Customer Service Mortgage Underwriter

Anne Marie Burke

*********@*****.***

657-***-****

Professional Summary:

On a daily basis I specialize in Customer Service with Home Mortgage Consultants, Brokers, Applicants, Employees, and Vendors to successfully qualify applicants for home loans

• Mortgage Underwriter 16 years

• Non-QM Underwriting 7 years

• Mortgage Loan Processing 5 years

• Customer Service experience 16 years

• Quality Control experience 7 years

• Bulk loan acquisitions 5 years

• Implementation of origination system, underwriting, quality control, loan purchase processes and procedures

• Successful interaction with Bank Custodians, investors, borrowers and vendors to obtain documentation for the purchase of loans to clear and maintain warehouse lines of credit

• Successfully completed the processing, review, decision and closing of mortgage loans from initial application to purchase by the investor

Skills:

• Non-QM, Portfolio, Jumbo, Non-conforming and conforming loans

• Loan programs QM and Non-QM, expanded criteria, 1 year tax return, Interest only programs, asset/income, DSCR, Full Doc, bank statements 6,12 & 24 months, asset depletion, NINA, assets only, etc.. for wholesale, retail & correspondent operations.

• Manual loan underwriting including a thorough review of tax returns, financials, assets,

appraisal and all other documentation

• New construction and builder loans

• Loan origination systems Encompass,Portal/XDOC, word, excel, FPS Gold, Destiny, DU/LP/AUS

• Assisted with review of multi-family and commercial loans for purchase

• Review and obtained trailing documentation of conventional loans, multi-family and

government FHA and VA loans sold in GNMA pools

• Successfully communicating with investors, borrower and vendors to obtain needed

documentation for loan purchase

• Implementation and review of Data Verify fraud guard, loan score card and fraud review

procedures

Work History:

Non-QM Mortgage Underwriter/QC Remote Contract--September 2020 Present Non-QM Mortgage Underwriter Remote-Sprout Mortgage-June 2018 to August 2020

Senior Mortgage Underwriter/Quality Control/Loan Processing-Contract-December 2016 to June 2018

Senior Mortgage Underwriter- New Penn Financial-July 2016 to December 2016

Senior Mortgage Underwriter AVP Portfolio Dept- Banc of California- December 2012 to May 2016

Senior Mortgage Underwriter-Wells Fargo Home Mortgage -November 2011 to December 2012 Senior Mortgage Underwriter Contract-Bank of Internet- May 2007 - Ma

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