SERAPHINE
ANIABRE
Contact
Address:
P. O. Box CE 11785, Tema,
Accra,Ghana
Phone:
Email:
ad21qf@r.postjobfree.com
Languages
English - Proficient Fluent
Education
**** – 2019.
B.A BUSINESS ADMINISTRATION
Management Option
2011 – 2013.
BUSINESS AND MANAGEMENT
STUDIES
DIPLOMA IN BUSINESS STUDIES
Management Studies
Certifications
NOV, 2021 SAINT PETERSBURG
STATE UNIVERSITY
Certificate - Conflict and
stress management
JULY, 2021 UNIVERSITY OF
CALIFORNIA, IRVINE
Certificate - Managing
Project Risks
2019 – 2020 NATIONAL SERVICE
SCHEME - CERTIFICATE
Letshego Ghana Savings
and Loans PLC, HQ,
Airport City, Accra
Summary
Successful Business Administrator specializing in Efficient in leading and supervision with excellent skills of 13 years
Highly skilled with Team leading, Time Management and Communication skills
Ability to make decisions in high-pressure situations I have excellent verbal and written communication in English language.
I have also completed Business Administration and working in to the same field.
Skill Highlights
Project management
Strong decision maker
Complex problem solver
Creative design
Innovative
Service-focused
Experience
Profile name: - RISK DEPARTMENT - CREDIT RISK UNIT Letshego Ghana Savings and Loans PLC. Head Office, Airport City, Accra 2017 – Date till now
CREDIT RISK OFFICER –
Receive application documents via the new core Banking System (BaNCS) from the various branches all over Ghana and confirm prospective client’s details from an existing approval data.
Check to ensure clients who have existing contracts are treated differently based on their current history in the loan books.
For CAG employees, affordability (debt service ratio) provided by the TPRS system is confirmed by way of calculation using the known formula to clear any form of ambiguity
2015 – 2017 PRE APPROVAL OFFICER:
I pre-check loan statements of all existing clients who come for repeat loans to see if they qualify.
I ensure payment for arrears or settlements from clients are receipted on time.
2013 – 2015 RECOVERY OFFICERS
Keep tracking outstanding debts.
Plan course of action to recover owed money.
Locate and contact debtors