JIM STEPHENS ad2pws@r.postjobfree.com

Denton, Texas Phone: 469-***-****

PROFESSIONAL SUMMARY

A team player with the people skills needed to serve staff and guest needs. Reliable and self-motivated with judgment and knowledge to handle a wide range of daily assignments. Professional and organized with good multitasking and time management abilities. A solid decision maker.

WORK HISTORY

My recent work history has been in the mortgage industry, but I am looking for something new. I am certain that I could perform the duties of Parts Specialist with a high level of accuracy and speed.

First State Bank – Denton, Tx. Sr. Underwriter June 2019 – November 2023

Underwrote mortgage loan files for compliance with Fannie Mae, Freddie Mac, and other investors.

Addressed loan concerns from all investors. Wrote appeal letters to investors for all loans with questions or issues.

Kept staff up to date on investor changes.

Loan volumes as high as 120 files per month; all handled by me and one other underwriter.

Provided training for processors regarding analyzing tax returns, appraisals, income and asset documentation, and fraud.

GSB Mortgage – Grapevine, Tx. Underwriting Manager May 2017 – May 2019

Reviewed all loans for underwriting approval.

Provided training to the staff regarding tax return analysis, appraisal review, income and asset analysis, and fraud related issues.

Dealt with Fannie Mae, Freddie Mac and other correspondent loan investors regarding guidelines and changes to same, loan approvals and loan concerns and/or repurchase requests.

ARCH Mortgage Insurance Co. Account Manager May 2014 – April 2017

Covered the sales region for North and West Texas.

Traveled the territory to make sales calls on new and existing mortgage lending customers in an effort to approve those customers for new master policies and train them on our system.

This company merged with United Guaranty Mortgage Insurance and laid off all employees of Arch MI.

PMI Mortgage Insurance Co. Vice President-Home Preservation May 2011 – May 2014

Managed a staff of 20 people, located in the home office and in large banks and mortgage companies.

Worked with these companies to find solutions for loans in default.

The team saved approximately 300 loans per month from going into foreclosure.

References: Available upon request

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