OBJECTIVE

To obtain a challenging and enduring position where my work experience and capabilities

can be utilized in the mortgage industry.

EDUCATION

Northern Virginia Community College

Studied in Business Administration/Management

CENTREVILLE HIGHSCHOOL 1994-1997

Academics

EXPERIENCE

Underwriter 03/01/2021-Present Fairway Independent Mortgage Corp

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

all types of mortgage loans (VA, FHA, Conv, USDA). Rendering

decisions to approve mortgage loans which includes review of loan documents and

FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

SR. Underwriter 11/09/2020-02/23/2021 Homeside Financial

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

all types of mortgage loans (VA, FHA, Conv, USDA). Rendering

decisions to approve mortgage loans which includes review of loan documents and

FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

SR. Underwriter 08/24/2020-11/06/2020 Caliber Home Loans

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

all types of mortgage loans (VA, FHA, Conv, USDA). Rendering

decisions to approve mortgage loans which includes review of loan documents and

FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

SR. Underwriter 06/29/2020-08/21/2020 Supreme Lending

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

all types of mortgage loans (VA, FHA, Conv, USDA). Rendering

decisions to approve mortgage loans which includes review of loan documents and

FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

SR. Underwriter 01/25/2016-06/12/2020 Stearns Lending

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

all types of mortgage loans (VA, FHA, Conv, USDA, VHDA, MD/DE/PA bond). Rendering

decisions to approve mortgage loans which includes review of loan documents and

FHA/Conventional/VA appraisals. To include manual underwriting for all types of loans.

Underwriter 05/11/2015-01/21/2016 Odyssey Funding

Responsibilities include: Reviewing data accuracy as per regulation guidelines for

Fannie Mae/Freddie Mac/HUD mortgage loans. Rendering decisions to approve mortgage

loans which includes review of loan documents and FHA/Conventional appraisals.

Sr. Loan Procesor 12/04/2014– 05/08/2015 Homeside Financial

Responsibilities include: Reviewed all types of mortgage loans (Conventional,

FHA and VA) which included but not limited to, data integrity, obtaining third party

services, conversing with outside customers, multi-tasking and review of loan

documents and FHA/Conventional appraisals.

Account Manager (Underwriter/processor) 08/19/14– 12/03/14 Guidance Residential

Responsibilities include: Reviewed all types of mortgage loans (Conventional, FHA

and VA) which included but not limited to, data integrity, obtaining third party

services, conversing with outside customers, multi-tasking review of loan

documents and FHA/Conventional appraisals.

Underwriter/Sr. Processor 04/01/2013 – 08/18/2014 Prosperity Home Mortgage

Responsibilities include: As a processor: Processed all types of mortgage loans

(Conventional, FHA and VA) which included but not limited to, data integrity,

obtaining third party services, conversing with outside customers, multi-tasking

As as Underwriter: Review data entry for each section of the mortgage loan

application. Review loan documents provided by the clients and FHA/Conventional

appraisals for each file reviewed. Calculate income figures, review asset statements for

qualifying purposes, ensure loan meets investor guidelines.

Granted underwriting authority to approve conventional loans and low risk FHA

files within the first 2 months of employment.

Sr. Processor 10/07/2011 – 03/29/2013 McLean Mortgage Corp

Responsibilities include: Processed all types of mortgage loans (Conventional,

USDA, VHDA, FHA and VA) which included but not limited to, data integrity,

obtaining third party services, conversing with outside customers, multi-tasking and

assisting a high volume Loan Officer team of 4.

Processor III 05/01/2010 – 10/01/2011 SunTrust Mortgage

Responsibilities include: Processed all types of mortgage loans (Conventional, FHA

and VA) which included but not limited to, data integrity, obtaining third party

services, conversing with outside customers, multi-tasking and assisting a high

volume Loan Officer team of 4.

Auditor/Processor 05/01/2010 – 10/01/2011 Bank of America

Include: Processing Conventional, FHA & VA Loans. Worked as a liaison between loan

officers, underwriters and all outside partners and customers. Began as a mortgage

auditor and then promoted to loan processor.

Underwriter/Processor/Closer 07/20/2004 – 04/15/2010 SunTrust Mortgage

Responsibilities Include: Processing Conventional, FHA & VA loans, authorized to underwrite and approve Conventional loans up to the combined loan amount of $850,000. Have been through extensive training for all types of loans offered by SunTrust and Fannie Mae. Fluent with Desktop Underwriter (DU), Loan Prospector (LP), Calyx, MLCS and Microsoft systems. Ranked #2 in the region in 2005 for closed/processed loans with 678 totals. In addition, SunTrust trained their existing processors to close, fund and post-close all loans which went on for over 2 years while employed.

Processor 05/2001 – 06/2004 Prosperity Mortgage

Responsibilities include: Processed all types of mortgage loans (Conventional, FHA and VA) which included but not limited to, data integrity, obtaining third party

services, conversing with outside customers & multi-tasking

assisting the payroll, benefits and accounting departments and tending

to the requirements of the President/CEO

SKILLS

Encompass usage from October 7, 2011 to October 2016. Orijin system as of January 2016 to June 2020. Fluent in DU, GUS and LPA automated systems along with Microsoft structures.

CHUMS # HR67

SAR # 0021450

KYLIE SEIDEL

3036 Shakespeare Road, Bethlehem, PA 18017 610-***-**** ad1m9q@r.postjobfree.com

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