Jose L Aranda

ad22qk@r.postjobfree.com

949-***-****

Objective

Licensed and organized loan officer with 5+ years of experience in a fast-paced environment. Eager to help families and become a market leader through creating the ultimate customer experience and developing cutting edge financial solutions. In previous roles managed a heavy pipeline of 50+ loans totaling ca. $25M, and regularly exceeded sales targets by 20-50%. Work Experience

Mortgage Advisor

Excelerate Capital, Newport Beach, CA

March 2022– Present

• Met benchmarks in multiple facets including profitability and credit quality. Customer satisfaction.

• Promoted new business development. Actively extended the client portfolio by bringing in 300+ new clients per quarter

• Hosted new home buyer seminars educating clients on NON-QM and QM loans. Met with applicants to obtain information for loan applications and to answer questions about the process.

• Analyzed potential loan markets to develop prospects for new loans. Sr. Mortgage Loan Officer

Loanlock, Santa Ana, CA

Oct 2020– March 2022

• Sold and originated residential mortgages by customary and regular involvement in activities related to selling loans away from the office.

• Developed and maintained relationships with 20+ real estate agents, tax preparers, individual borrowers, and flippers.

• Obtained, verified, and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.

• Met with applicants to obtain information for loan applications and to answer questions about the process.

• Analyzed potential loan markets to develop prospects for new loans. Loan Officer

JMJ Financial, Long Beach, CA

April 2017-Oct 2020

• Managed and grew a loan portfolio by regularly exceeding sales targets by 20-50%.

• Met benchmarks in multiple facets including profitability and credit quality. Customer satisfaction.

• Promoted new business development. Actively extended the client portfolio by bringing in 250+ new clients per quarter

• Cooperated with support staff and executive management. Loan Officer

AFN, Irvine, CA

April 2017-Oct 2020

• Discuss possible loan products and options to meet client needs and advise clients on risks and benefits of each option.

• Collect and analyze clients’ financial information to assess eligibility for home loan

• Communicate and build relationships with agents, clients, escrow officers, and title representatives.

• Demonstrate the highest level of professionalism and customer service towards all customers

• Strong problem-solving skills and an interest in finding solutions for clients with poor credit Key Skills

• Closing procedures

• Conventional and government guidelines

• Non-QM loans

• Customer service

• Federal lending regulations

• FHA guidelines

• MS Office

• Processing underwriting

• Self-motivation

• Teamwork

• VA guidelines

Certifications

• NMLS Certification

• 1 active licenses with 13 other ready for sponsorship. Languages

• Spanish—Advanced