Anna J. Martin

**** ************ *****

Corinth, TX 76210

940-***-****

ad2b8z@r.postjobfree.com

Objective: To obtain a career and to increase my skills in the Financial Industry.

Employment Experience:

September 2022- March 2023 – First Bank

Warehouse Ln Credit Analyst:

Assist warehouse lending director in processing commercial loans.

Responsible for Financial Covenant monitoring, testing and reporting commercial loan compliance.

Works with the tracking and maintenance of financial reports, covenant management, annual reviews, and third-party investor review.

Prepare Commercial Loan Presentations and other documents necessary to present a loan for approval.

Undertake any other tasks/duties assigned by the Managing Partners of the Company.

May 2022 – July 2022 – Global Integrity Finance

Credit Risk Manager

Compliance with all federal and state regulations.

Familiarization and compliance with all the Company’s policies and procedures.

Represent the best interests of the Company.

Undertake any other tasks/duties assigned by the Managing Partners of the Company.

Underwrite all loans according to GIF guidelines.

Manage and oversee all proceedings and post close/sale of all production.

Continue to update guidelines from capital partners as needed.

Meet with Level Managers on weekly basis.

Develop and write out GIF underwriting manuals.

Work hand-in-hand with secondary marketing team to sell off loans.

November 2020 – January 2022: Stearns Lending/SOFI Lending Corp.

Operations Trainer:

Conducts Webinar and classroom training for Processing job roles within the Retail channel.

Possess a high level of competency of Stearns and SOFI Operational Routines.

Deliver effective training sessions including new hire, follow up, and reinforcement training.

Support employee training for operation.

Provide in-person and remote training to associate on the Orijin system.

Implement mortgage content through instructor-led classes, virtual education, and other blended learning formats.

Possess in depth knowledge of processing mortgage loans from set-up to closing by verifying, compiling and entering borrower information into loan processing system. Including, previous experience obtaining, verifying and analyzing loan documentation. Including credit, income, appraisal and title knowledge of the overall mortgage process is beneficial. Ability to identify and review mortgage loan applications and corresponding documentation.

May 2019 – January 2022: Stearns Lending/SOFI Lending Corp.

Member Specialist II (Sr. Processor II)

Responsible for processing mortgage loans from set up to closing by verifying, compiling and entering borrower information to loan processing system.

Verify and analyze loan documentation including credit, income, appraisal and title.

Work closely with borrowers to ensure smooth process and complete transparency through loan closing.

Prepare mortgage loan file by reviewing loan application: clarifying or obtaining additional information.

Confirms mortgage loan application information by mailing verification forms, contacting verification sources.

Obtains mortgage loan documentation by ordering appraisal, title and related information.

Identifies mortgage loan application and documentation problems by highlighting deficiencies, notifying mortgage loan officer, underwriter and mortgage loan supervisor.

Prepares closing statements and informs borrowers by calculating principal and interest payments, and closing costs, forwards information to borrowers.

Maintains customer confidence by keeping mortgage loan information confidential.

Updates job knowledge by participating in educational opportunities; maintaining personal networks.

Provide an exceptional customer experience throughout the loan process through constant communication and follow up.

January 2010 – November 2018: Mr. Cooper fka Nationstar Mortgage

Underwriter II/Processor

Perform detail analysis of: income, credit, fraud manager, appraisal and title information.

Perform all underwriting, processing and pre-closing task required to produce a loan in compliance with all company, Fannie Mae, Freddie Mac, FHA, VA, Jumbo and Harp guidelines.

Promptly and accurately review files to ensure that appraisal and title insurance is provided by an approved vendor.

Experience with Desktop Underwriter, Loan Prospect, Encompass and Boss.

February 2009 – December 2009: CTX Mortgage Company LLC

June 1996 – April 2008

Mortgage Finance Officer

Evaluate loan applications and documentation by confirming credit worthiness.

Keep applicants informed of any additional documentation requirement.

Processing and underwriting experience.

Familiar with FHA, VA and Conventional loan programs.

Education: Wayne State University, Detroit MI

References: Will be furnished upon request.

Contact this candidate