GRADY E. WILLIAMS, CRCM, CIA

San Antonio TX

Email: ad2kng@r.postjobfree.com

Phone: 708-***-****

https://Linkedin.com/in/grady-williams

PROFESSIONAL SUMMARY OF QUALIFICATIONS

An accomplished Senior level corporate compliance and AML officer with over 25 years of management experience encompassing all three lines of defense within the financial services arena, where I have contributed to the company’s cultural and operational success and bottom line. An experienced and effectual leader with a focus on designing and implementing risk-based compliance programs and solutions with a commitment to impeccable customer-oriented service delivery, issue & key metric reporting, composing, and implementing policies and procedures, monitoring to enable timely corrective action, performing in-depth risk assessments and investigations, external exam management and professional staff supervision. Key areas of strength include:

KEY SKILLS & STRENGTHS

Compliance Program Design & Management

Audit Management

Deposit Operations Management

Leadership

Regulatory Compliance

Financial Regulation

Anti-Money Laundering (AML) & OFAC/Sanctions,

CRA / Community Reinvestment Act

Risk Assessment

Compliance / Operational Auditing/Quality Assurance

Team Leadership

Communication

Analytical Skills

Compliance Training

Written Communication

Policies & Procedures

Project Management

Regulatory Relationship Management

Issue Management and Corrective Actions

Business Strategy

Budgeting

Supervisory/Coaching

Business Consulting

CAREER JOURNAL

USAA, San Antonio TX 2020 – 2023

Director, Compliance Risk Management

Responsible for managing the implementation of Enterprise-wide Compliance and Risk Governance Documents, working closely with compliance and risk professionals within USAA, enabling Policy on Policy compliant documents fit for purpose, that align with regulatory expectations.

Alliance Data I Comenity Bank, Columbus, OH 2018 – 2020

Sr. Director, Bank Chief Compliance Officer – Comenity Bank

Responsible for oversight and implementation of compliance Management System for Comenity Bank providing Strategic leadership & direction to compliance initiatives and activities that span the Bank and the Card Servicer

Redesigned the Bank’s comprehensive regulatory compliance risk-assessment program,

Collaborated with AML Officer to redesign and implement the BSA/AML and Sanctions risk assessments and the BSA/AML Sanctions and UIGEA program, policies, and standards; Assisted with the implementation of robust automated AML solution.

Led and provided strategic direction to the 2nd line of defense compliance testing group enabling appropriate system of reliance between 1st 2nd and 3rd lines of defense monitoring & testing, an effective RCSA’s (Risk Control Self Assessments)

As a member of the SLT, provided strategic dashboard reporting to senior management and the Bank board.

Nationwide Corporation, Columbus, OH (over 44 billion in Assets under Management) 2007 – 2018

Vice President, CCO AML Officer & CRA Officer - Bank

Responsible for oversight and implementation of compliance program for Nationwide Bank providing leadership and strategic direction to compliance functions and activities that span all legal and managed entities served by the Office of Compliance across the company

Designed and implemented the Bank’s comprehensive risk-based compliance management program.

Designed and implemented the Bank’s Community Reinvestment Act (CRA) Program and Large-Bank assessment framework.

As Chair of Bank’s Policy & Procedures sub-committee, redesigned standardized board-policy framework

Serve in lead capacity driving many of the strategic initiatives for the Office of Compliance and OCLO, including Dodd-Frank implementation.

Developed and implemented Bank-wide compliance training program.

Designed and facilitated Bank-wide compliance risk assessment framework involving Bank management

Implemented robust automated AML solution and created a Financial Intelligence Unit (FIU) to manage AML/Fraud alerts

Mid America Bank, FSB, Downers Grove, IL (11.5 billion in Assets) 2006 – 2007

First Vice President, Chief Compliance Officer

Responsible for overseeing the establishment, implementation, administration, and coordination of the bank-wide compliance risk management program, including the development of requisite policies and procedures, employee training and monitoring, providing leadership, planning and direction to ensure adherence to federal and multi-state regulatory requirements.

Designed standardized board-policy framework providing consistent policy structure to facilitate effective oversight

Developed and implemented company-wide compliance training program

Designed and facilitated enterprise-wide compliance risk assessment involving executive management team

Established comprehensive compliance risk management program resulting in significantly improved compliance profile

Shore Bank, Chicago, IL (2.4 billion in Assets) 2002 – 2006

Vice President, Corporate Compliance & CRA Officer and Internal Audit Manager

Responsible for establishment, implementation, administration and coordination of organization-wide compliance risk management and Internal Audit programs, including development of requisite policies, procedures, employee training, independent auditing and monitoring agenda for multi-bank organization (Midwest and Pacific banks, non-bank affiliates and Bank Holding Company).

Conducted international compliance (AML) consulting and training assignments - involved travel to Cambodia and South Africa

Designed and implemented monthly compliance newsletter and executive brief (management level compliance update)

Developed and implemented bank-wide compliance training curriculum

Established and chaired Compliance Coordinator Council providing for functional level compliance administration

Established risk-based compliance management approach, and assisted with development of detailed AML risk-based compliance solution, resulting in significantly improved compliance profile

Managed overall outsourced internal audit activities including SOX 404/FDICIA initiative

KPMG LLP, Chicago, IL 1998 – 2002

Senior Manager, Management Assurance Services (Internal Audit)

Responsible for the delivery of leading-edge management consulting/internal auditing services to Financial Service and Local Government clients in the Midwest area. During the last two years, served as the overall engagement manager for the internal audit activities of one of the nation’s largest school districts – 4.5-Billion-dollar budget. Also, responsible for building, retaining, and managing customer relationships. Served as project manager on a consulting engagement for a major Urban Housing District.

Planned and executed all internal audit/management consulting projects with a team of up to 18 lead professionals

Implemented system-wide risk assessment

Organized and facilitated Management Retreat for 40 senior level executives/department heads including CEO

Performed Organizational Structure Review for Chief of Staff to the CEO resulting in system-wide redesign

Assisted with investigative/forensic review activities

EDUCATION, PROFESIONAL DEVELOPMENT, CERTIFICATIONS & LICENSES

Southern Illinois University, School of Business – Carbondale, IL

BA Degree in Accounting

Certified Internal Auditor professional designation (CIA)

Certified Regulatory Compliance Manager professional designation (CRCM)

Bank Administration Institute (BAI) sponsored Graduate School of Bank Audit Management

American Bankers Association (ABA) sponsored National Bank Compliance & Reg. Z School.

American Bankers Association (ABA) sponsored National Bank Graduate Compliance School.

Bank Administration Institute (BAI) Certificate: Loan Review Course I

MEMBERSHIPS & PERSONAL INTERESTS

Member of the Institute of Internal Auditors * Former Member of the Government Finance Officer’s Association (GFOA) * Football at SIU Carbondale * CPS Principal-for-a-Day participant * Volunteer - Board member, Trustee and Treasurer for faith-based and Community non-profit organizations * Volunteer - Coach and Referee for youth programs * Volunteer - Tax Preparer * Private Pilot in-training * Residential Redeveloper (Fix & Flips) * Enjoy traveling, golf, cooking/grilling

TECHNICAL SKILLS

Functional experience in project management* Proficient with Microsoft (Word, Excel, Access, PowerPoint, Outlook, etc.) and other professional applications* Sound working knowledge of financial services industry laws and regulations, internal audit standards and generally accepted accounting principles as applied to the financial services industry.

Contact this candidate