***** *. ***** ***** **** “F”, Aurora, CO ***** 720-***-**** ad1mgy@r.postjobfree.com

Victoria Hase

Objective

Seeking a position that will provide the opportunity to utilize my experience and education gained over the past twenty years in the mortgage industry and allow for continued growth within the company.

Experience

04/17/2016- 10/30/2023 Paramount Residential Mortgage Group Phoenix, AZ

Sr Closer/Funder II

Closing an average of 5-10 loans a day. Loans including Conventional, FHA, VA, VA IRRRL, USDA, FHA Streamline, Manufactured Homes, DPA’S.

Responsible for verifying all pertinent document for files, verifying OFAC, MERS and HPML on every loan. Verifying VA funding fee and FHA UFMIP, USDA Guarantee fee and MMI premiums. Verifying disclosures, appraisal delivery, flood determination is delivered on time.

Review and clearing of pre closing conditions, Hazard Insurance, Mortgage Insurance, FHA / VA Docs, Title Commitment, Closing Protection Letter, Verification Of Deposit, Verification of Rent, Verification of Employment

Preparing, balancing an issuing CD’s to the borrowers. Preparing closing documents for all states including FHA and VA loans. Working with attorneys preparing docs for TX loans. Experienced with CHFA, CHENOA and CALHFA loans.

Order funds for closing, issuing check and wires. Reviewing executed closing documents.

Close communication by phone and emails with third-party service providers.

08/01/2014- 04/01/2016 Statebridge Company Greenwood Village CO

Escrow Specialist

Performs reviews of and runs required escrow analysis statements according to schedules and requirements

Processes escrow-related refunds to the borrower’s account within allotted timelines

Updates loan-level information to reflect recent activity and applies appropriate comments detailing actions on the account.

Researches and resolves a variety of issues surrounding questions concerning tax, insurance, and escrow

Reviews exceptions related to the trial escrow analysis, conduct analysis on accounts and works with property tax and hazard insurance groups and other business partners to ensure corrections are processed before generating a final escrow analysis statement

Conducts quality control reviews on escrow analysis statements

Responds timely to tasks and inquiries assigned from or requested by business partners, clients, and managers.

08/06/2012-08/01/2014

Nationstar Mortgage

Littleton CO

Bank Reconciliation Specialist

The Bank Recon Specialist is responsible for preparing assigned monthly reconciliations of various clearing and balance sheet accounts consisting of both PI & TI custodial accounts for investors which could include FNMA, FHLMC, GNMA, Private MBS, or Special Servicing. Timely and accurate reconciling of assigned monthly accounts.

Continuously review processes and procedures while recommending new procedures to management and other departments within the company to improve the quality and process.

Strict adherence to the Agency and Private Investor Servicing Agreements, Regulation AB, USAP, and other guidelines for timely and accurate reporting, remitting, and reconciling.

Clear reconciling items within 90 days from the point of identification and reconcile accounts within 30 calendar days.

06/23/2008-08/06/2012

Aurora Bank FSB

Littleton CO

Servicing Accounting Specialist

Custodial Accounts Reconciliations (Private Security, T&I, Actual/Actual, Clearing Accounts, Master Servicing Accounts, P&I Advance Reconciliation Account.

Researching and documenting the cause of out of balance conditions

Creation and maintenance of databases used for research and statistical reporting

Write and Maintain Department procedures

General Ledger Account Reconciliations

06/12/2003-03/17/2008

Aurora Loan Services, LLC/Lehman Brothers Company

Englewood, Colorado

Funder / Closer

Review title information as well as all pertinent loan documents (hazard insurance, closing protection letters, loan approval, loan lock, broker fees and other requests) in loan files

Entering required data and closing information into LQP and TMO in order to print closing documents

Verifies employment within 5 days of release of closing package and documents both systems and the files accordingly

Review closed loans, funding packages, and HUD-1’s to ensure all documents have been completed in accordance with corporate guidelines as well as closing and escrow requirements

Responsible for the ordering of appropriate funds, releasing of wires, and providing authorization for fund disbursement

Answer incoming inquiries in reference to loan status via telephone/facsimile or email communication with loan brokers and third-party service providers

Helped facilitate the receipt and clearance of all required loan conditions

Professional Skills

Resourceful; skilled in analyzing and solving problems

Advanced in Encompass, Excel, Access, Word, Outlook

Work well under strict deadlines with attention to detail, highly organized, resourceful, and dedicated.

Education

1991-1995

University of Electronic Equipment

Kiev, Ukraine

Electronic Engineer

References

Christine Desotell – Closer/Funder at PRMG/Retired

602-***-****

Matt Desotell – Account Manager/UW at PRMG

480-***-****

Slava Latyshov- Closer/Funder/Trainer/IT

720-***-****

Contact this candidate