Financial Services Due Diligence

JEFFREY M. MARINO

C: 732-***-**** Freehold, NJ **728 ************@*****.***

SUMMARY

Financial Services KYC/Operations Specialist with experience in banking and brokerage industries. Strengths include Systems Support and Project Management, ACATS, Mutual Funds, New Accounts, Retirement Products, Anti-Money Laundering (AML) and Know Your Customer (KYC) Compliance, Custody and Fixed Income Operations.

KEY SKILLS

Regulatory Compliance AML Laws and Regulations Due Diligence Procedures

Risk-Based Monitoring Global Client On-Boarding Training On-Boarding Teams

Technical Skills: Bloomberg, Reuters, MS Excel, Outlook, PowerPoint & Word; LoanNet, Worldcheck, Lexis/Nexis, Adobe Applications, ALERT, Oracle MANTAS, Dun & Bradstreet, Dow Jones Factiva, Actimize

EXPERIENCE

UBS, New York, NY 03/2022 - Present

Associate Director (QA)

Current duties are to perform oversight on KYC onboarding and refresh files to confirm identified errors within a required time frame. Also, to critically assess the end-to-end quality assurance program and promote a culture of continuous improvement, actively lead team members providing feedback, coaching and development guidance and develop and maintain strong relationships with a variety of stakeholders across the Global Banking and Investment Bank business, and with partner teams such as Operations, Compliance and Legal.

AML Rightsource (Consultant for SMBC) 5/2021 – 3/2022

QC Associate

Currently reviewing KYC Records (remediation project) for accuracy, completeness, and compliance with AML, and CIP requirements. Also, reviewed results of screening requirements of customers, beneficial owners, and control persons via Dow Jones for existing clients as well as approving the dispositioned hits accordingly. Managed KYC QA activities for existing clients as well as remediation efforts concurrently within designated timeframes and quality standards.

THE BANCORP BANK, WILMINGTON, DE 6/2020 – 4/2021

AVP FCRM KYC Team Lead

As FCRM Team Lead, lead the team responsible for the bank wide on-boarding of new accounts in conjunction with the Anti-Money Laundering, Compliance and Risk policies of the firm. Provided oversight over onboarding activity to provide expert advice on AML/KYC, performed reviews of AML/KYC activities such as client profiles and related metrics, identify data quality issues, and monitor resolution responsible for conducting due diligence for all potential clients. Manage the end-to-end KYC workflow inclusive of partner stakeholders (AML Compliance, Credit, Legal etc.).

CANTOR FITZGERALD SECURITIES, NEW YORK, NY 9/2018 – 6/2020

AVP – Client Due Diligence/KYC Client Recertification

As a Client Due-Diligence Officer, responsible for conducting due diligence for all potential clients supporting Cantor Fitzgerald and affiliates by carrying out the initial due diligence process to validate risk indicators. Manage the end-to-end KYC workflow inclusive of partner stakeholders (AML Compliance, Credit, Legal etc.). Coordinate intraday and end of day prioritization and reconciliation of daily work/proof and control. Escalate potential sanctions violations and/or reputational/financial risks accordingly and document resolution. Collaborate with the data control team to finalize client accounts on internal systems. Managed KYC QA activities for new and existing clients as well as remediation efforts concurrently within designated timeframes and quality standards.

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JEFFREY M. MARINO

C: 732-***-**** Freehold, NJ 07728 ************@*****.***

MEGA ICBC LTD – NY BRANCH, NEW YORK, NY 3/2018 – 9/2018

KYC Manager (CDD/EDD/Negative Media)

Manage a team of (5) Analysts which consist of 2 QC Analyst, 1 negative media Analyst and 1 PEP screening Analyst in regards to new and periodic reviews of accounts in conjunction with the Anti-Money Laundering, Compliance and Risk policies of the firm. Provided oversight and update of weekly and monthly metrics to senior management. Provide guidance on AML related searches and investigations. Oversee and approve quality control of all Enhanced Due Diligence (EDD) reviews for all clients and risk levels (low, medium, and high). Perform training internally within our team and to the relevant business units on any updates to our AML/KYC policies.

TD SECURITIES (USA) LLC, NEW YORK, NY 10/2016 – 3/2018

KYC QC Team Lead QC/Client On Boarding

Lead the team responsible for the firm-wide on-boarding of new accounts in conjunction with the Anti-Money Laundering, Compliance and Risk policies of the firm. Provided oversight over onboarding activity to provide expert advice on AML/KYC, performed reviews of AML/KYC activities such as client profiles and related metrics, identify data quality issues, and monitor resolution. Led the team responsible for the collection, review, and archiving of mandatory client documentation per legal entity, and all account maintenance of new and existing accounts. Reviewed KYC Records for accuracy, completeness, and compliance with AML, CIP, and Compliance requirements. Reviewed results of screening requirements of customers, beneficial owners, control persons via World Check for both new and existing clients as well as dispositioned hits accordingly. Managed KYC QA activities for new and existing clients as well as remediation efforts concurrently within designated timeframes and quality standards.

