Evan M. Astrin, Esq. 609-***-**** ad2omx@r.postjobfree.com

Financial Services Risk Management Compliance

Experienced Corporate Counselor with demonstrated career success in legal, regulatory, and corporate compliance matters for financial services firms. Extensive experience in Federal bank acts and regulations, managing risk, and developing process improvements. Skilled facilitator with the ability to advise clients in administration, and management of complex trust accounts. Utilizes legal acumen and cross-functional collaboration skills, to successfully cultivate, and maintain long-term relationships with clients and leadership, to support growth objectives, and corporate goals.

Areas of Expertise

Negotiation Regulatory Compliance & Audits Risk Assessment & Mitigation

Best Practices Cross-Functional Leadership Strategic Planning Process Improvements Training & Mentoring

Professional Experience

TTI of USA I Consulting Policy Manager, Governance and Operations, Large International Bank, NY, NY April to Sept., 2022

Review and revision of Operations policies and procedures, ensuring that those documents are regulatorily robust (1LoD role). Coordinate with line management to ensure that required controls map to operations controls, RCSAs and enterprise framework; supporting the definition and implementation of the Operations Risk Framework and Control, associated processes for Operations Risk identification, monitoring and reporting, and partnering with various SMEs, line organizations and global functions to strengthen the firm’s Risk Management practices. Engaged in high level discussions with a Policy Owner to ensure compliance of their policy with modifications to the Volker Rule “covered funds” restrictions.

TD BANK 2014 – 2021 Dec 2014 through Oct 2021

AVP/Senior Compliance Business Oversight Analyst, US Consumer Banking, CRA & Data Innovation March 2018 – Oct 2021 I Mount Laurel, NJ

Advice to line of business stakeholders concerning CRA and fair banking concerns related to LOB planning. Analyzed fair lending data and drafted monitoring reports to internal and regulatory stakeholders. Monitored LOB planning initiatives. Coordinated and tracked the revision of Mandatory Compliance learning courses. Worked with stakeholders in HR, Learning and Development to prepare audience scoping, engage SMEs, and approve on line draft programs. Engaged in extensive compliance training, including the Volker Rule and proposed changes.

Coordinated regulatory and audit exams, responding to document requests and questions from regulators such as OCC, FRB and SEC, as well as internal audit requests.

Streamlined the learning process by revising the training tracker to more easily track the status of course revision projects; identified gaps and proposed solutions to transition course revision to a more efficient process.

Drafted procedures for updating mandatory learning courses.

Reviewed responses to customer complaints to ensure that all customer concerns were met; identified and tracked complaints trends.

AVP/Financial (Regulatory & Audit) Analyst, US Capital Management Group- Dec 2014 – March 2018 I Cherry Hill, NJ

Coordinated regulatory exam and audit management, tracking exam requests to completion; and responding to Matters Requiring Attention (MRAs). Coordinate internal CAPP Audits, and stress testing exams for CMG, which included effective coordination with OCC, FRB and SEC regulators, work-streams and internal audit to ensure that exam and audit requests, and follow-up questions are responded to efficiently.

Streamlined the audit process, to track the status of requests and to identify “owners” for new requests, resulting in a more efficient process with fewer staff interruptions.

Solely, coordinated 6 internal audits; posted evidentiary responses to 425+ requests; resolved 243+ requests; and arranged over 70 meeting between Audit and LOB Staff to successfully resolve audit issues.

Managed remediation and due dates for Regulatory and Internal Audit Findings, which included, reviewing draft CPG Challenge Templates.

Drafted 6-month view of deliverables and Audit Reports for Senior Management “line of sight” to manage and track risk, identified through audit findings.

Composed management assertions, to resolve low risk audit findings.

Provided support to schedule CPG Challenge, for High Risk Audit Findings and MRAs, and administrative support for CMG stress testing exams.

Re-wrote Unit Process Map and Procedures.

Professional Experience

INDEPENDENT RISK MANAGEMENT CONSULTANT 2011 – 2014

AXELON SERVICES CORPORATION I 2014 Approx May through Nov 2014 I Jersey City, NJ

Risk Management Consultant

Performed AML / KYC reviews on prospective Citigroup LATAM borrowers desiring to pledge interests in family- owned enterprises as collateral for further loans.

Reviewed prospective business relationships to ensure compliance with sanctions regulations.

