LATACHA GRIFFIN

**** **** ***** ** ****** TX ****1 APT #217

469-***-**** ad1zna@r.postjobfree.com

Professional Objective: Secure a position with a well-established organization with a stable environment that will lead to a lasting relationship in the field of Mortgage Banking which will utilize a results-driven professional with solid experience.

SUMMARY OF QUALIFICATIONS

• Over 15 years mortgage industry experience including dealing with customer/client inquiries and disputes

• Extensive experience performing research, administrative and clerical procedures utilizing systems such as word processing and managing files and records

• Solid knowledge of principles and processes for providing customer and personal services

• Well-organized, self-motivated individual with ability to adapt and quickly learn new skills sets

• Track record for consistently meeting goals and delivering a high level of job performance

• Proven ability to build strong customer/client relationships EDUCATION

Mountain View College: Dallas, TX

LEADERSHIP ACTIVITIES

MGC Mortgage: Fiserv Super user/ Trainer for New Hires PROFESSIONAL EXPERIENCE

First Saving Bank, Clarksville, IN

Senior Mortgage Closer/Funder – 06/2020 – 11/2022

• Preparing reviewing and completing Conventional, FHA, VA, USDA etc. closing docs, special investor forms and notices to be sent to the closing.

• Review title requirements for state specific deed/mortgage attachments and / or state mortgage tax requirements

• Verify and examining information and accuracy of loan application and closing documents

• Review and make sure the interest, principal and closing costs are calculated correctly

• Check Closing Disclosure to ensure maximum cash back and cash to close are within program guidelines

• Review title, homeowner condo, flood, hazard insurance policy for accuracy -verify sellers, borrower and lenders information is current and correct

• Verify underwriting and funding conditions are signed off on underwriting approval prior to funding loan

• Check documents to ensure they are complete, accurate and signature requirements are met

• Send wire breakdown to title for balancing and order the wire for funding

• Review the funding documents so the keys may be released Mr. Cooper (Pacific Union Financial), Farmers Branch, TX Wholesale Mortgage Closer - 11/2017-06/2020

• Review loan documents for pricing and verify Credit File and Closing Documents for accuracy and completion

• Review title requirements for state specific deed/mortgage attachments and / or state mortgage tax requirements

• Verify original Deed of Trust/Mortgage is complete with applicable attachments for recording purposes

• Help train new or inexperienced funders on file flow and system efficiency

• Verify underwriting and funding conditions are signed off on underwriting approval prior to funding loan

• Check documents to ensure they are complete, accurate and signature requirements are met

• Verify demands are current and figures are accurately reflected on the Closing Disclosure

• Ensure loans meet department policies and procedures for funded loans in accordance with investor or program guidelines, and state and federal rules and regulations

• Check Closing Disclosure to ensure maximum cash back and cash to close are within program guidelines

• Ensure the Title Package, including funding figures, demands, security instruments, and shortage checks are sent to title, and title is ready for the funding wire

• Confirm loan information in the company system is accurate and initiate computerized loan funding process

• Initiates loan boarding into servicing system

Polunsky Betel Green, LLP – Dallas, TX

Mortgage Law Closer - 03/2017 - 10/2017

• Review of executed loan documents ensuring all necessary documentation is complete and accurate ensuring a salable loan

• Prioritize and monitor workflow to meet funding

• Creates closing documents for Conventional, FHA, VA, USDA, and TX Home Equity loans

• Coordinate closing with Loan Processor and UW to ensure pre-closing requirements have been

• Performs pre- and post-closing functions including managing closing checklist to ensure that closing counsel has received all required documents to review and close the loan

• Ensure all conditions are satisfied and follow underwriter instructions, FNMA requirements and state and federal guidelines

• Calculate figures for wire amounts and submit wire requests in accordance with company procedures

• Keep management and other parties informed of potential problems or delays Pacific Union – Irving, TX

Doc Drawer/Closer Funder II - 03/2014 - 03/2017

• Make sure all CTC loans are properly evaluated with the doc drawer checklist

• Review new files and communicate with title/escrow for turn time for funding

• Review the Final CD and LE to ensure correct fees were collected

• Audits final executed docs for accuracy and completion of signatures and dates by all parties to the transaction

• Insures that executed document image is placed in E-Docs

• Review Approved and Final CD for discrepancies

• Order wire

• Creates closing documents for Conventional, FHA, VA, USDA, and TX Home Equity loans

• Reviews and prepares disclosures, including Loan Estimate and Closing Disclosure

• Generates funding requests and balances wires

• Ensures closing packages are complete and compliant for delivery on the secondary market

• Coordinates and communicates with various parties throughout the pre-closing and post-closing process REFERENCES

Available upon request

Contact this candidate