Victor Montanez

786-***-****, *** N. Broadway Unit 23, Yonkers, N.Y. 10701

Work History:

Ulma Form Works, Inc. – Hawthorne, NJ 02/2015 – 05/2019

Credit Collection Mgr. / A/R Coordinator

Minimize financial exposure on credit customer portfolio

Reducing A/R DSO

Processing of credit application for new potential credit customers

Establish Credit Terms

Implementation of credit processes and procedures

Monitor referred delinquent accounts to third party collection agencies

Processing of Chargebacks within required timeframe

Accounts Reconciliation, Oversee Collections, Daily Cash Receipts, Bank Account Reconciliation, Journal Entries, Misc. Cash Receipts, Monthly Sales Tax Adjustments, Monthly A/R Forecast, Monthly Cash Flow Reporting, Monthly A/R Reporting

Implementation of cash management processes

Manage a team of (3)

Oversee and approve all daily A/R sales, Monthly meetings with outside sales team

Monthly Customer Field Visits

Creator and Chair of Risk Committee

Monthly Risk Committee Reporting

Monthly Sales Meeting with Sales Manager

Process Litigated Defaulted Accounts

Implemented Pre-Lien / Lien Process

Processed Lien Waivers

Reported monthly Credit – A/R activity to Company Headquarters (Spain)

UCC Filings / Lien Bonds processing

Tanner Bolt & Nut, Corp – Brooklyn, N.Y. 7/2012 – 01/2015

Credit Collection Mgr / Bookkeeper

Minimize financial exposure on credit customer portfolio

Minimizing A/R DSO

Processing of credit application for new potential credit customers

Implementation of credit processes and procedures

Monitor referred delinquent accounts to third party collection agencies

Accounts Reconciliation, Collections, Daily Cash Receipts, Bank Account Reconciliation, Journal Entries, Misc. Cash Receipts, Monthly Sales Tax Adjustments, Monthly Cash Flow Reporting, Monthly A/R Reporting

Oversee and approve all daily A/R sales, Monthly meetings with outside sales team

Processing of Chargebacks within required timeframe

Implementation of cash management processes

Manage a team of (3)

UCC Filings / Lien Bonds processing

Lockwood & Winant, LLC – Bronx, N.Y. 9/2009 - 6/2012

Credit & Collection Mgr. / A/R Coordinator

Manage & Coordinate cash & A/R accounts

Process Credit Applications on potential credit customers

Implementation of company credit & collections policies & procedures

Collection referrals to third parties collection agencies

Handled all chargeback’s

Accounts Reconciliation, Daily Cash Receipts

Refer accounts for insurance coverage’s

Establishing Credit Lines

UCC Filings / Lien Bonds processing

Collections

Manage a team of three

Tradewinds Power, LLC. – Doral, Florida 10/2006 – 4/2009

Credit & Collection Mgr. / A/R Coordinator

Manage and monitor account aging Journal

Process credit application on potential credit customers

Analyze financial statements, P & L’s to determine customers worthiness

Produce articles of Letters of Credit

Establish company credit policies and procedures

Oversight of Daily sales / International Accounts, Domestic Accounts, Service and Parts Department (Latin America)

Coordinate and conduct monthly senior management, sales, credit, and A/R department meetings in order to establish goals on the incoming month and analyze the closing month progress report of collections and cash flow activity.

Interface with American Embassies on countries abroad in order to monitor economic risk on credit sales

Sight visits on International and Domestic credit customers

Reconcile A/R accounts

Collections

Handled heavy volumes of chargeback

Process daily deposits

Refer defaulted accounts to third party collection agencies

Litigate on legal credit issues

UCC Filings / Lien and Bonds Processing

Constant review of credit and collection laws based on jurisdictions

Participate on scheduled audits

Manage a team of three

Wireforms, Inc. – Miami, Florida 08/2003 – 09/2006

Accounts Receivable Coordinator

Managed and monitored accounts aging journal

Processed credit applications

Reconciled accounts

Collections

Produced and submitted cash assignments to factors

Managed and collected on non factored accounts

Implemented AS 400 software

Supervised companies overseas operations (China, Singapore, Thailand, India)

Utilization of Dunn & Bradstreet ratios to determine credit worthiness on potential customers

Referred default accounts to third party collections companies

Litigated on legal credit procedural issues

Produced monthly collections forecast and A/R cash flow reports

Coordinated and conducted monthly senior management and department meetings to discuss progress report of month end and strategize incoming month

Participated on yearly scheduled audits

Sight visits on International and domestic accounts

Managed a staff of twenty five including overseas operations

Education:

New York University

BA, International Business – Major Finance

Skills:

Computer literate, Windows, Word, Excel, Access and PowerPoint, Bilingual (English & Spanish) as well as accounting software’s (AS400, Peachtree, ACCPAC, SAP, Oracle, Mass 100, P21)

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