Lalit Kumar e-mail: ad36jf@r.postjobfree.com

Phone:+91-789*******

Professional Goal

To contribute to a firm in the Business Analysis & Consulting domain by leveraging on my knowledge and experience while constantly learning new findings, approaches and tools in the area of Business Analysis and Financial Services. Profile

• Masters Degree in Business Administration, with multi-cultural work exposure.

• Excellent in French Language Communication - both spoken and written

• Twenty plus years of functional expertise specialising in Banking, Risk & Financial Services domain, Technology Industry, Information Technology, Change Management, Reporting & Business Analysis.

• Proficient in all phases of Requirement Management - gathering, analysing, detailing, tracking and implementing requirements.

• Hands on with Business Objects, Tableau and Python.

• More than 15 years of experience in IT, Transformation, Change Management & Strategy.

• Hands on experience in Project Management.

• Excellent communication and listening skills: Interaction with clients (Product Managers, General Managers) in European & Asian countries for feasibility and requirements studies and interdisciplinary team collaboration.

• Well-versed in French language, business etiquettes and culture. Sensitive to international business cultures.

• Countries Travelled: France, Japan, Singapore, Belgium, Germany and Afghanistan. Education

• Master of Banking & Financial Services 2015

ICFAI University Tripura

• Master in Business Administration

School Of Management, Pondicherry University, Pondicherry 2000

• B. A. French (Hons)

Jawaharlal Nehru University, New Delhi 1997

Technical Competencies

Database & Query : MySQL & BASE SAS

Modelling Language : UML (MS VISIO, Star UML)

BI Tools : Business Objects and MS Office suite

Employment Details

• Organisation : Société Générale Global Solution Centre, Bangalore Duration : Oct’20 – Dec’22

Designation : Lead Business Analyst, DLM4RETAIL, BIG DATA migration Project Role & Responsibilities:

SG embarked on an ambitious project to migrate its data from BDH (Big Data Hub) to LUCID.

- Lead BA for Analysis of flows and collects (Pipeline) data

- Preparing the weekly progress report and sharing it with stakeholders

- Coordination among various teams and stakeholders

- Piloted the development of SourceViews (SRVs)

• Organisation : Self Employed

Duration : Apr’18 - Oct’20

Bitten by the entrepreneurship bug, I started a small boutique travel firm to cater to the needs of European travelers to India in the domain of cultural and heritage tourism.

• Organisation : Bank – e - Millie Afghan, Kabul

Duration : Apr’17 – Apr’18

Designation : Advisor to the CEO

Role & Responsibilities:

- Making policies for the bank, to be compliant with the central Bank of Afghanistan, to fill the gaps found in annual audits of central bank, Da Afghanistan Bank.

- Preparing documents like ‘5 years Strategic Plan, Internal Control Policies and Guidelines, Liquidity & Contingency Funding plan, Profitability Plan and many other documents

- Compliance oversight. - Driving KYC & AML compliant steps.

- Non-voting member of Board of Management, ALCO, Credit Committee, Risk Committee, CBS & IT Committee, HR Committee and Marketing Committee.

- Managing financial integration projects. - Driving new initiatives. - Advising the CEO and the Board whenever asked.

• Organisation : Bank Of America Continuum India (BACI), Gurgaon Duration : Jan’16 – Dec’16

Designation : Manager, Real Time Regulatory Reporting & Ops Control Operation Role & Responsibilities:

- Real time reporting of all the OTC trades executed by The Bank and its other entities as per their jurisdictions and geographies.

- Reporting by the asset classes.

- Reporting for DTCC, CFTC, EMIR, ASIC, MAS & HKTR.

- Weekly and monthly reporting to higher management regarding Matrices met and not met.

- Root cause analysis of misses and lateness in reporting to regulators.

- Managing the change requests raised by RTR Team from regulatory perspective.

