Antoine Snyder

Plano, TX

ad2whn@r.postjobfree.com

+1-214-***-****

Work Experience

Driver

Dart Paratransit - Dallas, TX

Present

• Safely transport ADA passengers to and from desired locations.

• Collected fares for transport.

• Secured wheelchairs and scooters for safe transport OTR Truck Driver

FFE Transportation Inc - Lancaster, TX

March 2023 to August 2023

• OTR Driver of 53" reefer unit in lower 48 states. Licensed Escrow Officer

HomeServices of America - Richardson, TX

May 2021 to February 2023

• Perform preliminary title search of properties involved in sales transactions.

• Order surveys for real estate involved in contract for sale.

• Clear title conditions for sale of real estate.

• Fund real estate transaction on closing day.

• Responsible for all fiduciary activities up to and including receiving wires, sending wires, paying invoices, researching lost payments, and replacing payments as needed.

• Balancing Closing Disclosures when a lender is involved with a sale.

• Settling all post closing inquiries after sale is complete Mortgage Insurance Specialist/ Accounts Payable

Mid America Mortgage - Dallas, TX

October 2019 to February 2021

* Managed daily mortgage insurance activations.

* Managed daily mortgage insurance cancellations.

* Transferred servicing of mortgage insurance for service released loans.

* Reconciled and paid 12,000 FHA loan premiums monthly totaling $1.8 million dollars.

* Reconciled and paid 8 different private mortgage insurance company premiums (1000 PMI loans totaling

$300,000).

* Handled 5000 USDA loans totaling $700,000 and 20,000 HUD Section 184 loans totaling $2.5 million dollars.

* Assisted with/performed monthly mass analysis.

* Researched and updated tax lines.

* Responsible for all outgoing payments to vendors for services.

* Managed and tracked payments made for reconciliation purposes.

* Paid out all escrow refunds including monthly analysis and paid in full loans. Mortgage Insurance Specialist/Mortgage Closer

Supreme Lending - Dallas, TX

May 2017 to October 2019

* Managed daily mortgage insurance activations.

* Managed daily mortgage insurance cancellations.

* Transferred servicing of mortgage insurance for service released loans.

* Reconciled and paid all FHA premiums monthly totaling about $35,000.

* Reconciled and paid 8 different mortgage insurance company premiums totaling about $750,000.

* Assisted with/performed monthly mass analysis.

* Researched and updated tax lines.

* Prepared mortgage loan closing documents.

* Reviewed loan files for completeness.

* Monitored documents for TILA and RESPA regulations.

* Followed up with closing agent for approval of closing disclosure.

* Audited closing documents for completeness prior to submitting to post closing. Sr. Escrow Analyst

Stonegate Mortgage Corporation - Dallas, TX

May 2016 to May 2017

* Managed the daily functions of all escrow accounts.

* Performed out of cycle escrow analysis through task management.

* Solely responsible for mass analysis on a monthly basis.

* Reviewed non-escrow accounts with positive balances and disbursed balances to recipients.

* Established and deleted impound accounts as needed.

* Handled all escrow related escalations from the Customer Service and Collections departments. Special Loans Processor I

Capital One via DISYS - Plano, TX

January 2015 to February 2016

* Processed various documented loan types.

* Processed all requests within 10 days of receipt according to specified policies and procedures.

* Logged requests on the monthly reports using Microsoft Excel and prepared documentation using Microsoft Word software.

* Maintained and updated the LPS Servicing software, ensured system accuracy, within 2 days of receipt of all signed documents.

* Updated the ARM workstation and Payment Schedule systems to reflect any change in interest rate and/or payment information as well as insured all modified loan products were set up correctly. Escrow Specialist I

Private National Mortgage Acceptance Corp - Fort Worth, TX October 2012 to December 2014

* Managed the daily escrow functions of all impounded mortgage accounts.

* Performed in and out of cycle analysis on impounded mortgage accounts.

* Ordered escrow overage checks to be sent out when necessary.

* Adjusted the escrow shortage payments when shortages paid in full.

* Established and deleted impound accounts per borrower's request.

* Managed a queue of escalated requests from collections and customer service managers regarding the escrow accounts.

Collateral Administrator Specialist

Homeward Residential - Coppell, TX

July 2011 to June 2012

Adhered strictly to compliance and operational risk controls in accordance with Homeward Residential and regulatory standards, policies, and practices.

* Assisted in many functions while training new associates.

* Tracked and assigned daily workflow to the on shore and India teams.

* Monitored team productivity to ensure they were meeting conveyance deadlines timely and within investor

(FNMA/FHLMC) guidelines.

* Provided attorneys with documents needed to proceed with foreclosure.

* Ordered collateral files from custodians.

* Obtained endorsements for notes.

* Ordered and created allonges to notes for foreclosure purposes. Underwriter/Quality Analyst

Morgan Stanley - Irving, TX

February 2011 to July 2011

* Reviewed and analyzed borrower documentation to determine income and repayment ability.

* Assessed borrower hardship information, analyzed housing expenses, and determined proper loan resolution.

* Reviewed the recommended foreclosure prevention alternative offered to ensure compliance with appropriate investor.

* Entrusted to obtain all third-party forms including investor and mortgage insurance company approvals.

* Maintained up-to-date knowledge of relevant default practices affecting loan servicing decisions.

* Analyzed escrow delinquency status, modification scenarios and proposals and recommended appropriate loan workout plan.

* Responsible for accurate database maintenance, updates, and corrections in all related servicing systems.

* Handled special projects and other duties as assigned. Loan Processor

Citigroup - Irving, TX

December 2010 to February 2011

Processes residential mortgage loans under various programs in a quality consistent with all company policies and procedures as well as meeting all regulatory requirements,

* Maintains a pipeline of loans and is responsible for the timely and compliant flow of such loans through the process.

* Obtains and reviews necessary loan documentation and submits complete packages to Underwriting Monitors and ensures closing dates and company deadlines are met.

* Communicates with loan officers, buyers, sellers, title companies, builder and agents.

* Obtains and verifies that all underwriting conditions are received and cleared by the underwriter.

* Review of borrower contractual documents and prepares the file for submission to the Closing Department.

* Provides excellent customer service by effectively communicating and cooperating with all internal and external customers

* Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry.

* Exemplifying understanding of applicable local, state and federal regulations related to processing mortgage loans.

Education

High school diploma

Skills

• ARM

• Account Analysis

• Escrow

• Mortgage Servicing

• Tax Experience

• Fair Housing Regulations

• Accounts Payable

• Accounts Receivable

• Account Reconciliation

• Driving

• Tractor-trailer

• Paratransit

Certifications and Licenses

CDL A

February 2023 to July 2031

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