To open

To keep

Modes

Intercity

Intra-city

Intercity

Intra-city

Own ATM withdrawal

Other Bank ATM

ADC/Digital

Clearing

For other transactions

UBL Ameen VISA Classic Debit Card Issuance

UBL Ameen VISA Classic Debit Card Annual

UBL Ameen Premium Master Debit Card Issuance

UBL Ameen Premium Master Debit Card Annual

UBL Ameen Paypak Debit Card Issuance

UBL Ameen Paypak Debit Card Annual

Others Issuance

Others Annual

Issuance

Stop Payment

Cashier's Cheque

Foreign Demand Draft

Wire Transfer

Annual

Half Yearly

Duplicate

ADC/Digital Channels

Others

Internet Banking subscription (one-time & annual)

Mobile Banking subscription (one- time & annual)

Normal

Intercity

Same Day

Customer request

Customer Name:

Product Chosen:

Mandate of account:

Contact No.: Mobile No. Email Address

Key Fact Statement for UBL Ameen Asaan Digital Account United Bank Limited Date xx-xx-xxxx

Branch IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in English. You may also use this document to compare different accounts offered by other banks. You have the right to receive KFS from other banks for City, comparison.

Is Profit Paid on account (Yes/No) Subject to the applicable tax rate No Account Types & Salient Features:

This information is accurate as of the date above. Services, fees and mark up/expected profit rates may change on time to time basis i.e. Monthly, Semi-Annually etc. For updated fees/charges, you may visit our website or visit our branches. Particulars United Bank Limited (UBL Ameen - Islamic Banking) UBL Ameen Asaan Digital Account

Currency (PKR, US, EUR, etc.) Pak Rupee (PKR)

Minimum Balance for Account No Initial Deposit Requirement NIL

Account Maintenance Fee NIL

Indicative Profit Rate. N/A

Profit Payment Frequency (Daily, Monthly, Quarterly, Half yearly and yearly) N/A Provide example: (On each Rs.1000, you can earn Rs on given periodicity) N/A

SMS

Free

Rs. 125/- on Request

Rs. 125/- on Request

Premature/ Early Encashment/Withdrawal Fee (If any, provide amount/rate) N/A

Service Charges

IMPORTANT: This is a list of the main service charges for this account. It does not include all charges. You can find a full list at our branches, on our website at "www.ubldigital.com”. Please note that all bank charges are exclusive of applicable taxes. Services UBL Ameen - Islamic Banking Division

Cash Deposit Transaction 0.10% or Min PKR 550/- or Max PKR 3,000/ Free

Cash Withdrawal Transaction

0.20% or Min PKR 500/- or Max PKR 3,000/-

Free

Free

Rs. 23.44/- Per transaction

Remittance Foreign N/A

As Per SOC

Debit Cards

PKR 1,900 per annum

PKR 1,900 per annum

PKR 2,100 per annum

PKR 2,100 per annum

Free

Free

As Per SOC

As Per SOC

Cheque Book Free

Rs. 500/-

Remittance (Local) PKR 450/- flat

Statement of Account

Free

Free

Free

Fund Transfer As Per SOC

As Per SOC

Digital Banking Free

Free

Clearing

Free

Free

Rs. 525/-

Closure of Account Free

You Must Know

Requirements to open an account: To open the account you will need to satisfy some identification requirements as per regulatory instructions and banks' internal policies. These may include providing documents and information to verify your identity. Such information may be required on a periodic basis. Please ask us for more details.

Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance, 1962 all deposits which have not been operated during the period of last ten years, except deposits in the name of a minor or a Government or a court of law, are surrendered to State Bank of Pakistan

(SBP) by the relevant banks, after meeting the conditions as per provisions of law. The surrendered deposits can be claimed through the respective banks. For further information, please contact branch where you account resides.

Closing this account: In order to close your account, please visit branch. How can you get assistance or make a complaint?

United Bank Limited Complaint Management Unit

1st Floor, UBL Wherehouse Building Maikolachi MT Khan. City: Karachi Tel : 021-********

Helpline: 021-***-***-***

Email: ad20i3@r.postjobfree.com Website: www.ubldigital.com.pk If you are not satisfied with our response, you may contact : Email: ad20i3@r.postjobfree.com

Fax: 021-********/ Tel: 021-99217334-38

Cheque Bounce: Dishonoring of cheque is subject to a criminal trial in Pakistan. Accordingly, you should be writing cheque with utmost prudence. Issuing a cheque dishonestly which gets dishonored on presentation is a criminal offence and is punishable under the law. Safe Custody: Safe custody of access tools to your account like ATM cards, PINs, Cheques, e-banking usernames, passwords; other personal information, etc. is your responsibility. Bank cannot be held responsible in case of a security lapse at the customer’s end. Please note that United Bank Limited never calls customers and ask your personal details including but not limited to Password, Credit Card Pin, OTP etc. Please be cautious against such kind of messages. Record updation: Always keep profiles/records updated with the bank to avoid missing any significant communication. You can contact your branch to update your information.

What happens if you do not use this account for a long period? If your account remains inoperative for 12 months, it will be treated as dormant. If your account becomes dormant/inactive, you may request reactivation by personally visiting your parent UBL branch by completing the following formalities: a) Providing application for reactivation of account b) Providing any one of the following valid identity document submitted at the time of account opening

* Computerized National Identity Card ( CNIC) or Passport or

* National Identity Card for Overseas Pakistanis (NICOP) c) Conduct any real time debit transaction at branch to activate the account. d) However, customers residing overseas will require to visit nearest UBL International Branch or Branch of any correspondent Bank or Pakistani Embassy / Consulate along with the following documents: a) Signed dormant activation request of the customer, ensuring contact details, phone number, e mail address and mailing address are filled in, or signed request on company’s letter head in case of company account, b) Valid copy of global ID, c) Signed Cheque Updated as of June 31, 2023

I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT Islamic Digital Account

Single/Joint/Either or Survivor

Address

Customer Signature (All account holders's signoffs are required) Signature Verified (Name, Employee # and Functional Title) Applicable from July 01, 2023 to December 31, 2023

Contact this candidate