Yvonne Lucas

Atascadero, Ca

805-***-****(cell)

ad2otk@r.postjobfree.com

OBJECTIVE

To propel myself in an establishment where I can utilize my professional savvy and people skills while applying industry knowledge and ethics that ensure success. To insure that I am challenged at all levels and aspects of the industry to further my skills and goals.

SUMMARY OF QUALIFICATIONS

15+ years diverse experience in consumer and mortgage lending Self-motivated; resourceful and effective in meeting deadlines. Energetic and enthusiastic professional; dedicated to excellence in anything I do. Poised and self-confident in dealing with a wide variety of people. Excellent written, verbal and listing skills.

Knowledge of M/S Word 6.0 and lending software, including Point, Empower, Wizard and Hogan, Edge Iportal, Calyx PROFESSIONAL EXPERIENCE

MISSION COMMUNITY BANK, Atascadero Ca

Loan Processor (9/2014-2/2015)

Loan operations Department, tasks-Responsible for loan payments and accuracy on morning speed sheets, making sure documents correct and filing files as needed

PRIMERICA FINANCIAL AND INVESTMENTS

Office Manager (8/2011-1/22/2013)

Responsible for determining the potential impact of Federal, state and local regulations related to projects. Communicated effectively with others; asked appropriate questions to clarify expectations and promote learning Managed multiple tasks with changing priorities. Meet internal deadlines, adheres to project-specific and corporate-wide safety policies. Executed field activities; records and maintains adequate documentation for closure. Responsible for all loan processing

BANK OF AMERICA

Loan Processor HSS1 (2/2010-2/25/2011)

Responsible for processing of loans approved by an Underwriter or an automated system Responsible for clearing conditions and issuing changes to the terms on previously approved loans. Responsible for but not limited to verifying conditions of approval, which may include customer income/assets documentation. In addition you will resolve routine title issues including, but not limited to the following: vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens reconveyances; may processes subordinations; resolves appraisal disputes; depending on channel, may coordinate closing activities. DOWNEY SAVINGS / US Bank CA

Teller Supervisor (6/2007-2/15/2010)

Promote and cross-sell products and services, pull reports, daily weekly and quarterly, audit cash drawers and negotiable quarterlyPrepare work schedules, provide input to performance reviews, participate in new teller training or mentoring Provide ongoing training and support to other tellers, performed teller dutiesAt Downey Saving, I processed for three Loan officers CAMERON FINANCIAL, San Luis Obispo, Ca

Loan Processor III (4/2005- 6/2007)

Work in wholesale and retail lending, responsible for all loans submitted by brokers. Interact directly with the brokers and Account Executives to make sure all conditions are cleared. Provide excellent customer service in a fast paced environment and keep a positive attitude at all times. Managed a pipeline of 100 or more loans a month and worked FHA, Sub prime, Alt-A, and Option Arms loans. EDUCATION

Rio Hondo Jr. College, Whittier-General Business

REFERENCES

Debbie Cannon 805-***-****

Stephanie Meyers 805-***-****

Susan 979-***-****

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