- Managing a team of 16 associates catering to US, UK and APAC zones

• Organisation : Société Générale Global Solution Centre, Bangalore Duration : Sep’10 – June’15

Designation : Senior Business Analyst, ALD Automotive France Projects Role & Responsibilities:

ALD France, a sister concern of Société Générale, is in the business of car loans and car rental.

- Lead BA for Management and Regulatory reporting on: o Identifying the contracts, which can be mortgaged to raise money from the market for financing o Identifying clients with unpaid balance, reminder and litigation history for credit quality check

- Lead BA for the incremental developments of ALD France applications viz ALDNET2.0, BCO, Customer Portal and AS400.

o Requirement gathering,

o Gap Analysis for incremental development requested by the business users o Data mapping and migration

- Process improvement by automation of manual processes of back office and middle office teams. Designation: Senior Business Analyst, SGEF Projects Lead a team of BAs and BO developers for the implementation of Cassiopae in Belgium, Netherlands, Luxembourg and Germany.

- Cassiopae implementation for SGEF BeNeLux in Equipment Leasing o Requirement gathering, UAT support and user training o Data mapping and migration

o Configuration management

- Cassiopae support for SGEF Germany (GEFA) for Loan Domain.

- Analysis of Reporting requirement of GEFA systems in BO for Credit Approval System (CAS), Partner Information System (PSD)

• Organisation : IBM DAKSH, Gurgaon

Duration : May ’09 – Aug’10

Designation : Business Advisor, F&A COE

Role & Responsibilities:

- Handling a team of analysts for Risk, Profitability, cost & benefit analysis of projects undertaken by IBM France

- Transitioning of Middle Office processes of IBM France to CoE location in India

• Organisation : Standard Chartered, Scope International, Chennai Duration : Nov. ’07 – Apr. ‘09

Designation : Business Analyst, Risk Analytics Advisory Services & Solutions. Wholesale Bank, SIM. Roles & Responsibilities:

- Gap analysis between present reporting data & structure and FSA & BASEL II recommended reporting data and structure.

- Collaboration with ALCO and senior management of SIM for regulatory and risk reporting as per BASEL II & FSA

(UK & Singapore) norms

- Implementation of CRISP and Hyperion Essbase by taking inputs from Moody’s BCRS, FERMAT.

- Identification of the KPIs for Risk and Performance MIS for the wholesale banking operations globally.

• Organisation : NatureSoft Private Limited, Chennai Duration : Dec.’05 – Oct. ‘07

Designation : Senior Functional Analyst – CASSIOPAE (Asset Management Software) Role & Responsibilities:

- Worked on important projects of CASSIOPAE France where clients were ARCHON US and GSJRL (GOLDMAN SACHS JAPAN REALTY LTD.) Japan, key activities being:

• Gap Analysis between the legacy system and Cassiopae

• Functional requirement study, mainly for their reporting and regulatory requirements including sending reminders and notices to their clients.

• Analysis, documentation and interaction with French development team to get desired functionality.

• Preparing test cases & scenario documents for UAT, training and change management.

• Organisation : Hewlett-Packard Global e-Business Operations, Bangalore Duration : June’03 – Nov.’05

Designation : Senior Finance Assistant- France Operations

- Successful transition of a new process from France

- Owning various operations in marketing (Pricing Decisions), PAd, Internal Orders and Debit Balance Recovery

• Organisation : Eastman Industries Ltd., New Delhi Duration : Dec ’02- May’03

Designation : Free lance Business Development cum Sales Executive, Francophone region

• Organisation : UPTEC Computer Consultancy Ltd., Noida Duration : Aug ’01- Dec ‘02

Designation : Business Development Executive

• Organisation : Prasha Solutions Pvt. Ltd., New Delhi Duration : June ‘00- July ‘01

Designation : Business Development Executive

Language Known

English Read Write Speak

French Read Write Speak

Hindi Read Write Speak

Personal Details

Date of Birth : 29th Dec. 1975

Sex : Male

Marital Status : Married

Passport Status : Valid till 2026

Hobbies : Reading, Travelling and Indian history & philosophy.

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