Tina M. Woods

310-***-****

ad1tbt@r.postjobfree.com

Mortgage Lender

Highly accomplished professional with a 30 year proven track record of successful underwriting, coaching, training, processing, selling, closing and funding conventional, jumbo and government mortgage loans. Professional Experience

Sr. Underwriter February 2018 – August 2022

Better Mortgage – Specialized jumbo underwriter for multiple lenders both to agency guidelines and lender overlays. Mentor and trainer to underwriters learning new programs. Coached processing experts for better understanding of the documentation requirements. Collaborated with the team to explore all avenues of possibilities to ensure maximum loan approval and customer satisfaction.

Sr. Underwriter January 2012 – January 2018

Umpqua Bank – Underwrote residential mortgage loans to agency guidelines and portfolio loans with bank overlays. Always maintained high efficiency, met or exceeded daily goals, with superior quality and excellent customer service. Working with Loan Officers and Processors to ensure accurate documentation and explore all options available.

Wholesale Underwriter September 2010 – January 2011 First California Mortgage – Worked with a dynamic team of Underwriters approving loans to company and program guidelines. Used three different processing systems including DU, LP and Calyx to evaluate loans and provided excellent customer service to Brokers, Loan Officers and borrowers. Area Specialist October 2008 – August 2010

USDA Rural Development – Underwrote Federal Government Rural Development loans through the Guarantee Rural Housing program utilizing AARA and congressional appropriated funds. During 2009 fiscal year, production was increased from 200 loans to 2,200 and was presented an award for the highest production in the state from Jeff Diess, Acting State Director.

Underwriting Supervisor March 2006 – November 2007 GreenPoint Mortgage – Supervised a team of Senior Underwriters, Loan Processors, and Receptionists. Ensured the timely set up, underwriting, submission and closing of all files received. Reviewed files for credit worthiness, financial soundness, and researched borrower information on various websites for accuracy of information. Helped to resolve challenges, approved exceptions, and had second signature authority. Owner Operator March 2004 – March 2006

Curves at Blair Hills – Developed a team of Fitness Trainers and Sales Coordinators to build successful fitness center. Created marketing strategies and budgets, honed skills in accounting and payroll and fine-tuned customer satisfaction processes.

Regional Lending Operations Center Manager March 1996 – February 2004 Washington Mutual Bank – Supervised the processing, underwriting and closing of 750 loans per month – the highest production nationwide – while maintaining quality control. Underwrote files within company guidelines with underwriting authority up to $1M.Continuously trained employees for process improvement and promotion. Worked closely with Financial Center Managers on customer resolution as well as holding training seminars.