Software Used Core Logic, Empower, Calyx, LPS-Black Knight

Bank of America, Westlake village, CA 60 hours worked per week

Compliance Loan Auditor / FHFA lawsuit

April 2013 - August 2013

Contribution:

•Audited the credibility and accuracy of evidence provided in support of the Repurchase claim & Regulatory Compliance.

•Provided written appeals in those instances where the allegation does not meet the requirements of a breach of the respective mortgage contracts. Software Used Empower, Calyx, LPS-Black Knight

•Reviewed individual mortgage origination/post origination documentation and performs database research to obtain information needed to analyze the claim and research all loan servicing information and RESPA documentation for completion. TILA\RESPA- Compliance- AML -BSA – Anti Money Laundering Crimes, SAR, OFAC & USA PATRIOT Act.

•Assessed the loan originated consistent with applicable underwriting practices and loan program guidelines.

•Assessed whether an alleged breach is material when applicable under the terms of the respective mortgage contracts.

•Analysed origination documents and determines whether any inconsistencies may be indicative of potential mortgage fraud and credit analysis, Excel, spreadsheets, Word, PowerPoint.

•Recalculated the numeric loan parameters where applicable to the allegation of a breach.

•Meet daily quota of 3.0 appeals per day; excellent writing ability and communication is essential

Edge/ Freddie Mac, Anaheim, CA 40 hours worked per week

Compliance Loan Auditor / FHFA lawsuit

January 2013 - April 2013

Contribution:

•Detailed knowledge of the audit processing, both automated and manual underwriting. Manually underwritten using Edge Mac desktop for income calculations and financial review worksheets (Fannie Mae & Freddie Mac and FHA). In depth knowledge of conventional, conforming, and non-conforming, Excel, spreadsheets, Word, PowerPoint.

•Approved, declined, or suspended residential mortgage loan submissions based on a full credit underwrite & Regulatory Compliance.

•Maintained pipeline management of underwriting files a day while signing off on conditions.

•Evaluated and ensuring overall loan documents are accurate, complete, and compliant; reviewing of financial statements, and products within company and industry guidelines.

•Identified issues and challenges on post-closing files and research all loan servicing information and RESPA documentation for completion. TILA\RESPA- Compliance- AML -BSA – Anti Money Laundering, USA PATRIOT Act.

•Re-verified and confirmed previous work on underwriter’s credit analyst.

•Handled complex mortgage/modification transactions.

•Reviewed loan modification packages. Software Used Calyx, LPS-Black Knight

•Managed a certain loss amount due to Lenders. Examined loan documentation for accuracy and completeness. Assisted withdrawn and decline loan as appropriate.

•Held responsible for wavering and re-selecting loan files.

•Reported out of audit results for comprehensive evaluation of skill set training needs and performing action plans. Validated income, assets, collateral documents, and qualifying self-employment borrowers. Reviewed AVM and BPOs.

Fannie Mae/ First American/ Interthinx, Santa Ana, CA

Internal Compliance Loan Auditor 40 hours worked per week

March 2012 - December 2012

Contribution:

•Detailed knowledge of audit processing, both automated and manual underwriting. Manually underwritten using agent desktop for income calculations and financial review worksheets (Fannie Mae & Freddie Mac). In depth knowledge of conventional, conforming, and non-conforming, TILA\RESPA- Compliance- AML -BSA – Anti Money Laundering, OFAC & Patriot Act.

•Approved, declined, or suspended residential mortgage loan submissions based on a full credit underwrite & Regulatory Compliance.

•Maintained pipeline management of underwriting files at least 5 files a day while signing off on conditions,

•Evaluated and ensuring overall loan documents are accurate, complete, and compliant; reviewing of financial statements, and products within company and industry guidelines.

•Identified issues and challenges on post-closing files

•Re verifying and confirming previous work on underwriter’s credit analyst.

•Handling complex mortgage/modification transactions

•Reviewing loan modification package. Excel, spreadsheets, Word, PowerPoint.

•Manage a certain loss amount due to Lenders

•Examined and research all loan servicing information and RESPA documentation for completeness.

•Withdrawn and decline loan as appropriate. Held responsible for wavering and re-selecting loan files.

•Reported out of audit results for comprehensive evaluation of skill set training needs and performing action plans.

•Validated income, assets, collateral documents, and qualifying self-employment borrowers. Reviewing AVM and BPOs.

Bank of America, Solomon Edwards, Pasadena, CA 40 hours worked per week

OCC/ Compliance Loan Auditor

October 2011 - Feb 2012

Contribution:

•Assisted in restructuring, modifying or loss mitigation of mortgages secured with residential property that qualify under the U.S. Treasury Department Home Affordability Modification Program (HAMP).

•Compliance with Patriot Act & Regulatory Compliance.

•Evaluated credit decisions for accuracy based upon established risk parameters and in accordance with policy, program, and product guidelines including all loan servicing and RESPA documents.

•Examines several different types of lending (conventional, government-backed, home equity, etc.).

•Responded to company, individual, and investor audits. Excel, spreadsheets, Word, PowerPoint.

•Assisted with fraud detection and prevention.

•Reviewed files for fraud and money

Contact this candidate