Ken Loyd

ad2c60@r.postjobfree.com 314-***-**** Saratoga Springs, Utah

Senior Mortgage Underwriter

Summary Statement

•Consistently Delivers a High Production of Loans.

•Well-known for Achieving Superior Quality Loans.

•Underwrites All Government Loans, including FHA, VA, and USDA, plus All Local State Agencies.

•Leads a Team of Underwriters and Team Members with Excellent Results.

Skills

FHA CHUMS/VA SAR LAPP Certifications FHA DE-CL44, VA-LAPP/SAR #022433 Reviews and Analyzes All Income Documents, Credit Reports, Appraisals, Titles, and All Relevant Loan Documents Communicates with Loan Officers and Team Members on All Files.

Professional Experience

UNDERWRITER 4, TD Bank Remote, Salt Lake City, UT: June 2022 - Present

ACCOMPLISHMENTS:

•Underwrite all government and conventional loans, including FHA, VA, and USDA, plus all local state agencies; resulting in closing all loan types monthly in each category.

•Underwrite full doc manual proprietary portfolio loans.

•Daily contract with all loan partners to insure loan process proceeds smoothly

SENIOR UNDERWRITER/TEAM LEAD, US Mortgage, Long Island NY: Jan 2021 - June 2022

ACCOMPLISHMENTS:

•Managed a team of underwriters by working daily with the team of both underwriters and team members in all areas of the mortgage process, resulting in high loans sent to closing with the best qualifying results.

•Achieves high production by underwriting a large number of loans every month; during the busiest queue successfully closed 100~ loans during monthly closing.

•Daily review and approval of ALL loan documentation in the loan package.

UNDERWRITER III/TEAM LEAD, Guild Mortgage: January 2015 - December 2021

REMOTE UNDERWRITER, Indecomm Global: January 2013 - December 2015

UNDERWRITER, WJ Bradley: January 2010 - December 2013

Education

MBA, Capella University, 2015

B.A., Business Administration, Minors: Media Communication & Spanish; Webster University, 2005

CERTIFICATIONS: FHA DE-CL44, VA-LAPP/SAR #022433

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