Kat Nguyen

Cell: 206-***-**** Email: ad32we@r.postjobfree.com

OBJECTIVE

Seeking an ideal and stable position as a QC Auditor with 20 years of mortgage experience. PROFESSIONAL PROFILE

Seasoned mortgage/banking professional with 20+ years in finance, underwriting, compliance, quality control auditor, origination, and loan processing experience. WORK EXPERIENCE

Logan Finance April 2021 to Current

SR QM QC Compliance / Auditor / Underwriter

• Re-underwrite all different mortgage loan products for prefund and post fund quality control audits to assure files meets guideline requirements.

• Analyze income, credit, applications, financial / income statements, appraisals, title reports and insurance, bank statements & tax returns.

• Evaluate debt ratio, downpayment sourcing and property evaluations.

• Determine, document and communicate loan exceptions / findings. Nationwide Mortgage Bankers Inc. Dec. 2018 to Mar. 2021 SR QC Compliance / Auditor / Underwriter/Contractor

• Re-underwrite all varieties of mortgage loan products for prefund and post fund quality control audits.

• Analyze income, credit, applications, financial / income statements, appraisals, title reports and insurance. Evaluate DTI and property evaluations.

• Determine, document, and communicate loan exceptions; respond to loan exception rebuttals.

• Strong experience in both manual and AUS findings of Conventional, FHA, VA, Jumbo, QM & Non-QM loans.

Boeing Employee Credit Union Nov. 2016 to Dec. 2018 QC Auditor / Compliance Specialist/Contractor

• Review daily decline, withdrawn, canceled and funded ques to ensure compliance and regulations are met.

• HMDA review for accuracy and federal compliance.

• Audit and manage files to ensure BECU competencies, compliance regulatory and lending protocols are completed.

T-Mobile July 2014 to Oct. 2016

Senior Credit Analyst Management

• Established and managed compliance policies and procedures for new credit B2B underwriting department.

• Created and implemented monthly corporate guidelines relative to overall risk, credit rating and liability.

• Conducted vendors credit quality reviews and developed corporate analysis and liability ratings and financial statements for credit approval. Eagle Home Mortgage Jan 2009 to July 2014

Sr. QC Auditor / Compliance Specialist

• Re-underwrite all varieties of mortgage loan products for prefund and post fund quality control audits.

• Analyze income, credit, applications, financial / income statements, appraisals, title reports and insurance, bank statements & tax returns.

• Evaluate debt ratio and property evaluations.

• Determine, document, and communicate loan exceptions / findings. REFERENCES

Please see my LinkedIn site: https://www.linkedin.com/in/kat-nguyen-29920790. Available upon request.

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