Amjad Hussain, CPA

** ****** ***. *** ****. NY **746

516-***-**** ~ad1lec@r.postjobfree.com

PROFILE

ExtensivebackgroundasanInternalAuditorofabankandasanExternalAuditoroffinancialstatementsof the financial services industry.

PROFESSIONAL EXPERIENCE

Citigroup Inc.,New York, NY 2022-Present

VP Internal Audit Manager Services

● Lead audits of Citigroup products and services within the Trade and Treasury space.Managed IT integrated businessauditsend-to-endfromPre-Planning,Planning,FieldworkandReporting;reviewed workpapers and developed presentation materials for senior management.

● Scoped in key risk-based business processes and Standard Testing Procedures (STPs)based on walkthroughs.DesignedauditteststepstotestDesignEffectivenessAssessment(DEA)ofcontrolsand Operating Effectiveness Testing (OET)of the same controls based on audit sampling methodology. Identifiedauditissuesandassessedmanagementself-identifiedissuesforauditcredit.Completedissue write-ups for reporting and Risk Assessments (RA) for audit entities covering core Principal Risks.

● Responsible for covering audits across Client Onboarding,Global Pricing and Billing,Federal Receivables,Operations Accounting,Fund Transfers,Client Services,LiquidityManagementServices

(LMS) and Commercial Cards.

● Completed audit Issue Validations (IV)ensuring management’s Corrective Action Plans (CAPs)met DEA and OET of controls prior to concluding risk mitigation per IA Methodology.

● Conducted Business Monitoring meetings and completed Business Monitoring Quarterly Summary’s

(BMQS) for assigned audit entities.

New York Community Bank (NYCB) Flagstar Bank, Hicksville, NY 2020-2022 Senior Internal Auditor Risk Management

● Specializing in Internal Audits specifically in the Risk Management space.Accomplished full scope internal audits from Planning to Fieldwork in Interest Rate Risk (IRR),Borrowing and Liquidity, Enterprise Risk Management (ERM),Loan Concentration,Model Risk Management and Capital Planning and Stress Testing (CPST)audits.Identified and escalated audit findings and ensured completion of work within deadlines.

● Validated issues remediated by management by ensuring updated changes met Control Design Assessment (CDA) and OET.

● Managed Sox Control (SOX)Testing assigned to the Risk Management team by ensuring meeting internalandexternal(KPMG)deadlines.Ensuredteamhadallrequiredsupporttocompletetasksahead of deadlines. Identified and escalated any issues noted to management and SOX teams. BDO USA, LLP, New York, NY 2012-2020

Experienced Audit Senior Financial Services 2018-2020 Audit Senior Financial Services 2016-2018

Experienced Audit Associate Financial Services 2012-2016

● As an Auditor-In-Charge lead senior responsible for drafting engagement letter to scoping,identifying and assessing risk during walkthrough of various business cycles such as FRCP,Allowance, Investments,Loans,Deposits,Premiums,Claims,Reinsurance,Reserves...Etc.draftedauditplanning communication letters to the audit committee.Calculated materiality based on firm methodology to scope-in accounts for testing and performed preliminary analytical procedures to assess risks in the planning phase.

● Designed audit responses based on risks identified during planning and walkthrough cycles.Planned audit approach to testing all financial statement areas such as Revenue,Allowance/Reserves and expenses...etc.Obtained audit evidence on a sample basis after reconciling GL balances for completeness and accuracy and concluded on reasonability of the account balance.Supervised associates on work areas assigned.

● Worked on public and private company engagements.Performed SOX404 controls testing for public companies and Test ofControls(TOCs)establishedwithinvariousbusinesscyclesinafinancialaudit. MetprofessionalandfirmCPErequirementdeadlines.Capableofhandlingmultipleclientengagements simultaneouslyandworkingwellunderpressure.Canworkindependentlywithminimumsupervisionand in a large teamenvironment.Abletoworkwellwithdifferentpersonalitiesinordertodeliverafinished product within deadline.

● Performedwalkthroughofvariousbusinesscyclestogainanunderstandingifcontrolsareimplemented and operating effectively throughout the process to detect and correct material misstatements in financial reporting.

● Performedriskassessmentwithinbusinesscyclestodesignvariousauditprocedurestocoverauditrisk of not detecting a material misstatement.

