Quality Control Business Partners
Resume:
***** *. ***** ***** **** “F”, Aurora, CO ***** 720-***-**** **********@*****.***
Victoria Hase
Objective
Seeking a position that will provide the opportunity to utilize my experience and education gained over the past twenty years in the mortgage industry and allow for continued growth within the company.
Experience
04/17/2016- 10/30/2023 Paramount Residential Mortgage Group Phoenix, AZ
Sr Closer/Funder II
Closing an average of 5-10 loans a day. Loans including Conventional, FHA, VA, VA IRRRL, USDA, FHA Streamline, Manufactured Homes, DPA’S.
Responsible for verifying all pertinent document for files, verifying OFAC, MERS and HPML on every loan. Verifying VA funding fee and FHA UFMIP, USDA Guarantee fee and MMI premiums. Verifying disclosures, appraisal delivery, flood determination is delivered on time.
Review and clearing of pre closing conditions, Hazard Insurance, Mortgage Insurance, FHA / VA Docs, Title Commitment, Closing Protection Letter, Verification Of Deposit, Verification of Rent, Verification of Employment
Preparing, balancing an issuing CD’s to the borrowers. Preparing closing documents for all states including FHA and VA loans. Working with attorneys preparing docs for TX loans. Experienced with CHFA, CHENOA and CALHFA loans.
Order funds for closing, issuing check and wires. Reviewing executed closing documents.
Close communication by phone and emails with third-party service providers.
08/01/2014- 04/01/2016 Statebridge Company Greenwood Village CO
Escrow Specialist
Performs reviews of and runs required escrow analysis statements according to schedules and requirements
Processes escrow-related refunds to the borrower’s account within allotted timelines
Updates loan-level information to reflect recent activity and applies appropriate comments detailing actions on the account.
Researches and resolves a variety of issues surrounding questions concerning tax, insurance, and escrow
Reviews exceptions related to the trial escrow analysis, conduct analysis on accounts and works with property tax and hazard insurance groups and other business partners to ensure corrections are processed before generating a final escrow analysis statement
Conducts quality control reviews on escrow analysis statements
Responds timely to tasks and inquiries assigned from or requested by business partners, clients, and managers.
08/06/2012-08/01/2014
Nationstar Mortgage
Littleton CO
Bank Reconciliation Specialist
The Bank Recon Specialist is responsible for preparing assigned monthly reconciliations of various clearing and balance sheet accounts consisting of both PI & TI custodial accounts for investors which could include FNMA, FHLMC, GNMA, Private MBS, or Special Servicing. Timely and accurate reconciling of assigned monthly accounts.
Continuously review processes and procedures while recommending new procedures to management and other departments within the company to improve the quality and process.
Strict adherence to the Agency and Private Investor Servicing Agreements, Regulation AB, USAP, and other guidelines for timely and accurate reporting, remitting, and reconciling.
Clear reconciling items within 90 days from the point of identification and reconcile accounts within 30 calendar days.
06/23/2008-08/06/2012
Aurora Bank FSB
Littleton CO
Servicing Accounting Specialist
Custodial Accounts Reconciliations (Private Security, T&I, Actual/Actual, Clearing Accounts, Master Servicing Accounts, P&I Advance Reconciliation Account.
Researching and documenting the cause of out of balance conditions
Creation and maintenance of databases used for research and statistical reporting
Write and Maintain Department procedures
General Ledger Account Reconciliations
06/12/2003-03/17/2008
Aurora Loan Services, LLC/Lehman Brothers Company
Englewood, Colorado
Funder / Closer
Review title information as well as all pertinent loan documents (hazard insurance, closing protection letters, loan approval, loan lock, broker fees and other requests) in loan files
Entering required data and closing information into LQP and TMO in order to print closing documents
Verifies employment within 5 days of release of closing package and documents both systems and the files accordingly
Review closed loans, funding packages, and HUD-1’s to ensure all documents have been completed in accordance with corporate guidelines as well as closing and escrow requirements
Responsible for the ordering of appropriate funds, releasing of wires, and providing authorization for fund disbursement
Answer incoming inquiries in reference to loan status via telephone/facsimile or email communication with loan brokers and third-party service providers
Helped facilitate the receipt and clearance of all required loan conditions
Professional Skills
Resourceful; skilled in analyzing and solving problems
Advanced in Encompass, Excel, Access, Word, Outlook
Work well under strict deadlines with attention to detail, highly organized, resourceful, and dedicated.
Education
1991-1995
University of Electronic Equipment
Kiev, Ukraine
Electronic Engineer
References
Christine Desotell – Closer/Funder at PRMG/Retired
Matt Desotell – Account Manager/UW at PRMG
Slava Latyshov- Closer/Funder/Trainer/IT
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