ANDREA BARNES- BAKER

(Cell) 718-***-**** ad29sx@r.postjobfree.com

OBJECTIVE:

Seeking a position in Compliance where my extensive experience will be further developed and utilized.

Highlights

●Data collection and analysis

●Enhanced due diligence comprehension

●Name matching criteria

●Risk assessment procedures

●MS Office, Salesforce and excel proficiency

●Transaction Monitoring

●Thorough and accurate

●Effective communicator

PROFESSIONAL EXPERIENCE

Bank of Americas, NY 02/22-08/23

KYC Analyst

● Support the assigned Business groups to respond to Regulatory/Audit inquiries

●Liaison between our traders, clients & various brokers.

●Correlate with Business Bankers and Sales analyst on entities for Yearly Refresh.

●Respond to client inquiries in regards to updates on entities.

●Update clients KYC records to regulatory and internal standards.

●Validates CIP information through documents and non-documentary method.

Liaison between our traders, clients & various brokers.

DEUTSCHE BANK, NY 01/20-2/22

KYC Analyst

● Lead the KYC life cycle (SPV) Special Purpose Vehicle.

●Incorporate compliance guidelines into account monitoring activities.

●EDD on all high risk entities; researching any negative news information.

●Respond to client inquiries in regards to updates on entities.

●Perform other related duties as assigned by the Team Lead and BSA Manager.

●Work with Hedge Fund, Mutual Fund, Institutional Accounts, Commercial Banks and Corporations.

Sterling National Bank, Yonkers 06/19-12/19

Wire Transfer Specialist

●Accurately process outgoing and incoming international and domestic wires through our internal wire system and ensure the accurate and timely upload through SWIFT and Fedline.

●Provide exceptional customer service and ensure that clients are served promptly, courteously, efficiently and professionally.

●Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties. This includes but is not limited to; complete compliance training and adherence to internal procedures and controls; report any known violations of compliance policy, laws, or regulations and report any suspicious customer and/or account activity.

PPV Ventures LTD. Long Island 02/19-05/19

Due Diligence Specialist

●Assist the Compliance and Due Diligence Analysts with transaction monitoring to identify fraudulent transactions and identify suspicious customer behavior.

●Know Your Customer (KYC) information, any relevant account and transaction data and all required information which would assist in an investigation.

●Gather & audit documentation for regulatory request and other audits when needed.

●Conduct due diligence research and assist with reporting.

●Obtain, prepare and analyze compliance KPIs.

●Stay abreast of and analyze compliance trends of money laundering patterns, BSA and PATRIOT Act and financial crime activity.

●Read and analyze internal reports and trends.

●Review existing Compliance and Due Diligence policies and procedures to identify gaps.

●Assist with internal risk assessments and investigations.

●Assist with compliance projects such as auditing and monitoring account activity, conducting data analysis and conducting follow up as needed.

●Run reports to monitor money transfers and foreign transactions.

●Maintain strict ethical, legal adherence and confidentiality at all times

●Assist with Due Diligence projects such as MSB and account activity.

●Liaise with clients via email or telephone.

CITI, LIC New York 02/18-02/19

Relationship Manger

●Develop and manage client relationships through digital channels for Commercial Bank clients that are in alignment with the overall business strategy to achieve desired revenue, cross-sell, and satisfaction metrics.

●Responsible for performing KYC processing of New Account, Periodical Review, Activity Review in a timely manner.

●Ensure transactions are completed within audit and compliance standards as well as timely.

●Coordinate account opening and maintenance for all products and reporting including address changes, telephone number updates, account status changes, rates and fee waivers.

●Master referral opportunities to grow your portfolio. Proactively source, acquire and expand high value customer relationships by maximizing sale and service opportunities.

●Administer 350+ high net worth client’s information using both Salesforce and NETX360

●Partner with KYC analysts to ensure that clients information meets KYC standards.

●Partner with the Financial Advisors to help enhance business development, client relationships, prospecting opportunities, and overall success.

●Process wire and ACH requests for clients.

●Involvement with the AML/KYC process for all new clients.

DEUTSCHE BANK, NY 08/17-12/17

KYC Analyst

● Lead the New Client Adoption (NCA) and Periodic Review (PR) process for MNC500 Corporations and Subsidiaries of foreign domiciled corporations.

●Responsible for obtaining KYC documents and liaising with internal stakeholders.

●EDD on all high risk entities; researching any negative news information.

●Adapt to a changing environment and be able to implement KYC policy changes in their day-to-day work.

●Perform other related duties as assigned by the Team Lead and BSA Manager.

●Work with Hedge Fund, Mutual Fund, Institutional Accounts, Commercial Banks and Corporations.

● Verify data for clients/counterparties in accordance w/the U.S.A Patriot Act regulations.

Santander Bank, New York, NY 04/17-07/17

KYC / AML Analyst

●Examination of databases, internal documents and transaction monitoring software alerts to resolve due diligence investigations.

●Documentation and reporting of investigation findings; preparation of case files with required supporting documentation.

●Drafting and filing of SARs; recommendation of relationship retention or termination as required.

●Review documentation received for new customers and ensure accuracy from a FATCA perspective.

●Identify situations that could arise which indicate U.S indicia or inconsistencies between the KYC documents received and the W-8 form Identify situations that could arise which indicate U.S indicia or inconsistencies between the KYC documents received and the W-8 form review of new account documentation and customer payments (KYC / CIP / CTR).

