Project Management High Risk

Owings Mills, Maryland ***** 443-***-**** ***********@*****.***

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BENEDICTA OSEYOMON

PROFESSIONAL SUMMARY

Proactive and Reliable compliance professional with 5years of AML/KYC/Compliance/Fraud Analyst experience in regulatory compliance, including policy and procedure development, drafting Suspicious Activity Report (SAR), Negative News Screening, Know Your Customer (KYC) OFAC Stripping, Anti-Money Laundering, High Risk Reviews, and Ongoing Transaction Monitoring. Proficient in Report writing, Excel, MS Word, Data analysis and Project management. A great communicator seeking an opportunity to bring further success to an organization through exemplary attention to detail.

SKILLS

Research expert

Compliance strength

SAR drafting

Analytical and Critical Thinking

Information verification

Investigation

Attention to Detail

Banking regulations

Teamwork and Collaboration

Verbal and written Communication

MS Office

WORK HISTORY

AML/FRAUD/TRANSACTION MONITORING ANALYST 03/2022 to Current

Citibank, New Castle, DE

Use independent and professional judgement in addition to all policies and procedures, regulatory standards when reviewing AML alerts which either result in clearing the case or filing a SAR on, as necessary.

Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.

Reviewed transactions and receipts to identify any suspicious activity.

Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.

Analyzed financial statements to identify discrepancies, irregularities and fraudulent activity.

Reviewed alerts at a high volume to determine if true match to suspected money launderers, drug dealers, or Terrorists.

Prepared SAR narrative detailing suspicious activity identified, investigation process, location and timeline of activity, conductors of activity and documentation available from investigation .

Monitored financial transactions and immediately reported suspicious activity to the right department.

Identified fraud patterns and anomalies through analysis of large quantities of data.

Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

Determined existing fraud trends by analyzing accounts and transaction patterns.

Ensure accurate documentation reflecting the outcome of reviews.

AML/KYC/COMPLIANCE SPECIALIST 01/2019 to 02/2022

SunTrust Bank, Clinton, MD

Reviewed new prospect KYC documents to meet requirements and determine business model risk.

Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.

Facilitated communication with onboarding team to gather information and onboarding documentation.

Conducted thorough reviews for high risk clients based on stratified risk level guidelines.

Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.

Performed compliance reviews of new and existing high-risk clients and relationships in one or several business sectors that require AML Compliance approval.

Developed and maintained compliance database, tracking all compliance activities and documents.

Reviewed, revised and updated compliance policies and procedures to confirm continual compliance with applicable laws.

Responded to employee inquiries regarding compliance regulations and procedures.

Monitored safety programs to verify compliance with federal standards.

Perform OFAC Stripping on clients to ensure they are not on OFAC Watchlist.

Liaised with branch managers to receive feedback on customer satisfaction and provide guidance on achieving KYC objectives.

Assists in guidance and training of front-line banking staff regarding BSA matters. Complete Enhanced Due Diligence (EDD) reviews for all high-risk customers.

Get detailed background checks on individuals and entities as part of wider anti-corruption, anti-money laundering or other compliance programs.

EDUCATION

Ogun State University, Nigeria

Bachelor of Arts, Mass Communications, 12/2011

CERTIFICATIONS

Designate Compliance Professional (DCP)- Certified

Certified Anti-Money Laundering Specialist (CAMS)- In progress

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