PROFESSIONAL

QUALIFICATIONS Craig A. Robertson

With over 30 years of experience in the real estate consulting and appraisal practice, I have had a full spectrum of real estate experience. My real estate consulting practice includes negotiating long term commercial and land leases, locating idea commercial sites for a variety of business types, and providing litigation support for commercial tax appeal cases. In addition, my appraisal practice has focused on residential, timber lands, industrial, agricultural acreage, corporate and public review work, and a wide variety of commercial properties both existing and proposed. Specific areas of expertise include the analysis of professional office uses, coastal properties including multiple family properties, properties of historic significance, recreation-oriented developments, special use properties such as rural acreage for agricultural and recreational uses, and leasehold/leased fee analysis. I am qualified as an expert witness pertaining to valuation issues in federal and state courts in Florida and Georgia. While most assignments are Florida properties, I regularly provide a variety of appraisal and consulting services in Georgia.

PROFESSIONAL AFFILIATIONS

Member of Central Panhandle Board of Realtors

Member of Tallahassee Board of Realtors

Member of Franklin and S. Gulf Counties Board of Realtors Member of Miami Board of Realtors

LICENSED BY

Florida DPR of Real Estate as a Real Estate Broker #0519551 Florida DPR of Real Estate Appraisal Board as a State Certified General Real Estate Appraiser #1471 Georgia Real Estate Appraisal Board as a State Certified General Real Estate Appraiser #5877 PROFESSIONAL EDUCATION

Bachelor of Science Degree in Real Estate, Florida State University (1984-1989) National Honors Society in Economics

CONTINUING PROFESSIONAL EDUCATION

McKissock’s Strange but True, Appraising Complex Residential Properties 2016,2018, 2020 McKissock’s Essential Elements of Disclosures 2014, 2020, 2022 McKissock’s Appraisal of Single Tenant Distribution Centers 2016, 2022 McKissock’s Exploring Appraiser Liability 2016, 2018 Tallahassee Board of Realtors’ Real Estate Investment Analysis Made Easy 2010, 2014 Appraisal Institutes’ The Appraiser as an Expert Witness: Preptn & Testmny 2014, 2016, 2020 Appraisal Institutes’ Litigation Appraising: Specialized Topics & Applications 2010, 2020, 2022 Appraisal Institutes’ Valuation by Comparison: Residential Analysis & Logic 2010, 2012, 2016 Steve W. Vehmeier’s Deriving Adjustments 2010, 2014, 2018 Appraisal Institutes’ 3hr The New Residential Market Conditions form 2012, 2014, 2020 McKissock’s Appraising FHA Today 2012, 2016, 2022

Appraisal Institutes’ 7hr Update Uniform Standards in Professional Practice 2014, 2016, 2018,2020,2022 McKissock’s Mortgage Fraud & REO/Foreclosures 2012, 2014, 2016, 2022 McKissock’s Florida Appraisal Laws and Regulations Update 2012, 2014,2014,2018,2022 McKissock’s 7hr National USPAP 2012, 2014,2014,2018,2022 McKissock’s Realtors, Appraisers, & Florida Building Code 2008, 2012,2018, 2022 McKissock’s Supervisor & Trainee Roles and Rules 2008, 2010, 2014,2018 Appraisal Institutes 15 hr National USPAP 2012, 2016, 2018, 2020 Tallahassee Board of Realtors’ Real Estate Investments & Dev. Analysis 2007, 2018 Tallahassee Board of Realtors’ Florida Building Code 2012, 2018 Appraisal Institutes’ Forecasting Revenue 2012, 2018 Appraisal Institutes’ Appraisal Review: Single Family Residential 2004, 2016, 2018 Appraisal Institutes’ Effective Appraisal Writing 2003, 2012 PROFESSIONAL

QUALIFICATIONS Page 2 Craig A. Robertson

ASSOCIATIONS

October 1996 to Present, President, 1st Appraisal Group, Inc., Panama City, FL, Winter Springs, FL and Miami, FL November 2002 to Present; President, 1st Appraisal Group, Inc. Decatur, GA and Savannah, GA June 1991 to October 1996, Appraiser Associate, Bell, Griffith & Associates, Tallahassee, FL August 1989 to June 1991, Appraiser Associate, The Appraisal House, Ft. Walton Beach, Fl QUALIFIED AS EXPERT WITNESS

Cases in which I was deposed and or gave expert testimony: 2nd and 4th Judicial Districts of the Circuit Court of Fl and 3rd Judicial District of the Circuit Court of Ga

Case No. SU-02 DM60 Year 2003, Judge Presiding: John D. Allen, Gave Trial Testimony in Divorce Case; Defendant: Pamela Venable vs. Frank A. Venable; Plaintiff: Case No. 04-00066 CA Year 2010 Judge Presiding: James C. Hankinson, Gave Deposition and Testimony in jury trial; Betsy Durden Reeves, Plaintiff/Counter Defendant vs. Anchor Realty and Mortgage Company of St. George Island and James Travis Stanley, Defendants/Counter-Plaintiffs. Case No. 11-000146- CA Year 2012 Judge Presiding: Angela C. Dempsey, Gave Testimony in Deficiency Hearing; Centennial Bank, Plaintiff vs. Defendants: Lynn D. Guthrie. Case No. 08-000040- CA Year 2013 Judge Presiding: Angela C. Dempsey, Gave Testimony in Deficiency Hearing; Centennial Bank, Plaintiff vs. Defendants: Olivier Ducimetiere Monod; Anchor Realty and Mortgage Company a/k/a Anchor Realty and Mortgage Company of St. George Island. Case No. 12-34- CA Year 2013 Judge Presiding: Charles W. Dodson, Gave Testimony of my appraisal in Deficiency Hearing; Centennial Bank, Plaintiff vs. Defendants: Dessera Atkinson and :Herbert Trice, Jr. Case No. 2012 CA 227 Year 2013 Judge Presiding: Charles W. Dodson, Gave Testimony of my appraisal in Deficiency Hearing; Centennial Bank, Plaintiff vs. Defendants: Phillip L. Highsmith. Case No. 13-88 CA Year 2013 Judge Presiding: Charles W. Dodson, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: Gary F. Linton. Case No. 11-188 CA Year 2013 Judge Presiding: George Reynolds, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: The Square Group, LLC. Case No. 13-3 1 CA Year 2013 Judge Presiding: James Shelfer, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: Anthony L. & Tammy D. Spruill. Case No. 2013 CA 1025 Year 2014 Judge Presiding: Charles A. Francis, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: Whitaker Rentals, LLC. Case No. 13-163 CA Year 2014 Judge Presiding: Charles W. Dodson, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: James McCormick. & Helen Snow Case No. 2014- CA-394 Year 2014 Judge Presiding: George Reynolds, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: Florida Contractors, LLC. Case No. 2018- CA-64 Year 2019 Judge Presiding: Ronald Flury, Gave Testimony of my appraisal in Deficiency Judgment Hearing; Centennial Bank, Plaintiff vs. Defendants: Shops by the Bay, LLC.