Linda Tetteh

Glenarden MD, ***** / Tel#: 240-***-****

Summary:

Analytical, results-driven Compliance Analysis professional with significant experience relating to bank regulatory compliance focusing on complex investigations and risks intelligence initiatives associated with Fraud, Compliance and Anti- Money Laundering activities.

Professional objective of joining a Financial Institution and making an impact within specialized departments.

She has resolved issues relating to AML, fraud, negative balances, disputes and program variances to the right office which will then escalate for sanctions.

Experience with Documentation, audits (both Spanish and English), KYC, and preparing necessary information to support Suspicious Activity Reports (SAR) for BSA/AML management.

Hands-on experience in identifying, measuring and escalating accounts to Wealth Management AML Risk Managers and Global Financial Crime Compliance as per internal guidelines.

Strong Knowledge and understanding of multiple AML related systems Lexis Nexis, Xerox, World check, World base, DDIQ, Excel (Pivot Tables, VLOOKUP), Actimize, Mantas, ECRR, RDC, Westlaw, Clear and PDF.

Education:

Masters of Science in Business Analytics, Arizona State University (Perusing)

Bachelors in Sociology, University of Ghana, Legon in 2007.

LinkedIn Profile: https://www.linkedin.com/in/linda-tetteh-b31a0316a

Professional Experience:

Individual Advocacy Group- Financial Manager NOV 2022 – PRESENT

Providing financial reports and interpreting financial information to managerial staff while recommending further courses of action.

Advising on investment activities and provide strategies that the company should take

Maintaining the financial health of the organization.

Analyze costs, pricing, variable contributions, sales results and the company’s actual performance compared to the business plans.

Develop trends and projections for the firm’s finances.

Conduct reviews and evaluations for cost-reduction opportunities.

Oversee operations of the finance department, set goals and objectives, and design a framework for these to be met.

Manage the preparation of the company’s budget.

Liase with auditors to ensure appropriate monitoring of company finances is maintained.

Correspond with various other departments, discussing company plans and agreeing on future paths to be taken.

LinkedIn – Trust and Safety/Fraud Associate OCT 2021 – NOV 2022

Research and resolve all issues related to Terms of Service violations including DMCA, trademark, privacy and legal compliance issues, and false profile claims

Coordinate with the legal department on time-sensitive investigations

Effectively identify problems/issues by performing relevant research using the appropriate tools

Communicate effectively and concisely with customers and internal partners to resolve cases in written form

Provide feedback to management regarding necessary changes and updates (including policies, upgrades and customer care issues)

Analyze fraud reports, identify trends that need to be addressed and communicate findings to the appropriate stakeholders Maintain and promote a positive attitude while meeting productivity goals

Assist in day-to-day risk-related job functions including product payment delinquencies, risk reporting and other duties as needed

IBM (PROMONTORY) – PNC Project /Greenwood Project APRIL 2020 – OCT 2021

BSA/AML / Transaction Monitoring Analyst

Reviewed system generated fraud alerts with banking accounts to assess presence of illicit activity that may require reporting based on requirements and conducted research as required.

Conducted full investigations/fraud analysis on all types of bank accounts transaction alerts from Low to High Risk jurisdictions.

Used Actimize to research and obtain documentation on all bank products related to unusual activities.

Responsible for entering research data into Actimize

Investigate potential OFAC violations, Money Laundering, and fraudulent financial activity across business lines.

Created and reviewed client profiles to ensure compliance with FINCEN/BSA requirements and client policies and procedures

Prepared SARs to include comprehensive narratives fully describing the breadth of detected suspicious transactions, accompanying research and findings supporting the conclusion

Interpretation of AML Risk standards, guidelines, policies and procedures. Make risk based determination through Quality Analysis whether alerts were properly cleared by Compliance Alerts Analysts.

Ensure Alert data has been accurately collected and documented, including but not limited to: Investigations data, Suspicious Activity Reports (SARS) & Currency Transaction Reports (CTR), Know Your Customer (KYC) information, any relevant account and transaction data and all required information which would assist in an investigation.

