ANTHONY VITALE

Overland Park, KS ***** 816-***-**** ad3a2m@r.postjobfree.com

Professional Summary

Driven Loan Officer with track record in mortgage and home lending product sales. Demonstrating strong interpersonal skills and exceptional service throughout sales process. Collaborative Loan Originator for Type loans working with people of all levels of familiarity to make lending process run especially smoothly. Well-connected promoter of loan products with numerous Type sales agents. Organized advisor with evolving awareness of loan options as arose in real-time and best fit based on applicant goals. Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Job Title position. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.

Skills

Strategic Financial Planning

Reading Comprehension

Complex Problem-Solving

Business Development

MS Office Expertise

Mutual Funds Knowledge

Sales Expertise

Retail Mortgage Loan Origination

Cash Handling

Originating Home Loans

Financial Analysis Aptitude

Client Interviews

Sales Pipeline Maintenance

Team Player

Government Standards

Financial Advising

Applicant Counseling

Loan Product Promotion

Financial History Reviews

Fraud Prevention and Detection

Appraisal Reports

Balance Sheet Expertise

Organizational Strengths

Financial Transactions Expertise

Commercial Real Estate

Loan Evaluations

QuickBooks Master

Client Relations

Deep Knowledge of Bankruptcy Processes

Economics Understanding

Risk Management Assessments

Customer Transactions

Database Management

Document Analysis

Excellent Time Management

Safe Act of 2008 Certification

Customer Proposals

Underwriting Support

Federal Statutes

Property Appraisals

Social Perceptiveness

Loan Portfolio Growth

Loan Application Management

Financial Services

Investment Product Sales

Desktop Underwriter

Regulatory Compliance

Customer Loyalty

Active Listening

Motivational Techniques

Stocks and Bonds

Critical Thinking

Financial Arrangement Negotiation

Accounting Softwares

Complete Loan Applications

Knowledge of VA Loan Process

Title Abstracts

Credit Extensions

Solution Planning

Certified Residential Mortgage Specialist

Collections Proficiency

Mortgage Closing Scheduling

Compile Documents

Regulatory Compliance Documentation

Resolve Paperwork Errors

Financial Accounting

Verify Agreements

FHA Loan Processes

Support Closings

Serve Customer Needs

Collateral Value Checks

Legal Documentation

Loan and Transactions Advisory

Loans

Work History

Owner / Loan Originator 02/2002 to Current

Assured Mortgage LLC – Gladstone, MO

Examined customer loan applications for loan approvals and denials. Collected information from banks, institutions and employers to assess applicant eligibility. Maintained strict confidentiality of bank records and client information. Utilized risk management strategies to attain high loan approval rates. Developed strong relationships with customers through high levels of customer service. Monitored performance of existing loan portfolios to identify and address any issues. Assisted customers in understanding loan terms and conditions to make informed decisions. Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.

Interviewed applicants to assess loan requirements before suggesting offers. Prepared documents for customers, submitting and overseeing through each step of closing process.

Submitted loan applications to underwriter for verification and recommendations. Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.

Advised clients on mortgage, education and personal loans. Originated, reviewed, processed, closed, and administered customer loan proposals. Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.

Developed systems to efficiently track loan documents and enhance accuracy. Collaborated with other departments to promptly process loan applications. Negotiated loan terms to provide favorable outcomes for both customers and lenders. Developed and implemented marketing campaigns to attract new customers. Recommended loan approvals and denials based on customer loan application reviews. Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.

Compiled database of loan applicants' credit histories, financial statements and other financial information.

Education

High School: High School 05/1996

Rockhurst High School - Kansas City, MO

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