An average of 12% of the reviews resulted in internal inquiries to bankers; and approximately 2% of those inquiries ended in business being rejected; due to either unsatisfactory responses or non-responsiveness.

EXPERIS, A MANPOWER COMPANY I 2011 – 2013

Columbia, South Carolina (approx. May through June, 2013)

Honolulu, Hawaii (Approx Nov through January 2012 and 2013)

Jersey City, NJ (approx. March 2011 – Sept 2011)

Auditor and Risk Management Consultant

Conducted internal and external administrative audits, and testing of existing personal, and institutional trust accounts. Reviewed accounts for administrative, legal, regulatory, and policy issues for select Clients, which included Trust administration, and AML enhanced due diligence issues. Conducted due diligence activities on a Bank Foundation operation and recommended enhanced internal controls to separate the Board of Directors from charitable foundation operations.

Conducted a review, resulting in 7 AML Financial Crimes Unit (FCU) referrals, and Sanction referrals; three of which were placed on hold, and one resulting in an estimated client savings of $1.7M in AML regulatory penalties and reputational risk.

TOWER LEGAL I 2012

KYC Team Lead / SAR Quality Control Manager (Consultant) Approx January through March 2012 I New York, NY

Led AML quality control project team of 30 consultants that assessed processes and provided recommendations to improve speed and quality of AML investigative processes for major client bank.

Successfully drafted Policies and Procedures for use by the client’s KYC Teams.

Took a backlog of over 3,000 SAR investigations and ensured that SAR reports were generated as required.

Acted as Quality Control Manager for draft SAR reports.

Served as on-site team lead. Mentored and provided feedback to junior staff; participated in hiring and disciplinary decisions.

WELLS FARGO/WACHOVIA BANK April 2008 – May 2011

Vice President, Philanthropic Advisor (2009 – 2011) I Winston-Salem, NC

Vice President, Philanthropic Consultant (2008 – 2009) I Jacksonville, Fl

Directed a team of three Trust Administrators, as well as, managed a portfolio of 250 personal, and non-profit charitable accounts, with $700M in assets. Partnered with the Sales Division, and Financial Consultant to develop ways to cultivate, manage, retain, and grow Client relationships. Conducted KYC, AML, and annual account reviews, and reviewed corporate resolutions granting officers the power to act on behalf of the institution. Conducted “Source of Funds” reviews. identified and resolved administrative issues. Provided best-in-class institutional account support, such as, administering endowments, private, and operating foundations, pooled income funds, and charitable gift annuities.

Served as Trustee to a 100-year-old trust for a small museum, which included, meeting with Stakeholders to maintain assets; determined marketable asset portion of trust; and negotiated terms to ensure the financial viability of the museum.

Trained and mentored Administrators on best practices for accurately calculating and administering accounts in compliance with terms of trust.

Spearheaded meetings with Clients to deliver investment, and philanthropic presentations to Boards, and to address market concerns, while encouraging charitable giving.

CITI PRIVATE BANK March 2004 – Oct 2007 I Long Island City, NY

Assistant Vice President Structured Finance, Citigroup Credit Service & Control

Advised the Sales Division on legal and compliance issues regarding asset-based financing transactions. Reviewed, negotiated, and structured loan packages, and lending documentation to follow regulatory requirements, compliance standards, and risk management controls. Supported Latin America Market (LATAM), with complex source of funds verification, KYC, and money laundering concerns. Educated Staff on ways to hand1le red flags, during the due diligence process. Answered subpoena requests, and documentation questions, during AML investigations. Conducted internal audits of Federal Savings Bank (FSB) branch offices.

Awarded Citigroup Certificate of Excellence, and the Citigroup Private Bank Award for contributions to the division.

Selected by Senior Management to manage the internal, and external audits, reviews, and investigations of high-risk Client accounts, with $10M+ in liquid assets.

Trained and advised CS&C Staff on AML, Patriot Act, KYC, and UCC legislation, and processes, which included foreign articles of incorporation, opinion letters, and letters of credit; which directly reduced the number of issues preventing approval of structured financing accounts.

Academic Credentials

SETON HALL UNIVERSITY SCHOOL OF LAW Juris Doctor

DREW UNIVERSITY Bachelor of Arts, Political Science

Admissions

State Bar of New Jersey

US District Court, District of New Jersey

United States Supreme Court Bar

Professional Development Training

New Jersey State Bar Association 2008 – Present

NJICL Civil Mediator Training, 2007

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