Thomas C. Muneio
***** ******** **** 248-***-****
Warren, MI 48092 ad39p4@r.postjobfree.com
SUMMARY
Results driven Commercial Banker with expertise in commercial lending, underwriting and financial analysis. Experienced relationship manager using strong inter-personal skills to develop excellent customer relationships. These experiences serve as a foundation to effectively network and ascertain client needs to maintain positive partnerships.
PROFESSIONAL EXPERIENCE
PNC Bank Troy, MI
Vice President Commercial Loans August 2017 to April 2023
Managing a $25 million diversified commercial loan portfolio of small to medium sized commercial borrowers located in southeast Michigan area.
Prospecting new business opportunities for both credit and non-credit products and services.
Effectively collaborate with colleagues in commercial and retail lending departments in order to leverage and strengthen client relationships
Key Bank Clawson, MI
Vice President Commercial Loans December 2013 – August 2017
Managing a $125 million diversified commercial loan portfolio of small to medium sized commercial borrowers located in southeast Michigan area.
Prospecting new business opportunities for both credit and non-credit products and services.
Effectively collaborate with colleagues in commercial and retail lending departments in order to leverage and strengthen client relationships.
Active member of a Lender Task Force that evaluates product programs for both commercial and retail products.
Chase Bank Troy, MI
Vice President Commercial Loans June 1999 – December 2013
Managed a $150 million commercial loan portfolio consisting of small to medium sized commercial borrowers in the southeast Michigan area.
Team member of the RM Council advising senior management on a variety of issues impacting the department.
Cross-sold related financial services offered by the Bank including Treasury Management, Merchant Services, and Derivatives.
Presented loan packages for approval to the Senior and Executive Loan Committees of the Bank.
First of America Bank Detroit, MI
Vice President Commercial Loans June 1979 to June 1999
Group Manager of an $85 million commercial loan portfolio of small to medium size commercial borrowers in the southeast Michigan area.
Cross-sold related financial services offered by the Bank including Treasury Management, 401K Investments, and Merchant Services.
Completed comprehensive credit training program that included a rotational program that included working in various departments of the Bank.
Increased portfolio commitments by 85% over the last ten years.
EDUCATION AND TRAINING
MBA in Finance and Accounting University of Detroit Detroit, MI
BBA in Finance and Accounting Western Michigan University Kalamazoo, MI
Anthony Cole Training Group, Sales Force Training
Risk Management Association Financial Management Analysis
Franklin Covey Training, Time Management Workshop
Lexicord Financial Writing Workshop