RENEE’ L. HUNSINGER

***** ****** **. ******, **. 48180 – 313-***-**** – ad2gz9@r.postjobfree.com

OBJECTIVE:

To use my professionalism and over 30 years of experience in residential and Commercial Lending to obtain a position with the opportunity for continued growth.

PROFESSIONAL EXPERIENCE:

Loan Operations Specialist – First Independence Bank – Detroit, MI

2022 - Current

Process SBA 1502

Change Interest Rates Weekly.

Issue checks to Insure mark, Process Dealership refunds.

Process Non-post daily

Book & scan indirect auto and mortgage loans.

Process payoff letters

Set up ACH.

Loan Processor Capital Mortgage Funding (Fairway Independent Mortgage Corporation) Southfield, MI

2020 - 2022

• Processed conventional, FHA and VA loans.

• Performed thorough reviews and analysis of borrower’s credit, employment, income, and assets.

• Handed over complete documented files to underwriter for approval.

Loan Documentation Specialist First Independence Bank Detroit, MI

2017 - 2020

• Responsible for the preparation of commercial closing documents including pre- and post-closing

review of commercial real estate, modifications, renewals, and extensions.

• Ensured proper funding at closing.

• Managed collateral and Uniform Commercial Code filings.

• Processed loan payments, wires, advances, and pay downs.

Loan Processor Main Street Bank Bingham Farms, MI

2016 - 2017

• Approved loans utilizing automated underwriter systems known as Desktop Underwriter and Loan

Prospector.

• Analyzed credit reports, income, assets, and title commitments.

• Assembled loan packages, taking each file from pre-approval through closing.

Senior Mortgage Processor/Closer Bank of Michigan Farmington Hills, MI

2012 - 2015

• Prepared closing documents.

• Set up Residential, Home Equity, and Commercial Loans.

• Ensured proper funding at closing.

• Maintained and processed tax escrow accounts for residential mortgages.

• Processed loan payments, wires, advances, pay downs, and payoffs.

Loan Operations Analyst Lotus Bank Novi, MI

2009 - 2012

• Set up all loans, modifications, extensions, and renewals.

• Ensured proper funding at closing.

• Managed collateral and Uniform Commercial Code filings, continuations, and terminations.

• Prepared payoff letters, lien releases, and discharges.

• Processed and managed customers insurance and tax escrow accounts

Loan Operations Specialist Michigan Heritage Bank Farmington Hills, MI

2008 - 2009

• Prepared commercial closing documents including pre- and post-closing review of commercial real estate, leases, construction loans, modifications, renewals, and extensions.

• Responsible for the modification of commercial loans and leases.

• Responsible for the setup of new loans

• Processed and managed customers insurance and tax escrow accounts.

• Managed collateral and Uniform Commercial Code filings, continuations, and terminations.

Commercial Loan Processor Citizens Bank f/k/a Republic Bank Troy, MI

2006 - 2008

• Reviewed loan documentation for accuracy.

• Ensured proper funding at closing.

• Ensured timely filing of lien documents.

• Prepared collateral discharges.

• Worked directly with new construction builders during the construction phase of their developments.

Senior Loan Processor Delegated Underwriter Republic Bank Bloomfield Hills, MI

1997 - 2006

• Processed a high volume of Conventional, FHA, VA, Non-conforming, Jumbo mortgages and new

construction loans.

• Analyzed credit reports, income, assets, appraisals, and title commitments.

• Approved loans utilizing automated underwriting systems known as Desktop Underwriter and Loan

Prospector.

EDUCATION & TRAINING:

• Compliance training from American Banker Association

• Henry Ford Community College

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