Strong research, analytical and comprehension skills, with ability to analyze large amounts of data.

Independently manage and disposition AML alert, including conducting investigations and research as needed.

Manage Alert volume, including performing intake controls to ensure all Alerts are documented and assigned in a timely manner.

Create and maintain investigation documentation, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; plus any other required information for the investigation

JP MORGAN CHASE

Onboarding Analyst DEC 2018 – APRIL 2020

Responsible for a wide range of duties from account opening to account maintenance, to internal partner support with extensive client interface.

Responsible for ensuring a smooth process in handling all of the aspects of onboarding a client.

Liaise with clients and internal teams in to ensure that time to market is minimized and that transparency can be provided around processes.

Identify opportunities to centralize and optimize processes to improve client satisfaction and the overall group performance.

Support and monitor the timely and accurate execution of client and internal requests to the group.

Provide additional support through the population of account opening, market opening and tax documentation, ensuring all documents are collected, verified and stored, and provide status back to the client.

Perform client documentation searches across internal and external sites and compile client profiles.

Interact with client regarding the latest status and current on-boarding actions.

Partner with internal teams to ensure regulatory reviews on all clients are performed.

Ensure all client review materials are in place and completed.

Provide guidance in the role of subject matter expert in the areas of account opening, tax and local market documentation to both Citi staff and external clients.

Participate in initiatives to improve the client and account management process.

Maintain data on end to end processes for tracking turnaround times of deliverables from team and other processing areas.

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Morgan Stanley – Baltimore, MD MAY 2017 – DEC 2018

Fraud Analyst/KYC/EDD (contract)

Review documents and information to perform Enhanced Due Diligence reviews on Domestic and LATAM (Latin America) High Risk customers.

Reviews Onboarding documents in pipeline.

Internal escalations of potential negative news related to financial crimes, as well as PEPs, made by the Firm’s initial screening unit, including money laundering, terrorist financing and other illicit transactions involving money or securities.

Communication on each step on review projects with the branch verbally and via emails to articulate ideas and

Performed clients, PEPs, and country name screening against multiple sanctions lists, including OFAC SDN, OSFI, HMT, EU, and UN.

Actively collaborate with the Wealth Management AML Risk Team in translating documents to Spanish or Portuguese during the Enhanced Due Diligence process.

Verification of Source of wealth documents for clients who want to invest in Morgan Stanley.

Review client documents to ensure all onboarding documents are properly received.

A part of the Know Your Customer/Enhanced Due Diligence (KYC/EDD) Team with specific responsibilities of assessing and managing client BSA/AML risks.

Constantly communicating with the WM Business Units, including Financial Advisors, Client Service Associates and Risk Officers to ensure the Due Diligence process is accurate and all account information is captured and reviewed.

Constantly communicating with LATAM Financial Advisors, Client Service Associate and Risk Officers to onboard new and existing Wealth Management LATAM client relationships.

Identifying, measuring and escalating accounts to Wealth Management AML Risk Managers and Global Financial Crime Compliance as per internal guidelines.

Conduct an Enhanced Due Diligence review of High- and High-risk clients that includes composing a comprehensive written narrative explaining the business structure and risks the client presents.

Knowledgeable of the laws applicable to money laundering including the Bank Secrecy Act (BSA), USA Patriot Act, OFAC requirements and Suspicious Activity Reporting requirements.

Assisted in reporting/escalating results of analysis for clients during their periodic due diligence reviews and new client reviews.

Draft written Enhanced Due Diligence investigation reports for all assigned high risk customers to determine if potential legal, regulatory or reputation risks were posed to the bank by administering all aspects of the bank’s Enhanced Due Diligence policies and make recommendations on overall customer risk based on data analysis.

Ensured financials validated the volume and amounts of transactional activity for the client.

Dispositions were then communicated in well-in summations that may have resulted in a down grade of risk level, account closure, or SAR recommendation.

Contact this candidate