Mortgage Loan Processor

SHERRY MCGEE

Phoenix, AZ ***** < 623-***-**** < ad258y@r.postjobfree.com

MORTGAGE LOAN PROCESSOR

Needs Analyses < Collaborating with Underwriters

Self-motivated and skilled in communicating with loan officers and underwriters. A team player with a backbone making sure risks are not overlooked. Brings 25+ years of mortgage servicing experience along with solid customer service and strong knowledge of mortgage regulatory compliance guidelines. Diligent and detail-oriented with ability to find solutions. Mortgage Loan Types: FHA, VA, Conventional, USDA, Home Plus Down Payment Assistance, Jumbo & Mobile Home Loans

Software Applications: Encompass, Calyx Point (CRM / Mortgage Database), DU, LP, Gus, MS Excel, Google Drive

Core Skill Areas: Credit Analysis / Review, Income Verification, Bank Statement Reviews, File Review / Completion, Flagging Information Discrepancies, Multitasking, Communicating with Underwriters / Loan Officers / Closers, Persuasion / Influence

EXPERIENCE

SENIOR MORTGAGE LOAN PROCESSOR Hometown Lenders, Phoenix, AZ (remote) November 2019 – August 2022

Managed and maintained 20- to 40-loan pipeline per month with average range from $175,000 to

$700,000. Strengthened experience with FHA / VA / Conventional / USDA / Home Plus Down Payment Assistance (DPA) programs.

• Examined documents to verify inclusion of necessary documents and disclosures.

• Rated as top processor with high 98% first-time approval metrics.

• Provided support to loan officers and underwriters throughout the 7- to 30-day loan cycle. PROCESSING SUPERVISOR Peoples Mortgage Company, Phoenix, AZ (remote) June 2011 – November 2019

Held leadership responsibility for 3 processors, 1 receptionist, and 3 loan officer assistants to support loan officers. Worked with branch manager to implement operational policies and procedures related to quality, efficiency, and compliance.

Gained experience with FHA / VA / Conventional / USDA / Home Plus DPA programs.

• Promoted to supervisor from Sr. processor position based on leadership skill and performance with pipeline of 60+ loans, closing 20-30 per month with average value of $175,000 to $700,000.

• Ranked as top-performing branch, out of 500+, for one-touch processing; retained by new owners following acquisition.

MORTGAGE AUDITOR Bank of America, Phoenix, AZ (remote) May 2009 – June 2011 Verified income and assets to comply with regulatory and program-specific guidelines for FHA, using DU, LP, and GUS.

• Scrutinized files to avoid costly errors and confirm that required documentation and disclosures were accounted for.

EDUCATION

Development Courses (Mortgage) Self-Employed Income Assessments, Assets, Income, Program Guideline Updates High School Diploma Trevor G. Browne High School, Phoenix, AZ Community Involvement Volunteer Softball Coach, Service at Various Food Banks (packing food boxes)

REFERENCES

Steve Copus 602-***-****

Michelle Collins 602-***-****

Barb Morrison 480-***-****

Sonia DeAnda 602-***-****

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