LORI C. ELIZARRARAS

**** * ****** **** *** **S La Habra Ca 90631 · 562-***-****

ad24r7@r.postjobfree.com

Talented professional with more than 28 years of diverse mortgage lending expertise High attention to detail and accuracy within a high-volume work environment. Excellent written and oral communication skills with great ability to multi-task. Proficiency with database applications including Encompass, Orijin Lending System, Outlook, MS Office Suite, V-lookup, Oracle, Pivot table, SQL, Real Quest, Leads to Loans. Medical Insurance background along with working as Admin Clerk. Strong research and Analytical skills, QC, Data Collection for Mortgage & Assessment & Medical Insurance. Love working with data and problem solving. EXPERIENCE

MAY 2023 – NOV.2023

MARCH 2022 – JULY 2022

CHANGE HOME MORTGAGE NON- QM

CLOSER/ FUNDER

SEND INITIAL AND RE-DISCLOSE CLOSING DISCLOSURES

• Prepare closing packages to be executed

• Balanced Settlement statements with Title/ Escrow prior to docs being sent

• Review Signed loan documents

• Wet States preordered wire for early morning closings

• Called to verify wire information was correct

• Notated files with notes so anyone can't track what has been completed on file

• Input Wiring instructions and Fund Loans wet & dry states

• Daily pipeline to maintain

• Also did all post- closing after loan closed /PCCD

• Post Closing – reviewing Doc packages once returned from Title

• NON-QM Loans & Traditional Loan Conv, VA, FHA Jumbo Etc. OCTOBER 2019 – MARCH 2022

STEARNS LENDING

CLOSER

• Prepare closing packages to be executed

• Review invoices and any docs needed for the loan such as Trust, POA

• Balanced CDs with Escrow /Title prior to docs being sent

• Sent Loan package to Title/Escrow prior to schedule closing

• Loans I’ve worked: FHA, VA, Conventional, Jumbo, Piggyback, USDA, Non-QM, Investor

• Wholesale & Retail

• Post closing review

2

FEBURARY 2018 – MAY 2019

CSI COMPANY INC AGENCY

DATA COLLECTION

Data collection for Assessment-Contractor

• Called counties requesting updated county tax roll

• Cold call to collect current years or back years

• Reviewed the file received to scrub and verify we had all the fields we needed

• Scrubbed data once file was reviewed if data was missing reached back out to county to get updated file

• Reviewed and loaded onto server

• Gathering information for my weekly reporting

NOVEMBER 2015- FEBURARY 2018

SOFTWARE INCUBATOR INC.

SENIOR DATA ACQUISITIONS MANAGER

• Responsible for all hiring, interviewing, training, support for all Independent Contractor

• Prepared and generated reports to keep track of data collection & contractors

• Adhered to strict safety and quality standards

• Ensured team members are performing and collecting data correctly & frequently

• Reviewed and QC audits.

• Processed invoice and billing for all 250 contractors under me

• Kept reports to track invoice for billing, county coverage

• Processed invoices for payment for each contractor for pay.

• Reviewed payments & invoice for discrepancies or over payment issues

• Calling counties verify if we could receive, if not then set up matrix to send contractor to county to collect.

JULY 2010 – MAY 2014

BLACK KNIGHT FSB / FKA LPS INC.

IMAGE ACQUISITION/ FIELD COLLECTION SET-UP

• Adhered to strict safety and quality standards

• Expanding Geo coverage for Deed & Mortgage data

• Ensured team members are performing and collecting data correctly & frequently

• Reviewed and QC audits.

• Maintained processes and procedures within compliance changing regulations with County rules

• Setting up contractors in the county and training them to better understand the software and what they were keying into the systems

• Drafting up Matrix for data to be collected

• Cold called counties for images & raw data

• Reviewing/ QC data to make sure we had all the data we needed to collect

• Setting up contracts with counties for Images & data delivery for month, weekly, quarterly etc. AUGUST 2014-AUGUST 2015

RENWOOD REALTY TRAC LLC

IMAGE ACQUISITION/ FIELD COLLECTION

• Called counties requesting updated county tax roll and Mortgage / Deed data

• Reviewed the file received to scrub and verify we had all the fields we needed

• Scrubbed data once file was reviewed if data was missing reached back out to county to get updated file

• Reviewed and loaded onto server, adhered to quality standards, Reviewed and performed QC audits

• Ensured team members are performing and collecting data correctly & frequently 3

• Maintained processes and procedures within compliance changing of Tax rolls JANUARAY 2000- APRIL 2010

FIRST AMERICAN RES

DATA ANALYSIS/ CUSTOM DATA

• Value Points, Ordered Aerial Photos, custom orders for lead generation

• Developed many custom reports for clients using trend reports & data analytics

• Data quality control, customer service internal & external and account managers

• Generating Mortgage List for clients

• Searching and creating list / leads for clients using inhouse products 1998-1999

PACIFIC CARE MEDICAL INSURANCE

MEMBER SERVICE REP

• CALL CENTER TAKING CALL ASSISTING CLIENTS WITH INSURANCE ISSUES & PROBLEM SOLVING

• ADDING & REMOVING CLIENTS

• VERIFY PLAN / COVERAGE

• HELPING WITH PHARMACY ISSUES WHAT WAS FORMUAL & NON FORMUAL

• EXPLAINING HOW THE PLAN WORKS

• CONFIRMING OR VERIFY PCP & MEDICAL GROUP

• VERIFY AUTHORIZATION FOR DR OR SURGREIES

EDUCATION

JUNE 1994-1997

CALIFORNIA HIGH SCHOOL-WHITTIER, CA

HIGH SCHOOL DIPLOMA

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