Isha Chadha, Visa status -H* EAD

Email: ad2xb9@r.postjobfree.com Mob: +1-224-***-****

Professional Summary

Obtained an MBA with a concentration in Finance and Marketing.

AML Analyst with over 5 years of experience working within the financial services industry.

Conducted Know Your Beneficiary (KYB)/ (KYC) on new FXIP account applications for further review of beneficial owners and various corporate documents to set up the payee for transactions.

Supported risk management related duties and special projects on ad-hoc requests.

Investigated and studied their respective PPI cases, collecting, computing data gathering and calculating offer Rebate within the timeline.

Monitored Compliance Periodic Review for High-Risk clients like PEP’s and Sanctions, fraud and anti-terrorism financing in liaison with the On-Shore team.

Performed background information checks through internet tools such as Lexis Nexis, Bloomberg, OFAC Bridger batch scan hits, Hoovers, D&B, World-Check, and other third parties.

Completed audits, controls, and compliance testing throughout global business units.

Resourceful professional with the proven ability to understand, interpret and draw conclusions from management and risk data.

Proficiency in Microsoft Office

Certifications:

Global AML for the United States – Bankers Academy

Completed FIBA AMLCA from Florida International University

Education

Post Graduate - MBA with a specialization in Finance and marketing from JIMS, Delhi (2015).

Graduate in Bachelor of Arts from Delhi University (2010)

XII (CBSE Board) from D.A.V. Centenary Public School, New Delhi (2007)

X (CBSE Board) from Delhi Public School, New Delhi (2005)

Professional Experience

Company Name: JPMorgan Chase & Co., Chicago, Illinois, United States, (Dec 2023-Present)

Designation: KYC QC Analyst

Job Responsibilities:

•Performing quality review of new and existing KYC profiles for Private Bank clients,NBFI,Trust

•Partnering with the client facing teams to review required legal documents and associated information to meet all regulatory and internal policies.

•Act as a subject matter expert on required documents/information and process to onboard a client.

•Maintaining a high degree of accuracy and attention to detail while meeting team productivity goals

•Serve as control point for account opening approvals, reporting issues for designated clients.

•Review data integrity for client due diligence, including coordinating the participation of customer stakeholders who have account opening responsibilities.

Company Name: Special Education Assistant in Half Day school, Lincolnshire : (June 2023- Dec 2023)

Job Responsibilities:

Provided academic and behavioral support to high school students with emotional and behavioral difficulties.

Work directly with the special education team to ensure each students well-being.

Works with them one on one in certain subjects depending on the accommodations needed.

Implements under the supervision of assigned teacher, instructional programs and lesson plans.

Cooperated with and supported general education teachers to modify and customize lessons and activities to include special education student needs

Sabbatical Jan 2019 – May 2023

Relocated to United States and went on a maternity break (Caregiving and parenting ).

Company Name: American Express (Aug 2016- Dec 2018)

Designation: AML & Sanctions Risk Analyst /BSA

Job Responsibilities:

Conducted Know Your Beneficiary (KYB)/ (KYC)/ on new FXIP account applications and setting up the payee for the transaction. Reviewing beneficial owners and analyzing various corporate documents.

Liaise with onshore team to facilitate client life cycle which includes account set up, card validation and registration.

Account Maintenance (Cr, Adhoc, IPSC) for FXIP clients (Foreign Exchange International Payments) using salesforce and FXIPs.

Effective management of high-risk D&B alerts, staff termination accounts, and Dormancy.

Conducted enhanced due diligence (EDD/CDD ) research of individuals, institutions and looking up client information through AML compliance approved websites. Performing background information check through (internet tools such as Lexis Nexis, Bloomberg, Bridger XP, Hoovers, D&B, World-Check, and another third party) in conjunction with countries/regions.

Sanction screening on payments (SOR)- handling all activity checks, ensuring legal compliance and reducing unusual activities such as the risk of fraud or illegal funds entering the payment process.

Training new employees on the various tasks and BAU.

Supporting other risk management related duties and special projects on Adhoc requests.

Monitored Compliance Periodic Review for High-Risk clients like PEP’s and Sanctions, fraud and anti-terrorism financing in liaison with the On-Shore team.

Completed audits, controls and compliance testing throughout FES global business units.

Responsible for sending daily summary reports on the team progress to senior management via the use of Microsoft office.

Allocated daily work tasks to the team and monitored the progress to achieve daily targets.

Company Name: Royal Bank of Scotland (May 2015 - Aug 2016)

Designation: Process Associate

Job Responsibilities: Reconciliation & Attestation Projects

Responsible for Handling of UK RBS clients by investigating and studying their respective PPI cases, collecting, computing data gathering and calculating offer Rebate within the timeline.

Performing due diligence on all transactions and carrying out KYC checks on clients to minimize reputation, regulatory and money laundering risk. Keeping up-to-date changes in company procedures, regulations, and processes.

Attestation Recalculation of previously calculated loans with daily updates by FCA on complex spreadsheet-based calculators, enabling the business to fulfill its obligations in the payment of PPI redress and the early settlement of high volume complaints management, remediation and past business review activity for a range of financial products including Payment Protection Insurance (PPI) and financial advice.

Company Name: GENPACT (Ge Capital Master Cards) July 2011-July 2013

Designation: Process Associate

Job Responsibilities:

Associated for the handling of Australian client’s operations which involves Account Maintenance Records and KYC norms of Ge Master cards.

Handled Verifications details to determine the authenticity of data and processing cheques, electronic transfer, and demand draft respectively for clients.

Opened and closed accounts, executed money transactions like transfers, payment.

Key Achievements:

Received many Blue rewards and points for outstanding work done from Manager and onshore team

Successfully trained and mentored junior and senior analysts on investigative techniques, internal systems, products, money laundering policies and regulations and various tasks & BAU

Acted as a Subject Matter Expert for AML KYC

SKILLS

Proficiency in Microsoft Office

Multi-tasking skills

Team Player

Sound decision-making abilities

Highly detailed-oriented

Integrity

Trustworthy and dependable

Active Listening Skills

Time Management

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