Mortgage Loan Underwriter
Resume:
EMPLOYMENT HISTORY
FEB, **** - PRESENT
Mortgage Underwriter II, Home Equity Mortgage, Oakland, CA
• Reviewed and analyzed mortgage loan applications, ensuring compliance with lending guidelines.
• Conducted quantitative analysis and underwriting of loan files to assess risk and make informed decisions.
• Performed quantitative and equity research to evaluate market trends and property values.
• Collaborated with stakeholders to gather necessary information for underwriting decisions.
• Evaluated mortgage servicing activities for accuracy and compliance with industry standards.
• Prepared comprehensive financial reports.
FEB, 2016 - JAN, 2019
Funder/Doc-Drawer, Boston Private Mortgage
• Reviewed loan approvals, credit reports, titles, and appraisals.
• Prepared document packages for the title company and ensured compliance with regulations.
• Verified pricing of loans and balanced with escrow prior to funding.
• Requested funding wire from the warehouse bank and ensured timely delivery of funded loan files.
• Conducted audits for accuracy and compliance with underwriting guidelines.
• Drew loan documents, prepared initial and final Closing Disclosures, and handled other related tasks. MAY, 2015 - JAN, 2016
Commercial Loan Processor, Aerotek Staffing – Patelco
• Reviewed credit approvals and determined documentation requirements.
• Interacted with various parties, including loan officers, title companies, and account executives.
• Ensured compliance with lending and banking regulations.
• Conducted OFAC searches and handled flood certifications, appraisals, and income and asset documentation. NOV, 2013 - APR, 2015
Funder/Doc Drawer, Pacific Mortgage Brokers
• Reviewed loan files for pre-audit and TRID compliance.
• Ensured all underwriting conditions were met before sending out closing documents.
• Communicated and resolved issues with closing agents, loan officers, and processors.
• Conducted pre-funding audits and issued correct Closing Disclosures. FEB, 2019 - PRESENT
Mortgage Underwriter II - Home Equity Mortgage, Bank of America, Oakland, CA
• Reviewed and analyzed mortgage loan applications, ensuring compliance with lending guidelines.
• Conducted quantitative analysis and underwriting of loan files to assess risk and make informed decisions.
• Performed quantitative and equity research to evaluate market trends and property values.
• Collaborated with stakeholders to gather necessary information for underwriting decisions.
• Evaluated mortgage servicing activities for accuracy and compliance with industry standards.
• Prepared comprehensive financial reports.
MAY, 2015 - JAN, 2016
Commercial Loan Processor, Aerotek Staffing, Patelco Reviewed credit approvals and determined documentation requirements. Interacted with various parties, including loan officers, title companies, and account executives. Ensured compliance with lending and banking regulations. Conducted OFAC searches and handled flood certifications, appraisals, and income and asset documentation. SKILLS
Mortgage Underwriting Quantitative Analysis
2416 88th Ave #5, Oakland, 94605
ad29xg@r.postjobfree.com
NAISHA PITTMAN
MORTGAGE LENDER
PROFESSIONAL SUMMARY
Dedicated and detail-oriented professional with a comprehensive background in mortgage and banking, seeking a challenging Mortgage Lender position to leverage my skills and proficiency for the benefit of a dynamic Mortgage/Banking organization.
SKILLS
Equity Research Financial Reporting
Loan Approvals Credit Reports
Title Review Appraisal Review
Loan Document Preparation Loan Funding
Auditing Commercial Loan Processing
Compliance OFAC Searches
Flood Certifications Customer Relationship Management Loss Mitigation Loan Payments
Condo Project Specialist Wholesale Funding
Accounting Payroll Processing
Cash Reconciliation Accounts Payable
Accounts Receivable Scheduling
Administrative Tasks
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