WORK HISTORY

Cashier/Sales Associate

Calendar Club, North Bay Canada

30th October 2023 to Present

Greeting customers when they enter the store, Operating a cash register or computer system

Scanning items or inputting item codes for purchased goods, Managing cash and making change for customers Overseeing the funds in a cash register and balancing the amounts at close

Assisting customers with questions and other needs TCPS Analyst I

American Express Services India Private Limited, Gurugram 23rd August 2022 to August 2023

Verifies all aspects of the Client Identification Program

(CIP) and necessary account opening documents are

provided and in accordance with Know Your Customer. Identifies individual/non-individual accounts to highlight High-Risk Jurisdiction, cash-intensive, high-risk

businesses and Politically Exposed Persons(PEPs) or Relatives or Close Associates (RCAs)

Completes extensive due diligence investigations using public and private databases in accordance with Anti- Money Laundering(AML), BSA and other regulatory

standards to assist business units and prevent

operational and repetitional risks.

Ensures final reports are comprehensive, compliant and suitable for client onboarding decision-making processes. Helps test functionality of new due diligence

software/databases by identifying areas of improvement. Overseas the training of new employees in various lines of business.

Financial Analyst III

ManpowerGroup Services India Pvt Ltd, Gurugram (Client American Express)

27th April 2021 to 22nd August 2022

Serve as the primary point of contact for internal clients concerning client service onboarding initiatives.

Performs checks on all employees, consultants, vendors, contractors and third-party advisors against World Checks Risk Screen, MSB Check, Graydon, Company House, Lexis Nexis and Hoovers.

Back office processing including settlement and

documentation.

Finalize KYC profiles ensuring accuracy, completeness and validity, incorporating multiple risk factors in compliance with global and local regulatory requirements. EDUCATIONAL BACKGROUND

Nipissing University

North Bay, Canada

Post-Baccalaureate in Finance

University of Rajasthan

Rajasthan

Bachelor's Degree in Commerce(Honours)

Major in Finance(EAFM)

2019

My Own School

Rajasthan

C.B.S.E Board

Commerce

ABOUT ME

Confident and teamwork-oriented Finance

Associate specialising in informative and

persuasive professional presentations. Currently

studying for a Post-baccalaureate in finance at

Nipissing University and more than four years

working in the Banking sector leads to extensive

experience with a variety of computer applications. TECHNICAL SKILLS

Mathematics, Business and Economics

Cost Accounting, Corporate Finance Knowledge,

Darta Validation Techniques,Budgeting, Risk

Management, Data Visualisation, Asset

Management.

Computer Applications

Microsoft Office (Word, Excel, Powerpoint),

Salesforce, Hoovers, World Check, Lexis Nexis, FX

International Payment Operations, Oracle Flexcube, Euronet, Dow Jones, Cadence, Global Pay and CRM.

+1-647-***-****

ad20o3@r.postjobfree.com

https://www.linkedin.com/in/hars

h-malhotra-1023a6182/

Harsh Malhotra

35 A Milford Crescent, North bay

P1A1M4

CORE SKILLS

Maintaining a good knowledge of potential red flags regarding the client and work types across the firm and the jurisdictions within which the firm’s clients are based.

Completed analysis of transactional information to identify risk, trends and potential wary activity. Developing and maintaining a good understanding of anti-money laundering and financial crime legislation, and a comprehensive understanding of client due

diligence requirements.

Developing a sophisticated working knowledge of due diligence and investigations based on rigorous research methodology and identification and use of a range of information sources.

Maintaining a working understanding of the firm’s anti- money laundering and financial crime policies and

procedures.

Carrying out client due diligence using a wide range of databases and search facilities to identify PEPs, SIPs and sanctions (including analysing documents provided by clients and advising whether further information or enhanced due diligence is required)

Completing any other processes required for client opening in a timely manner to avoid undue delay.

SOFT SKILLS

Business system analysis

Strong customer service skills

Advanced problem solving abilities

Critical thinking

Superb communication skills

Decisive

Leadership

ACCOMPLISHMENTS

Earned Blue Reward Certification in American

express's Reward and Recognition program.

Anti-Money Laundering Program for Global

General Services.

Privacy awareness

Earned Two Star Badges in Au Small Finance

Bank's Reward and Recognition Program.

CERTIFICATIONS & VOLUNTEER WORK

Certifications

Certificate course in French language from the

University of Rajasthan.

DIPLOMA COURSE IN FRENCH LANGUAGE

FROM THE UNIVERSITY OF RAJASTHAN.

DELF A1 International test in the French

language.

DELF A2 International test in French language.

Volunteer Work

Started a volunteer program in a NUBC

(Nipissing University Business School) for

welcoming and managing new students while

supporting community volunteer activities.

Volunteer with "AU Foundation" a company

campaign led by AU Small Finance Bank,

focused on the Support for the development of

specially-abled children.

Also associated with "The AU Foundation" for

its other social initiatives conducted at various

intervals such as 'Clothing Donation Drive' and

'Wash Drive (Water, Sanitation and Hygiene).

LANGUAGES

English

French

Hindi

WORK HISTORY

Senior Executive Customer Experience

AU Small Finance Bank, Jaipur

07th September 2020 to 02nd January 2021

Collected, analysed and managed quantitative

data and created meaningful reports to lead

business improvement.

Validation of KYC and client static information

in core banking systems.

Perform simple/complex static amendments in

core banking systems.

Senior Executive

Adecco India Pvt. Ltd. Jaipur

08th July 2019 to 06th September 2020

Handled data cleansing projects by reviewing

various client documents and the data in the

core banking systems.

Conducting quality assurance surveys with

customers and providing feedback to the staff.

Resolving customer complaints brought to

your attention.

Budget Analyst

TechmeThink Internship for 6 Months

Reported P&L and budgets.

Provided strategic forecast support.

Analysed Revenue, Gross Margin, and

Profitability.

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