Address:
USA : Sequoia Way Belmont ***** CA Mobile : 650-***-****
Whatsapp: +90-530-***-**-** ad2njs@r.postjobfree.com
Linkedin: www.linkedin.com/in/erkansaygi
Erkan SAYGI
Date of Birth : 1970 Marital Status : Married
WORK HISTORY
Feb. 2019-Sept. 2022
Area Manager – TURKZA TRADE INC
Turkza is a company established to export all kinds of commodities especially to South Africa and SADC countries, especially food and textile derivatives, demands of multi-storey stores and supermarkets.
Role : Negotiate with the customers in expositions for export, follow up the the export process starting from demand till the collection of invoice.
Apr. 2018–Jan. 2019
Finance Manager – KARINCA LOGISTICS INC
Karinca is a logistics company with 600 employees and $ 250 M net sales Role: Management of the Company's overall financial functions, including reporting, Expenditure review, operational costs, process improvement, budgeting and forecasting,
Analyze costs, inventory control, ensure timely realization of all company payments, responsible for balance sheet review and analysis of P&L.
Apr. 2016–Jan. 2018
Credit Manager – EVKUR FINANCE INC
A group of companies with 4500 employees and $ 600 M net sales size, Role: Participate in the foundation of the consumer credit company, Lead the establishment of credit from allocation to collection process,
Negotiate with BRSA (Turkish Banking Regulatory & Supervisory Agency) the operating authorization permit process,
Negotiate with the Head of Risk Centralization, for establishment of all about risk reporting.
Jan. 2012–Jan. 2016
Manager “Credit Restructuring and Recovery” – ING BANK INC
Role: Monitoring the problem loans transferred to Credit Restructuring and Recovery group,
Negotiate with the companies to reduce overdue credits, Restructure the standing credits of the companies,
Negotiate with the attorneys to speed up the collection of the NPL amounts from companies
June 2009–Dec. 2011
Asst. Manager “Monitoring For SME& Mid Corporate”– INGBANK INC
Role: Analyzing financial statements of the Bank’s SME companies, Control the maturity and collateral of the loans every week, Mortgage control, interest control at every collection period,
Report the deficiencies and past due loans for SME to the Asst. General Manager and Credit Committee,
Prepare the Data Quality reports for HQ in Amsterdam according to IAS and Basel II.
June 2008–June 2009
Assistant Manager “Loan Allocation Group For SME” – INGBANK INC
Perform all the current or possible customers’ operations till the end of allocation, provide all the financials about the companies, analyze outputs, visit the customers or their fabrics if needed,
Gather general information about the companies, Analyze the sectors of the credit allocated companies,
Evaluate and coordinate the limit proposals prepared by the branches.
imit the
Feb.2005-June 2008
Asst. Manager “Credit Monitoring & Reporting Group – OYAKBANK INC
Control the maturity and collateral of the loans every week,
Control of mortgage deal, periodical interest gained at every collection period,
Report the deficiencies and overdue loans perıodıcally,
Prepare the risk diversification by sectors for CBRT (Central Bank Of Turkey), Investigate the Bank’s Corporate And Commercial Companies.
Nov. 2001-May 2002
Branch Manager – SUMERBANK INC
Managing primarily the staff, and financial aspects of the branch, Maintain financial transactions of the branch,
Deal with the costumer if needed, Visit customer for credit and deposit.
Nov. 1997- Feb. 2005
Internal Auditor / Controller - Board of Inspectors – SUMERBANK INC
Regular audit of the branches, reporting to the board, also investigate when needed,
Check out; true booking of ledger, daybook and other commercial books, true execution of tax payments and other legal obligation, Analyzing branch’s physical situations and security conditions against fire, flood, robbery,
Analyze the incomes-expenses and profit-loss charts, balance sheet, assets and liabilities and all accounts,
Analyzing loans of branch on risk basis, analyzing client companies’ financial conditions,
Monitoring loaning and pay-back process, determining problematic loans and informing headquarter for freezing or cancelling loan limits, analyzing productivity.
CERTIFICATES
CMB Corporate Governance Rating Specialist License 2009
Capital Market Activities Advanced Level License
2007
CMB Credit Rating Specialist License
2010
TURMOB Certified Public Accountant (CPA)
2006
EDUCATION
BA/Faculty of Business Administration / Istanbul University 1988-1995
High School Education / Darussafaka High School 1981-1988
REFERENCES
Seçkin KOSE Evkur Finance / General Manager +90-532-***-**-**
Taner TANIR / Boston Encore Hotel +1-646-***-**-**