●Review documentation received for new customers and ensure accuracy from a FATCA perspective

●Identify situations that could arise which indicate U.S indicia or inconsistencies between the KYC documents received and the W-8 form.

●Update clients KYC records to regulatory and internal standards.

●Validates CIP information through documents and non-documentary method.

●Perform other related duties as assigned by the Team Lead and BSA Manager.

JPMCHASE, BROOKLYN, NY

Client Account Analyst

01/16-01/17

●Review new client onboarding documentation and complete a QCC for all new accounts.

●Documentation collection and validation of core KYC requirements.

●Daily review of high risk products, Remote Deposit Capture (RDC).

●Daily review of ACH Origination and ACH transfers.

● Verify data for clients/counterparties in accordance w/the U.S.A Patriot Act regulations.

●Communicate necessary revisions to client onboarding documentation to business unit partners and ensure the revisions are made in a timely manner.

●Performing due diligence on client KYC profiles

●Research and validation of entity data using appropriate internal and external sources.

●Maintain a high degree of knowledge of appropriate BSA and OFAC laws and regulations.

●Update clients KYC records to regulatory and internal standards.

●Validates CIP information through documents and non-documentary method.

●Execute USA Patriot Act; certification for all Foreign Banks, MIFID

●Monitoring ISDA terms for risk management purposes.

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FLUSHING BANK, Uniondale NY

Transaction Monitoring Analyst

6//15-12/15

●Presently conducting account reviews, reviewing documentation, financial profiles.

●Identify 25K check review for returned checks and ACH payments (for both bank & brokerage clients), identity counterfeit/altered checks.

●ACH return reports-for ACH deposits that have been returned by other institutions, review account history to identify possible fraudulent activity.

●View high risk customers engaged in ACH and third party processor (Paypal) transactions.

●Tracing financial transactions and making appropriate referrals when necessary.

●Focus on identification of suspicious patterns in personal and business account.

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CITIGROUP, NY

AML Control Analyst

12/12-03/15

●Review new KYC processes and documentation as required

●Understanding the 314(A) and the 314(B)

●Responsible for filing SARs and recommend relationship retention or termination, and track account closures as required.

●Perform SAR maintenance and quality assessments

●Process request for new cases and accounts within the necessary internal systems (bank & Brokerage customers)

●BSA/AML transactions monitoring and reporting

●Performed on going monitoring of Correspondent Banking transactions activity, conducted

●Investigations on suspicious transactions activity, and escalated to management’s review

●Experienced in Fed Wire, SWIFT, CHIPS and ACH payment transaction

DEUTSCHE BANK, NY 7/05-9/11

Client Account Management Associate, Global Operation

●Review new KYC processes and documentation as required

●Perform background checks for institutions and controlling persons using the following search engines

●(ex. OFAC, RDC, PCR, Bankers Almanac)

●Review Hedge Fund Accounts for Enhanced Due Diligence

●Perform Section 312 Enhanced Due Diligence on high risk accounts

●Process request for new parties and accounts within the necessary internal systems

●Track daily reports for cash collateral accounts

●Set up new accounts for both Fixed Income & Equity Intl desk

●Set up cash collateral in Deutsche Bank database for historical accounts.

●Resolve any issues relating to Clients that are supported by Sales Marketers.

●Verify data for clients/counterparties in accordance w/the U.S.A Patriot Act regulations.

●Ensure all trading relationships are compliant w/AML procedures.

●Liaise between Clients, Sales, Operations Credit, Legal, Business

WASHINGTON MUTUAL, GARDEN CITY, NY 8/04 –7/05

Loan Processor, Processing Sub Prime-Residential Loans.

●Set up Good Faith Estimates & make sure ratios matches LAS

●Rate Locking from 40 to 50 rate locks per week for residential inquiries

●Board and review residential loan information

●Deposit and verify applications fees, submitting & reviewing credit reports

●Verify Employment of prospective clients

●Create and input information on an appraisal log

INSTINET CLEARING SERVICES NY, NY 7/96 – 8/04

New Accounts Associate & Collection Admin

●Liaison between our traders, clients & various brokers.

●Data analyst for Automated Consumer Verification to credit bureaus.

●Heavy Volume of Customer Service

●Ensure business appropriate turnaround times on KYC/AML approvals.

●Organized and updated permanent files.

●Set up terminals on Dynacomm.

●Set up Institutional accounts, foreign, domestic & prime broker accounts.

●Fax failed confirms to clients.

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WATERHOUSE SECURITIES NY 7/93-8/96

Money Market Securities Clerk

●Provided daily processing and input of all money market trades and generate confirmations and tracers on Hitachi

●Interbank system (IBOS) terminals.

●Responsible for the interface between MDSS and IBOS, Fed wire payments utilizing the MFIP system as well as make

●Chips/Swift payment for foreign currency trades; transactions confirmed by mail, fax and telephone.

●Processed Bankers Acceptance Certificates of Deposit and accommodation drafts.

●Prepared monthly broker bills; registered customer corrections and handled reconciliation reports.

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EDUCATION: B.A. Business Administration Metropolitan College of New York, NY, NY April 2013

Master of Media Management (MBA), August 2017

Studied abroad in Germany

●SKILLS: MS Windows, MS Outlook, MS Word, MS Access, MS PowerPoint, WordPerfect,

●ADP System, DTC, SID Database, Bloomberg (ILX), Deutsche Bank database

●NAOP9.7 account opening, Lexis-Nexis, Actimize, SARS, Quick Screens, Onesource, Netx360, NetxPro, World check, Sharepoint, Salesforce

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