EVELYN MEADOWS

Bronx, NY ***** • 252-***-**** • ad2of3@r.postjobfree.com

PROFESSIONAL SUMMARY

Creative and dedicated AML/KYC/EDD/FRAUD Analyst with 5years of working experience in the fast-paced banking sector. Versed in KYC (Know Your Customer), Anti-Money Laundering, High risk review, SAR drafting, OFAC stripping, Fraud investigation, Account review, PEP screening, Enhanced due diligence, Negative news screening, and Ongoing transaction monitoring. Highly skilled in MS office suite, Risk management, and Investigation. Diligent compliance analyst who is successful at managing multiple priorities with a positive result, who have proven record of success at detecting and preventing fraud.

SKILLS

Fraud detection

Banking regulations

Risk management

Due diligence

Project management

Work ethics

Compliance strength

SAR drafting

Effective communication

Investigation

MS Office

Team player

Operation support

Multitasking Abilities

WORK HISTORY

AML/KYC/EDD Analyst

American Express -New York City, NY Nov 2021 - Current

Document research findings to support risk-based decision making and resolution to escalated fraud incidents.

Review new customer accounts and verify their identities.

Prepares Suspicious Activity Report (SAR) in compliance with established regulatory guidelines and deadlines.

Identifies potential threats, vulnerabilities, suspicious behavioral patterns, and recommended mitigation measures.

Document steps taken through the investigation escalation process.

Implement appropriate Customer Identified Program (CIP).

Assist in risk assessment, identification, and on-going monitoring of higher risk accounts to detect suspicious activity.

Use customer risk scoring models in accordance with the departmental processes and procedures.

Review customer accounts for instances of suspicious financial transactions.

Conduct due diligence in various third party and internal database review and detect suspicious activities.

Perform background checks, customer research, transactional analysis using software and database such as Lexis-Nexis, SAS, Actimize, Google, Clink, and Image soft.

AML/FRAUD Analyst

Chase Bank – Timonium, MD Jul 2018- Oct 2021

Communicated findings, status, open issues, and other AML-related items to management regularly.

Transaction monitoring of international and domestic wires, POS, ACH, and Monetary instruments.

Analyzed potentially suspicious financial activity and file SAR (Suspicious Activity Report) when risk cannot be mitigated.

Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.

Observed customer transactions to identify fraudulent activity such as Account take over, Friendly fraud, Identity theft, and similar other risks using tools like Zendesk, Looker, Unit21, LexisNexis, RDC, Google, Whatismyipaddress, Business object.

Analyzed results of complex investigations and delivered concise written conclusions to management.

Met and exceeded both productivity and quality benchmark.

Recommended new software tools and enhancements to improve fraud detection, prevention, and reporting efforts.

Conducted thorough customer and enhanced due diligence research using company's resources and other resources to determine whether AML risk exists.

Liaised with management to ensure compliance with internal policies and external regulations.

Analyzed large amounts of data to find patterns of fraud and anomalies.

EDUCATION

BSc: Business Education Jun 2008

University of Benin, Edo state, Nigeria