Edward Trees

** ***** ****. ************, *** York 11738

ad2wys@r.postjobfree.com 516-***-****

OBJECTIVE

To obtain a position to utilize my skills, knowledge and the resources of your company to further enhance the growth of the organization.

PROFESSIONAL EXPERIENCE

UNMB Home Loans October 2019 - August 2022

Tarrytown, New York Sr. Mortgage Underwriter

● Review and analyze all credit documentation: Personal and Business tax returns, financial bank statements, credit reports and assess property valuation.

● Extensive knowledge of Federal and State guidelines: RESPA,TILA, HMD and TRID

● Proficient in reading and determining DU/LP findings as well as the capability to manually underwrite loans

Citizens Bank N.A. November 2012 - October 2019

Melville, New York HM Retail Underwriter

● Detail oriented with excellent research and decision-making ability and able to work accurately under deadline pressure.

● Credit Lending Authority $2MM First with $1MM Tandem

● Authorized to approve, deny, or counter-offer mortgage applications. MetLife Home Loans June 2010 - May 2012

Hauppauge, New York

Mortgage Quality Specialist

● Remain in contact with all regional operations managers to verify all rush and customer complaint files are diligently reviewed and approved for closing

● Maintain progress reports of loans pending clearance for closing

● Review AUS findings and underwriting final approval to confirm conditions are satisfied.