BMO CAPITAL MARKETS, JERSEY CITY, NJ (Consultant) 8/2016 – 10/2016

Served as Subject Matter Expert (SME) in client/account reference data/operations, data management/data quality. Lead project activities such as comparison between reference data and KYC systems to make sure the client is CIP compliant. Coordinated new account and Anti-Money Laundering technology projects across multiple stakeholders who included IT, Operations and Business (Front Office) for project implementation.

JP MORGAN CHASE, NEW YORK, NY 3/2013 – 5/2016

KYC Officer (AVP) (Corporate Investment Bank)

Identify and monitor quality controls/processes in end-to-end Wholesale Bank Client Onboarding (WCOB). Processed for new and existing business and remediation efforts for Treasury and Security Services (TSS) & Investment Bank Lines of Business (LOBs) in Western Hemisphere (WHEM)

●Worked in partnership with client sales teams, on-boarding, and operations management to ensure accurate and complete data quality and compliance with regulatory requirements.

●Reviewed KYC Records (QC) for accuracy, completeness, and compliance with AML, CIP, and Compliance requirements.

●Conducted oversight of on-boarding activity, performing reviews of AML/KYC/EDD activities such as client profiles and related metrics/KPIs, to identify data quality issues and monitor resolution.

●Served as Subject Matter Expert (SME) in client/account reference data/operations, data management/data quality.

●Led project activities such as developing testing new systems:

oCoordinated new account and Anti-Money Laundering technology projects across multiple stakeholders who included IT, Operations and Business for project implementation.

oProvided and performed ongoing training to regional staff on AML related issues and local procedures.

●Handled Knowledge Management for KYC policy, procedures and training material updates and changes, and assist in training on-boarding teams

●Used knowledge of anti-money laundering laws and regulations, collaborating with the Anti-Money Laundering Compliance team to determine appropriate escalation and disposition on negative media/news and PEPs.

●Worked with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards & regulatory requirements. Approved all new clients through due diligence procedures, including Review of KYC documentation, public record research and AML procedures.

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JEFFREY M. MARINO

C: 732-***-**** Freehold, NJ 07728 ************@*****.***

CITI, NEW YORK, NY 9/2010 – 3/2013

Assistant Vice President (KYC/Institutional Client Group)

KYC remediation, global client onboarding and transaction look-back projects, requiring skills to review client’s files, ensuring all KYC and AML documents and information were complete and accurate.

●Assisted in identifying BSA/AML/OFAC compliance risk, ensuring proper controls, procedures, processes, and training were in place to mitigate these risks.

●Reviewed Articles of Organization, LLC Operating Agreements, Articles of Incorporation, Bylaws, Share Registries, Board Resolutions and Meeting Minutes, Partnership Agreements, and Trusts to confirm structures, beneficial ownership, and control.

●Approved all new clients through due diligence procedures, including review of KYC documentation, public record research and AML procedures.

UNITED STATES DEPARTMENT OF DEFENSE, Ft. Monmouth, NJ 1/2010 – 9/2010

Program Analyst (GS12)

Served as designated budget support manager for communications, electronics equipment and system programs logistically supported through command and control services, avionics directorate within business management office for US army, CECOM. Obtained secret clearance with department of defense, US Army, CECOM.

L-3 COMMUNICATIONS INC, Ft. Monmouth, NJ 9/2008 – 1/2010

Senior Management Specialist (Contract Position)

Served as designated logistics support manager, determining equitable distribution of available AWCF/SMA funds among Weapon System Directorates, as required for several communications, electronics equipment and system programs, logistically supported through command and control services, avionics directorate within business management office for US Army, CECOM. Obtained secret clearance with department of defense, US Army, CECOM.

UBS INTERNATIONAL INC, NEW YORK, NY 6/2007 – 7/2008

Associate Director: (KYC/Documentation Research & Review)

Managed new accounts and KYC documentation processing for new and existing clients, supervising a staff of 6.

●Trained 7 UBS International branches and interfaced with these branches daily, for client onboarding.

●Communicated all new account information to Compliance for KYC review as well as assist with Suspicious Activity Report (SAR) filing decisions. Logged all new accounts and beneficial owners into the document database (static data maintenance).

●Identified inefficiencies in account opening / AML processes and partner with management, staff, and other areas to implement streamlined processes.

LEHMAN BROTHERS INC, JERSEY CITY, NJ 8/2005 – 6/2007

Assistant Vice President: (KYC/New Accounts /Client Identification & Documentation)

Managed new account processing supervising a staff of 3, for High Net Worth business, including the Neuberger Berman new accounts business unit.

●Managed, AML (Anti-Money Laundering) and Customer Identification Processing

●Developed/tested new AML monitoring systems and participated in maintaining/updating AML Transaction Surveillance Policies & Procedures manuals. Knowledge of AML and CIP procedures and functions, including documentation and data review. Researched operating companies, mutual funds, REIT’s, and additional Structured Investment vehicles registered with the SEC.

Education: B.S., Finance, St. John’s University, New York, NY (1994)

Licenses/Certifications: FINRA Series 99 (2017)

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