RESUME

PADMANABAN S

Mobile :979*******

Mail Id :ad2485@r.postjobfree.com No:51,East street

Ndukuppam&(Po)

Panruti Tk.

Cuddalore Dist – 607103.

OBJECTIVE:

To work in a challenging environment demanding all my skills and efforts to explore and adapt myself in different fields, and realize my potential and contribute to the development of organization with impressive performance.

ACADEMIC PROFILE :

COURSE

INSTITUTION

STUDIED

BOARD OF

STUDY

YEAR OF

PASSING

PERCENTAGE

SSLC

Seventhday adventist

matric school

Matric

1999

58%

HSC

Seventhday adventist

matric school

Matric

2001

60%

BBA

Annamalai University

Annamalai

university

DR.MGR

2006

63%

MBA DR.MGR

Chennai

University University 2009 65%

EXPERIENCE:

Muthoot Finance:

Worked as a junior executive from 11.03.2010 to 22.08.2011. Responsibilities:

- Check gold purity stone with acid and handled number of gold pockets.

- Maintain gold registers,cash registers,customer registers,key moment registers,agreement registers,cash vault and gold vault registers etc..

-Maintain monthly gold audit score and cash registers audit.

- Given remainder call to customer to pay the EMI. Future capital:

Worked as a Branch operations from 06.09.2011 to 24.01.2012. Responsibilities:

- Maintaining cash registers,customer registers,cash vault and gold vault registers,application registers,attendance registers,agreement registers etc..

-Maintain audit score in every month and approval file sent to HO 4 days TAT.

-Given remainder call to customer pay the EMI in every month. HDB financial services ltd:

Worked as a branch operation executive from 26.12.2012 to 06.03.2015 Responsibilities:

-Maintain cash registers,customer registers,cash vault and gold vault registers,application registers,attendance registers,agreement registers etc.. Maintain audit score in every month and approval file sent to HO 5 days TAT.

- Given remainder call to customer pay the EMI in every month.

-All file before boarding to check agreement,application,customer account then only RTGS to the customer.

-Preparing Disbursement memo

Equitas small finance bank:

Worked for EQUITAS SMALL FINANCE BANK as a Credit Officer for Loan against property and overdraft Loans from 04.07.2016 to till date. Responsibilities:

Underwriting and appraising LAP and OD loan files.

Field Verification and Personal discussion with Customers

Prepare the CAM and Financial Statement.

Preparing Disbursement memo

Manage the process required for delivering reasonable turnaround time.

Manage credit quality, control delinquency and frauds.

Evaluate creditworthiness and Risks

Vendor Co ordination

Manage branch MIS.

PERSONAL DETAIL:

Name : PADMANABAN .S

Father Name : Sivalingam

Date Of Birth: 30/06/1983

Religion : Hindu

Gender : Male

Marital Status : Married

Languages : English & Tamil

Nationality : Indian

Address : No:51 East street

Nadukuppam&(Po)

Panruti Tk,cuddalore-607103.

DECLARATION:

I hereby declare that the above all the particulars are true and correct to the best of my knowledge and belief.

PLACE : Signature

DATE :

(Padmanaban s)

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