Sharon Blatt
*** ***** **** **. ~ Richfield, North Carolina 28137 ~ 772-***-****
SUMMARY OF QUALIFICATIONS
Experienced professional who is dedicated and results driven
Excellent track record in performing rigorous financial analysis
Familiar with and experienced in quality control standards
Experienced in performing risk assessments and appraisal processes
Strong analytical skills
CORE COMPETENCIES
Leadership Skills
Compliance
Underwriting Retail Lending
Auditing
Risk Management
Increase Company Profits
Customer Service
Process Implementation
Results Driven
PROFESSIONAL EXPERIENCE
Quontic Bank
Processor/ AE assistant
Processed files from application to closing.
Assigned to top producer retail loan officer
Gathered and reviewed conditions working with customer and client.
Restructured loans, if necessary, re-ran AUS.
Prepared file for final approval and closing
Help brokers and AE upload applications as well as documents to the system
Assist processors with gathering conditions and explaining programs to the brokers
First Interstate Bank
Quality Control
Audited loan files for compliance for TRID, Dodd-Frank Act
Reviewed files for compliance of CFBP, RESPA, TILA, and ATR/QM
Reported finds to Lender
Reviewed appraisals as well as approved appraisers for company use
Digital Risk
Quality Control
Outsourcing for various large banks to compliance audits
Reviewed files for compliance of the TRID, Dodd-Frank Act, CFBP, RESPA and TILA
Audited for compliance of ATR/QM for government compliance.
JP Morgan Chase, N.A.
Sr. Underwriter/REO Auditor/Default U/W/Mediation/Loan Integrity Analyst
Underwrote Construction–to- Perm, Jumbo, Stated Income, No Ration, No Income/No Asset loans
Reviewed and resolved quality assurance audits with in WaMu
Supervised offshore (WIPRP) project for all AUS approved loans improving quality and production time
Monitored and reviewed the added conditions for loans underwritten by WIPRO
Trained new underwriters as they came aboard