● Reconciled various financial statement areas such as General and Admin expenses,Payroll and extracted samples from detailed population files for substantive testing and/or performed analytical procedures to conclude account balances are fairly stated.Tested Journal Entries from GL detail for completeness, accuracy and attributes that address the risks identified during planning phase. Robert M Fein & CO, CPA, PLLC,Woodbury, NY 2009-2012 Public Auditor

● Reviewedtwoyearsofunionauditfordiscrepanciesandsecuredasubstantialcreditforthefirm'sclient under litigation.Performed a whole year’swrite-up and bankreconciliationpriortofinancialstatement preparation. Filed NYS-45 and 941 forms for payroll taxes.

● Prepared financial statements and posted adjusting entries to record depreciation as per MACRS rules.Gathered working knowledge of client’s businessandtheirindustryinordertoappropriatelypost their transactions.Performedfinancialstatementanalysisviaratios,prioryearstatementsandindustry practice priortofilingacorporatetaxreturn.Reconciledmonthlybankstatements.Computedandfiled 1120 and 1120S Corporate Tax and Sales Tax Returns.Advised clients and incorporated new businesses as C-Corp,S-Corp,LLCandPartnershipsinNYandNJ.E-Filed1040,1040A,1040Xand 1040-EZIndividualFederalandStateIncomeTaxReturnsutilizingPro-Seriesprofessionaltaxsoftware. FiledScheduleA,B,C,D,EformsandCorporateCT-5extensions.ProcessedclientpayrollusingPMS

(PayrollManagementSystem).Preparedclientcorporateminutes,shareholderstocktransfersandlegal documents in acquiring government licenses and approvals. Sulatch Enterprises Inc, Orlando, FL 1999-2009

Vice President

● Established and maintained accounting records.Performed monthly bank reconciliation;maintained dailyandmonthlysalesspreadsheets;perpetualinventoryrecords;accountspayableledger.Maintained payroll time sheets,quarterly payroll taxes spreadsheets.Used HR payroll softwaretocomputeFICA and other deductions. Assisted tax auditor with source documents and accounting records.

● Won two High Achiever Awards for meeting sales,customer service and low-cost operation targets. Hired,trainedandmanagedstaffandincreasedsalesby25%byintroducingnewproducts.Developed entrance tests to evaluate prospective new candidates and a training manual to train new joiners. Conductedannualperformancereviewstoestablishbonuseligibility.Managedstockefficientlywithlow safety stock and reduced shrinkage by training staff.Reconciledinventoryreportsbasedonperpetual records withphysicalcountstakeneverymonth.Participatedindesigningnewimagesforretailoutlets and developed marketing schemes to increase sales.Scored in the 90th percentile several times on Mystery Shopper results based on sales,image and customer service.Evaluatedfairmarketvalueof variousbusinessesandcommercialpropertieswithanalysisoftheirfinancialstatements.Performeddue diligence prior to acquisitions by analyzing sales,asset valuations,Inventory turnover and loan and purchase contracts.

McGraw Hill, Hamilton, NJ 1998-1999

Staff Accountant

● Reconciled accounts and posted adjusting journal entries using MAS90 accounting software. Advanta Corporation, Horsham, PA 1996-1997

Accounting Associate

● Posted adjusting journal entries in MAS90 and met month-end deadlines.Processed vendor invoices and reconciled any differences.

PROFESSIONAL CERTIFICATION

Certified Public Accountant (CPA) - Licensed in New York. EDUCATION

Walden University, Minneapolis, MN

Graduate Certificate: Auditing

Oklahoma State University,Stillwater, OK

Bachelor of Science:Major: Accounting Minor: Finance, Awards: President's Honor Roll Dean’s List Accounting Class Distinction. SKILLS

Software:MyAudit,A360,TeamMate+,APT Classic,APT NextGen,CaseWare,IDEA,QuickBooks, PowerBI,AdobePDF,Outlook,Word,Excel,PowerPoint,SharePoint,AccessandPeopleSoft.Pro-Series, PMS (Payroll Management System),1099-Etc,DOS,Unix,Ubuntu,Visual Basic,Corel,PhotoShop, MAS90, NYC-SCA Certified Payroll, Mac OS X and ipages.

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